assurance catamaran de sport

• Insurance Quote
• Charter Quote
• Catamaran Links

Catamaran Insurance: All Oceans - All Catamarans - Yachts and Boats

Remember at Catamaran Insurance our Only Business is Yacht Insurance.

CATAMARAN INSURANCE by W.R. Hodgens Marine Insurance, Inc. 1425 South Andrews Ave Suite 250    Fort Lauderdale, FL 33316 Ph: 954-523-6867    Fax: 954-523-6488 Toll Free USA:  800-990-WAVE (9283) [email protected]

Catamaran Insurance: Reported Costs, and What Impacts!

As an Amazon Associate, we earn from qualifying purchases. We may also earn commissions if you purchase products from other retailers after clicking on a link from our site.

Calculating the costs of your catamaran involves considering more than just the purchase price. You also have to consider maintenance, marina costs and the insurance fees of your boat, which can be hefty, especially for larger vessels. So what are the catamaran insurance costs, and how do they differ with the size of your boat?

The standard insurance cost for most sailing catamarans is 1.5% of its value. However, this rate can go as high as 3% or more. Some factors that influence cost include sailing area, length and age of the catamaran, surveyor’s findings.

In this article, I will discuss the various insurance costs for different- sized catamarans , providing examples of how much you would need to pay for some popular catamarans. I will also discuss the insurance costs associated with charter use, ocean crossings, and private use in different parts of the world. 

Table of Contents

How Much Are Catamaran Insurance Costs?

A Lagoon 380 Catamaran valued at $399 000 will cost between $6000 and $12 000 per year considering that insurance costs are between 1.5% to 3% of the value of the boat. 

On average, therefore, insurance costs will be approximately 2% of your catamaran’s value. Unless your catamaran has a negative past loss experience or you are sailing in a limited market or politically restricted zones, your cost of insurance should be roughly 1.5% of the cost of your catamaran. 

These costs also vary by supply, location, and demand.

The table below summarizes the insurance costs you would expect based on the value of your catamaran. 

Summary of expected insurance costs at 1.5% and 3%

As shown in the table above, owners of a Lagoon 380 can expect to pay between $5,997.36 and $11,994.72. The latter figure considers the higher limit for insurance costs and the former the lower limit. 

As evident from the above table, the cost of insurance will be significantly affected by the value or the price of the catamaran.

As explained by Yacht International , catamaran owners may sometimes enjoy a premium of only 1.2% if the value of the catamaran exceeds $500,000. Accordingly, you may pay lower fees in terms of insurance when your boat is valued over this price. 

Other factors such as your relationship with the insurer may also lower the insurance premium rates.  

Ultimately, the insurance cost will vary across different underwriters and will be affected by factors such as the age and condition of the boat and the specific areas you want to sail in.

For second-hand catamarans, the percentage for insurance will be based on the survey-assessed value.

Other Factors That Influence Catamaran Insurance Cost

It is vital to pay keen attention to ensure that the insurance also covers ocean crossings, storms, and more. Below, I will discuss how this insurance may vary across ocean crossings, charter use, and private use worldwide.

Ocean Crossings

Based on cost or surveyor-finding, the standard 1.5% to 3% of the catamaran’s value will apply for catamarans insured for ocean crossings. However, you will be required to pay a one-time crossing fee. For instance, the Pacific Ocean crossings require a one-time fee of $500 to $1,000 .

You, therefore, have to consider this figure when computing your total insurance fees.

Charter Use

Catamarans under charter use are generally covered under a fleet policy . This policy tends to have better rates as compared to ocean crossings and private use , but this rate will vary from company to company. On average, this rate will fall between 1.5% and 3% of the boat’s value. 

Private Use

The annual premium for private catamaran use ranges from 1.5% to 2% of the boat’s declared value. Like charter use and ocean crossings, this will vary across underwriters and regions. With insurance, it is most often worth to seek out several quotes to get the best possible rate. 

Regional Differences

The regional differences play a major part in a catamaran’s insurance cost, primarily due to the risks associated with hurricanes and other natural disasters. 

There are four main regions insurers consider when setting their premiums and the impact this may have on your insurance costs. They include:

• California and pacific islands 
• Mediterranean regions
• Hurricane zones
• Non-hurricane zones

I’ll look at each of these a little closer down below. 

California and Pacific Islands vs. the Mediterranean Region

The insurance rates in California and the Pacific Islands region are higher than the insurance rates and costs in the Mediterranean region.

While you may expect to pay approximately 1% of your catamaran’s value in insurance costs for the Mediterranean region, this rate doubles for the California and Pacific Islands region.

Hurricane Zone

Your navigation area will play a significant role in the cost of insurance, especially when you sail through the hurricane zone during the hurricane season. This includes the areas south of the Florida and Georgia border, the Bahamas, and the Caribbean.

The hurricane season starts from 1st of june to the 1st of November, during which insurance rates will be significantly higher.

Insurance for navigation areas will generally have higher rates than non-hurricane areas. It is important to note that you may also pay higher rates if you intend to sail in areas prone to strong winds.

Out of the Hurricane Zone

Unlike the hurricane zones, areas falling outside the hurricane zone will have lower insurance costs than those in the hurricane zone. This is especially true for the North of Florida, where insurance costs for catamarans can fall below 1% of your catamaran’s value. 

As a rule of thumb, it is essential to discuss with the underwriter your navigation area for more information on what changes it may have on your insurance premiums. 

The cost of insuring your Catamaran averages at about 2% of your catamaran’s value. The main factors affecting your insurance costs include the price or value of your catamaran, its age and condition, and your navigation area.

Areas with limited coverage or areas prone to storms or strong winds will generally attract higher rates as compared to non-hurricane areas. Therefore, it is essential to discuss your navigation area with your insurance broker to ensure that you are adequately covered wherever you decide to sail.

• Aeroyacht: Catamaran Insurance
• The Multihull Company: How Much will That Catamaran Really Cost Me?
• YouTube: Cost Considerations when Buying Catamarans
• The Catamaran Company: Sold Catamaran 2019 Lagoon 380 (38 ft)
• Cruising World: Leopard 42 Boat Review
• The Catamaran Company: Sold Catamaran 2019 Lagoon 450F (45 ft)
• The Catamaran Company: Sold Catamaran 1996 Fountaine Pajot Venezia 42 (42 ft)
• The Wayward Home: How Much Does a Sailboat Cost? Examples and Buying Tips
• Catamaran Guru: Yacht Insurance: Know the Pitfalls!
• Book2Sail: How Much Does a 60 Foot Catamaran Cost?
• Discover Boating: Boat Insurance Guide: Costs
• Boating Geeks: How Much is Boat Insurance in California?

Owner of CatamaranFreedom.com. A minimalist that has lived in a caravan in Sweden, 35ft Monohull in the Bahamas, and right now in his self-built Van. He just started the next adventure, to circumnavigate the world on a Catamaran!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name and email in this browser for the next time I comment.

Recent Posts

Must-Have Boat Gear for Catamaran Sailors!

Sailing is probably the most gear-intensive activity I've ever done; there are so many decisions to be made about what gear to buy now, for tomorrow, and what to definitely never buy. The gear on...

6 Best Trailerable Trimarans For Bluewater and Coastal Sailing

Having a boat costs a lot of money, even when you are not using it, marina fees, etc. And once it is in the water most sailors never go very far from their "home marina" and sailing will be somewhat...

HANHAM INSURANCE AGENCY

Catamaran insurance program.

When it comes to insuring catamarans worldwide, Hanham Insurance Agency is renowned for securing the strongest coverage and lowest premiums for our clients while offering exceptional, personal client service.

Our Catamaran Insurance Program includes the following enhanced coverage options at the lowest premiums available:

- Agreed Value Hull Coverage

- 3rd Party Liability Coverage

- Uninsured and Underinsured Boater Coverage

- Fuel Spill and Environmental Damage Coverage

- Medical Expense Coverage

- Personal Effects Coverage

- Towing and Emergency Expenses Coverage

- Emergency Veterinary Expenses

- Charter Coverage

- Worldwide Cruising Limits

- Liveaboard Coverage

CLICK HERE FOR QUOTES

Here is a list of some of the catamarans we have insured worldwide:

Antares Catamarans

Leopard Catamarans

Lagoon Catamarans

Gunboat Catamarans

Outremer Catamarans

Gemini Catamarans

Catana Catamarans

Stiletto Catamarans

Neel Catamarans

Seawind Catamarans

Atlantic Catamarans

Privilege Catamarans

Mooring Catamarans

Sunsail Catamarans

St. Francis Catamarans

Fontaine - Pajot Catamarans

Nautitech Catamarans

Manta Catamarans

Maine Cat Catamarans

Kronos Catamarans

#LloydsInsurance #boatbuildersinsurance #SailboatInsuranceCharleston #BoatingInsurance #YachtingBoating #Doineedboatinsurance #BoatInsurance #Boat #BoatInsuranceCharleston #YachtInsuranceCharleston #Charleston #Yachting #YachtInsurance #cruising #marineinsurance #boater #liabilityOnlyInsurance #sailboatliabilityinsurance #boatus #yachtinsurance #marineinsurance #boatinsurance #SailboatInsurance #sailing #Sailboat #bostonwhaler #LloydsyachtInsurance #damage #sailboatinsurance #yacht #bostonwhalerinsurance #yachting #uninsured #boating #CharlestonInsurance #Insurance #boat #CatamaranInsurance #LagoonInsurance #LeopardInsurance #AntaresInsurance #BahiaInsurance #AgreedValueInsurance #WorldwideCruisingInsurance #LiveaboardInsurance #GeminiInsurance #CatanaCatamaranInsurance #NeelYachtInsurance #FountainePajotInsurance #MantaCatamaranInsurance #BestCatamaranInsurance #FloridaBoatInsurance

• About Aeroyacht
• Aeroyacht Design
• Aeroyacht TV
• Mission Statement & Privacy Policy
• Aeroyacht Racing
• Favorite Links
• Customer Testimonials
• Office Location
• BUY A MULTIHULL
• Specifications
• Photo Gallery
• Try Before You Buy
• Yacht Ownership and Demo Sails
• BUY A POWER CATAMARAN
• Yacht Business Ownership FAQ
• MULTIHULLS FOR SALE
• Aeroyacht Superyacht Catamarans
• Global Multihull Search
• Buy A Multihull
• Sell a Multihull
• Multihull News
• Publications & Articles
• Commissioning & Delivery Services
• Catamaran Insurance

Helpful advise about insuring your cruising catamaran:

The world wide acceptance of cruising catamarans and the understanding that most of them are at least as safe- if not safer than monohulls, has made finding insurance for them an easy task. There is nothing special about catamarans as a class of vessel regarding current yacht markets.

In the past  10- 20  years catamarans were harder to insure since the underwriters were not as familiar with them. The good news is -allot has changed since then. The risks and frequency off capsizing has been a thing of the past. In fact the risk of a catamaran capsizing (and floating if she is built with foam) is less than a monohull sinking and disappearing to the bottom of the ocean.

While some insurance companies cover only certain catamaran manufacturers others may cover a different group. It can be confusing, which is why you must do the proper research to find adequate catamaran insurance coverage.

Racing catamarans are still in same class of risk as racing monohull as they are boats which are often pushed beyond safe limits. The underwriting market for trimarans is slightly more limited than catamarans but a little research will result in proper coverage.

There are many factors that affect the actual cost of boat insurance. There are however some rules of thumb. Insurance typically runs 1.5% to 3% of the cost of the catamaran.

Catamaran Insurance Underwriting Criteria:

• Generally catamarans will have the same underwriting requirements as similar length monohulls. Owner and operators must show history and/or past experience for which insurance companies will give them credit for.
• Past loss experience: Usually a major factor and an operator with a recent total loss or number of major incidents will have a hard time placing coverage.
• Navigation area: Sailing your catamaran South of Florida / Georgia border during hurricane season (from July 15 to November 1st)  will have a more limited market and reflect higher rates. This does not mean that you cannot sail in the Caribbean in August, but the premium might be higher.
• Storm coverage for your catamaran:  Special plans are required in wind storm areas. It is very important to conform to your insurance plan submitted to underwriters.
• Politically restricted zones: Sometimes navigation of your multihull in areas such as Cuba, Haiti , Venezuela are more restricted. Colombia is being more accepted lately.
• Charter insurance for your catamaran: If your catamaran is to be operated as part of a business or in charter, underwriting will be slightly higher but you may benefit from the savings of a fleet policy negotiated by a charter company. See if you can get on to their policy.
• Catamaran Surveys for Insurance: Underwriters  require surveys when you first purchase a catamaran with the exception if the boat is brand new. Usually a major manufacturers Builder’s Certificate will serve as proof of seaworthiness. Catamarans should be surveyed every 5 to  10 years. All pre-owned catamarans will require surveys.
• Surveyors findings:  All surveys of catamarans will have recommendations that the surveyor will note on his report. Underwriters normally require all recommendation to be complied with. This is because the insurance companies rely on a surveyors recommendation for the vessel’s seaworthiness.
• Length, age and condition of your catamaran: Bigger and more expensive cats are sometimes less costly to insure as a percentage of the boat’s value.
• Be very careful in filling out insurance applications for your catamaran. Any factual errors or misrepresentations can void coverage.
• Transatlantic crossings: For catamaran ocean crossings, insurance underwriters normally require a minimum of 3 crew with offshore experience. This is the same for monohulls.
• Check to see if your newly purchased catamaran has a clean title. If it doesn’t, getting it insured may become a problem
• Go with a reputable well-known boat insurance company to insure your catamaran. You will be more certain to get claims paid against your insurance with a reputable, well-known marine underwriter.
• Avoid lesser known or small marine insurance companies. You may run into trouble if you should ever have to file an insurance claim for your catamaran.
• Don’t skimp on your catamaran’s insurance; doing so could result in higher out-of-pocket costs if repairs to the catamaran are necessary.

Catamaran Resources

• MULTIHULLS & CATAMARANS App for Iphone
• Catamaran Sailing Schools
• Catamaran Charter Business and Tax Savings
• Ask the Owner
• 5 Valuable Tips
• Survey Checklist
• Sea Trial Checklist

Catamaran News

NEEL 52 Trimaran – Immersive 360 Experience

Newest photos of the McConaghy 75 catamaran

Free Multihull Charter before you Purchase

NEEL Trimarans Owners Community

Nautitech 46 Price Drop

• Catamaran Steering Positions
• Catamarans vs. Monohulls
• Catamaran Learning Center
• Catamaran Speed
• Catamaran Efficiency
• Catamaran Stability
• Catamaran Safety
• Catamaran Shallow Draft
• Catamaran No Heel Sailing
• Catamarans and Seasickness
• Catamaran Space
• Catamaran Boat Handling
• Catamaran Advantages over Monohulls
• Wave-Piercing Bows
• MULTIHULLS & CATAMARANS App for Iphone
• Catamaran Surveys
• Multihull Services
• Catamaran Build Consultation
• Financing Services
• Catamaran Repair & Service Facilities
• Catamaran Demo Rides & Shows
• Catamarans for China
• Yacht Design
• Interior Styling & Yacht Art
• Photography

McConaghy Chase ZERO Hydrogen Powered Yacht

McConaghy Multihulls Nominated for Design Award – McConaghy 75 and MC83 Power

The Stunning Interior Design of the McConaghy Multihull Range

Nautitech Spareparts – Order Simple and Quick

For Immediate Delivery – Nautitech 44 Owner Version

Yannick Bestaven’s NEEL 47 Trimaran

Conser 47/50′ FOR SALE

Planet Sail tests a McConaghy Multihull

Charles Caudrelier wins Arkea Ultim Challenge

Nautitech 48 – Control of the Wind

Helpful tips from aeroyacht.

AEROYACHT PUBLICATIONS

Catamaran books by gregor tarjan.

JOIN AEROYACHT’S NEWSLETTER

Sailing In Style

Search this blog, catamaran insurance: sailing through the costs and coverages.

Navigating the pristine waters on a catamaran might seem like a dream, but like all valuable assets, these elegant vessels require protection. This detailed guide takes you through the insurance costs associated with catamarans, shedding light on regional nuances, potential risks, and the variables that can swing your premiums.

Deciphering Catamaran Insurance Costs

Establishing the baseline.

On average, the insurance cost for a catamaran is typically pegged at 1.5% of its value. However, based on several factors, this rate can elevate to 3% or more. These determinants include:

• Sailing region
• The age and size of the catamaran
• Surveyor assessments

Take, for example, the Aventura 37 Catamaran, priced with a full owners version buildout at $610,000. Owners can anticipate an insurance bill oscillating between $9,150 and $18,300 annually, a range established between the lower and upper limits of 1.5% and 3% respectively. Here's our list: 

We love the smaller ones, as a couple they are much easier to handle, they are cheaper, less space to clean, cheaper in Marinas, and reduced costs at the Panama or Suez channel. Our favorite is the Bali, short followed by Aventura 37.

Factors Sculpting the Premiums

Ocean crossings.

Insuring a catamaran for ocean voyages generally requires a standard premium, which falls within the 1.5% to 3% range of the vessel's worth. Furthermore, one-time crossing fees, such as the $500 to $1,000 fee for Pacific Ocean journeys, should be accounted for in the insurance budget.

Charter Use

Catamarans engaged in chartering usually find coverage under a fleet policy. While this arrangement tends to offer competitive rates, the typical premium still hovers between 1.5% and 3% of the boat's valuation.

Private Use

For sailors who privately own and operate their catamarans, annual insurance fees range from 1.5% to 2% of the declared vessel value.

Navigating Regional Nuances

Insurance premiums are not immune to geographical variations. Distinctive zones, especially those susceptible to natural hazards like hurricanes, can considerably influence insurance costs.

Mediterranean vs. California and Pacific Islands

Catamarans in the Mediterranean are typically insured at 1% of their value. In contrast, those located in California or the Pacific Islands might face double that rate. We recommend Malta as insurance harbor, it is nearly central to Italy, Greece and Tunisia. The insurances are reasonable, you just need to pay additional premium when crossings are on your agenda, but they are reasonable.

Hurricane Zones

If your journey traverses areas under hurricane warnings, especially from June 1st to November 1st, expect a surge in insurance costs. These zones encapsulate regions south of Florida, the Bahamas, and the broader Caribbean. The inherent risks of sailing in these waters during hurricane season undeniably influence the premium. That means, you have to plan your route carefully to avoid the hurricane season.

Outside the Hurricane Belts

Contrarily, regions beyond the hurricane zones, like the northern parts of Florida, generally attract more modest insurance fees, occasionally even below 1% of the catamaran's valuation.

Understanding your catamaran's insurance is much like comprehending the wind's direction – both are crucial for smooth sailing. The essence lies in acknowledging the multiple factors influencing the premium. Whether it's the catamaran's value, its condition, or your intended sailing regions, each element plays a role in the final number.

Always remember to discuss specifics with your insurance provider and gather multiple quotes. It ensures not just the safety of your vessel, but peace of mind as you sail into the horizon. Safe voyages!

Post a Comment

• Deals and Offers

Catamaran Vacations Travel Insurance

If you're planning a catamaran charter vacation, you're probably excited about the prospect of sailing around exotic destinations, soaking up the sun, and enjoying the ocean breeze. But before you set sail, it's important to make sure you have the right travel insurance coverage in place.

Catamaran charters can be an amazing way to explore the world, but they also come with risks. You're exposed to the elements, and accidents can happen at any time. That's why it's important to have a comprehensive travel insurance policy that covers you for any unexpected events that might occur.

What You Need to Know

Make sure you have coverage for medical emergencies

When you're on a catamaran charter, you're often far from medical facilities. If you get sick or injured, you need to be able to get medical attention quickly. Look for a travel insurance policy that covers medical emergencies, including evacuation to a medical facility if necessary.

Check the coverage for trip interruption and cancellation

One of the benefits of catamaran charters is that you can often visit multiple destinations in one trip. However, weather or other unforeseen events can cause trip interruption or cancellation. Make sure your travel insurance policy covers these situations, so you can get reimbursed for any expenses you incur due to changes in your itinerary.

Consider coverage for lost or damaged personal items

When you're on a catamaran charter, you're living in close quarters with other people and with the ocean. This increases the risk of losing or damaging personal items. Look for a travel insurance policy that provides coverage for lost or damaged personal items, including cameras, phones, and other electronics.

Evaluate the level of coverage for adventure activities

Catamaran charters often involve water sports and other adventurous activities, which can increase the risk of accidents or injuries. Look for a travel insurance policy that covers adventure activities, so you can enjoy your vacation without worrying about unexpected expenses.

Read the fine print carefully

Make sure you read the details of any travel insurance policy you're considering carefully. Look for exclusions or limitations that might affect your coverage, and make sure you understand what is and isn't covered.

Travel insurance is an important consideration for anyone planning a catamaran charter vacation. Look for a policy that provides comprehensive coverage for medical emergencies, trip interruption and cancellation, lost or damaged personal items, and adventure activities. And don't forget to read the fine print carefully, so you know exactly what you're getting. With the right travel insurance coverage, you can enjoy your catamaran charter vacation with peace of mind.

Travel Insurance companies

When searching for travel insurance companies that cover catamaran charters, start by looking for reputable insurance providers with a strong track record in the travel insurance industry. Some well-known companies that provide travel insurance coverage for various types of trips include:

• Allianz Global Assistance  
• Travel Guard 
• World Nomads  
• Seven Corners

It's important to note that not all travel insurance policies cover catamaran charters specifically. Some policies may exclude coverage for certain types of water activities, or they may have restrictions based on the location or duration of your trip.

When considering a travel insurance policy for a catamaran charter, make sure to review the policy's terms and conditions carefully. Look for information on the specific coverage provided for water-based activities, including sailing, snorkeling, and diving. Check for exclusions related to pre-existing medical conditions, and make sure the policy includes coverage for emergency medical expenses, trip cancellation or interruption, and lost or damaged personal items.

It's also a good idea to read customer reviews and ratings for any travel insurance companies you're considering, to get a sense of their reputation and customer service quality. By doing your research and carefully reviewing policy details, you can find a travel insurance provider that meets your needs and provides the coverage you need for your catamaran charter vacation.

deals and offers:

Caribbean flight deals get up to 40% off with crystal travel, limited period offer..

Ends 5/30/2023

Popular Destinations

The British Virgin Islands (BVI) are a group of islands located in the Caribbean Sea, to the east of Puerto Rico...

The USVI has three main islands: St. Thomas, St. John, and St. Croix, as well as several smaller islands and cays...

Hawaii is known for its stunning natural beauty, from its pristine beaches to its lush rainforests and volcanoes...

Greece is a popular tourist destination with a rich history, beautiful beaches, stunning landscapes, delicious food...

Privacy Overview

Yacht Insurance: Know The Pitfalls!

Yacht insurance policies are different for every yacht owner. There is no “one size fits all” solution like with home or car insurance. So buying yacht insurance is quite a bit more daunting to research for coverage and price. While we all hope that insurance is something that we will never need to use, we expect the policy we choose to either fix the yacht or to be fairly compensated when needed. 

However, from our own experience and according to a recent BoatUS report, you may not be entitled to a payout with some common types of claims. In this article we will discuss the most common things to look out for when choosing your insurance.

Before the closing of your yacht purchase, your lender will require you to have insurance on your vessel. If you are buying a pre-owned yacht, the lender will generally require a marine survey to use to establish base coverage from the value and replacement value reported on the survey. As a very general rule, the annual premium for private yacht use coverage is 1.5% – 2% of the declared hull value. So, a $100,000 yacht will cost $1,500 to $2,000 per year to cover for Florida-Bahamas “private” use. However, this varies from region to region. Yachts in charter will typically be covered under a “fleet” policy with preferential rates that differ for each charter management company.

Insurance for yachts has been getting harder to obtain because there are many more claims than before. And it’s not just because of hurricanes. Actually, some of the most common types of claims are lightning strikes (Florida and Bahamas) and “sinkings at the dock”. Because of all this, underwriters want to “personalize” the process much more than before and scrutinize every possible negative aspect of the application process.

Tips for Your Yacht Insurance Application Process

• Your Sailing Resume. Expound on your experience in “comparable boats”. If you only have experience with 15ft Boston Whalers and you want to buy a 60ft sailing yacht to cruise to Bora Bora, then securing affordable yacht insurance…or at all…will be difficult. Get some experience on a sailing boat similar to what you plan to purchase. Take some lessons, sail with friends’ boats, and and book bareboat charter being sure to log your hours. The very best way to provide this information is to keep a sailing resume up to date so that when yacht insurance renewal time rolls around, you can make a quick update with the latest new nautical miles or boat experience and hand it over to your broker to arm him or her with the information that enables them to go to bat for you.
• Detailed Description of Current State of Your Vessel. Having this information ready to hand over to your yacht insurance broker is an often-overlooked source of information that improves the accuracy of your coverage and if well-maintained with safety in mind, reduces rates. Much like your sailing resume, create a document or collection of documents and images that describes your boat in detail, calling out all safety features and any renovations or upgrades with dates. Include recent images as proof of these features. Remember, that yacht insurance buying is a very personal experience and the underwriter is looking for ways to assure risk of loss is the lowest possible. The lower the risk, the lower your rates.
• Declaring Your Navigation Area. Carefully declare your navigation area. The best thing to tell the insurance company is that the “navigation area” will be a relatively small area like Florida-Bahamas. (After all, you will, if you are smart, get sailing lessons to operate your new boat in relatively secure waters closer to home). Mention your experience in coastal waters or bareboat charters that have been further afield in more challenging sailing conditions than the navigation area you are declaring. Unfortunately your experience on inland lakes does not count for much. Underwriters don’t count experience in inland lakes unless that is where you will keep your boat.
• Mention Only Current Sailing Plans. Insurance rates vary depending on use and navigation area. If you plan on crossing the Atlantic in the distant future (outside of the policy period you are researching) or if you are considering but not yet committed to living on-board, don’t tell your insurance company now. You want your rates to reflect your current plans, not something you might do. Wait until your plans are 100% confirmed. You will likely owe an additional upcharge to cover the increased navigation area coverage. To save money, delete the old navigation area coverage and replace it with a new coverage area.
• Changing Your Navigation Area/Sailing Plans. When the you are ready to move outside the initial navigation area, note, that changing your navigational area during your policy period is not as affordable as it once was. It is best to plan ahead when you are renewing as that gives you the most flexibility in choosing the yacht insurance company that offers the best rates and coverage in that navigation area. If you lock in to a company that does not support South Pacific sailing with affordable rates, or at all, you will cause yourself much grief. If you have tentative plans to go outside your navigation area in the upcoming year, ask your broker during your insurance selection process about these additional areas without declaring you are going there. Do not put this on any application, but rather have an informal conversation. Even better, talk with your fellow cruisers and yacht owners! Knowing about whether your insurance company covers a contemplated use or area can give you an indication of upcharge costs and potential for coverage of that area.
• Seven Seas Cruising Association yacht insurance recommendations for cruisers
• Our yacht insurance recommendations .
• Relocate During Hurricane Season. Most boat insurance companies offer discounts for moving the yacht outside of the “hurricane belt” during the official hurricane season (June 1 to November 1), so make your hurricane plans for your boat early. You could save quite a bit of money. Just be sure you execute your plans and actually move the boat.
• Try to Work with Insurance Companies You Know. If you already have homeowner’s or auto coverage with State Farm, Allstate, Progressive, or another major insurer, explore the possibility of adding the boat to the policy. You may be pleasantly surprised, but these policies are usually only valid in the U.S. and Bahamas.
• Covering Personal Belongings. Cover your personal belongings with a separate policy, not under your yacht insurance. This is another good opportunity to reach out to your existing home/auto insurer to see what type of renter’s insurance they offer to cover your personal items aboard your vessel.
• Your Address Matters. Underwriters consider an address from a non-coastal state a red flag and considered you an “absentee-owner”, even if you are living on the boat and are really NOT an absentee owner. The address on the application is what counts. So, if you are from land-locked Iowa, do not list that address. Get a mailing address in Florida or another coastal state. Most cruisers get mailing addresses from a mail service where they get their mail sorted and forwarded to their next destination.
• Early Bird Gets the Policy at the Best Rates. Apply for insurance at least two weeks before you need it bound. Do not wait until the last minute. What used to take 45 minutes, now takes several days because underwriters are so, so very cautious. Note that this does NOT include your research time which probably takes at least a month so plan ahead so you have plenty of time to get quotes from several insurance brokers.
• Research, research, research. Get quotes from several yacht insurance brokers including at least one that specializes in your type of vessel and/or navigation area. If you already have a quote from an insurance company, let the broker know so time will not be wasted getting you a duplicate quote

A Few Insurance Terms To Know

Actual Cash Value: In the event of a total loss, the market value, determined by age and condition of the boat at the time of the loss. Boating industry reference materials (NADA Book, BUC Used Boat Guide, ABOS Marine black Book) are often used to determine market value.

Agreed Value: Determined and agreed upon by both owner and insurance underwriter at the time the policy is purchased.

Bind: To start coverage by accepting the quotation offered and meeting the special conditions and agreeing on a date to start coverage.

Binder: Immediate, temporary coverage or proof of insurance until a policy can be issued. Usually good for a 30 day term.

Constructive Total Loss: C ost of a boat’s recovery and repair exceed the insured value.

Cruising Area: The geographic area or waterway where the boat is used as defined on the policy. If the boat is taken outside this cruising area, a cruising area extension is required to continue coverage.

Cruising Area Extension: Required when boat is taken outside the cruising area defined on the policy. Prior notification and approval is required and a fee will apply based on the length of the extension.

Damage Avoidance: Loss prevention, preparation that prevents or minimizes a loss.

Deductible: The portion of a claim to be paid out of pocket. The higher the deductible, the lower your insurance premium will be.

Depreciation: measured decrease in value of the boat, parts and equipment due to age and condition.

Hull ID: Series of letters and numbers uniquely identifying an individual boat.

Loss Payee: The person and or institution paid in a claim settlement, appearing on the boat’s title.

Named Insured: The person or person(s) whose name appears on the insurance policy.

Named Storm: Tropical storm or hurricane as designated by the National Oceanic & Atmospheric Administration (NOAA).

P & I (Protection & Indemnity): Coverage for third-party property damage, bodily injury, or death caused by you or your boat for which you’re found legally liable.

Partial Loss: Any claim incurred that has not resulted in the total loss of the boat.

Salvage: Successful rescue of insured boat from a perilous or dangerous situation.

Wreck Removal: Remove and dispose of the remains of an insured boat when legally required.

MORE ARTICLES ON MARINE INSURANCE

• Latent Defects: A Little Understood Term Results in Boat Owners Not Taking Advantage of Insurance Coverage
• The  Seven Seas Cruising Association  has a lot of information on insurance, so be sure to check in with them.

Yacht Insurance Shopping Considerations

Most yacht insurance policies are for an “agreed-upon” value. That is, if there is a total loss, then you are paid the “agreed-upon value” with no deductions. Beware of the tricky “actual cash value” policies wherein the underwriter can deduct substantially for depreciation and other reasons. See our interview with yacht insurance company, Hanham Insurance Agency , in which Hugo Hanham-Gross explains ACV policies’ risks in more detail.

• Always buy an “All Risk” policy (vs. a “Named Peril” policy). Some policies exclude coverage in areas like the Bahamas, Florida, and Caribbean and will require you to take the yacht out of the hurricane belt during hurricane season for named and numbered storms and it can be very restrictive. However, companies like our recommended marine insurance companies will cover your yacht with relatively low deductibles.
• Beware of “exclusions” and “clauses” that allow the insurer to disallow payment.
• You will need “Consequential Damage” coverage that will cover losses that often start with a failed part. Unfortunately, many “sinkings” occur at the dock when some small part below the waterline fails like hoses, stuffing boxes, and sea strainers due to corrosion or wear and tear. This is considered a “lack of maintenance” issue, so you won’t be paid for the hose or sea strainer and some policies won’t cover the sunken yacht either as they exclude any “consequential” damage as a result of wear, tear, and corrosion.
• Some policies only pay the cost of cleaning up a fuel spill if it occurs due to a “covered loss.” So if your sunken boat wasn’t covered because of a failed part, the resulting fuel spill won’t be either. Sometimes fuel spill coverage is subtracted from other liability payments. A better policy separates out fuel-spill liability and provides coverage up to the maximum amount you can be held liable for under federal law, which currently is $854,000.
• In every hurricane, yachts drag and get blown off their moorings and need to be salvaged. Retrieving the yacht may require cranes, travel lifts, and other heavy equipment costing hundreds of dollars per foot of boat length. However, some policies subtract the money paid to salvage the boat from what you get paid to fix the boat, while others only offer salvage coverage up to 25% or 30% of the insured value. Look for separate salvage coverage up to the insured value of the boat in addition to any payments to fix the boat or replace equipment.
• If your boat gets destroyed completely by fire or some other reason, you end up with a “wreck.” Most insured yacht owners assume their policy will cover the cost of cleaning up what’s left, but some policies will give you a check for the insured value and only a specified percentage for wreck removal – 3% to 10% – nowhere near enough for the clean-up job. Better policies pay up to the liability limit, usually $100,000 or more.

There are other things to look out for like dinghy coverage, medical coverage, trip interruption, liability, and more. But generally, the above mentioned are the “tricky” parts and you should make sure that you understand each clause.

Estelle Cockcroft

Join our community.

Get the latest on catamaran news, sailing events, buying and selling tips, community happenings, webinars & seminars, and much more!

2 thoughts on “Yacht Insurance: Know The Pitfalls!”

Outstanding suggestions. I have heard: It is best to hire a Insurance Agent to “shop” multiple Companies Most Insurance Companies want full payment at the time of issuance.

Be well & Thank You.

Thank you! Yes, it is advisable to use an agent like Hugo Hanhamm Gross. See his details in our favorite links / partners. Some insurance companies will allow partial payments and we have had a good experience with Hugo. He almost always can pull something off for us. However it depends on where you will cruise, your experience as a sailor among other things.

Leave a Comment Cancel Reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Recent Posts

Annapolis Boat Show 2024

Meet with our team!    Want to learn more about the Bali and Catana

Exploring the Catana OC 50 Catamaran: A Comprehensive Overview

The Catana OC 50 Catamaran, the latest addition to the Catana Ocean Class series,

Lessons Learned from Selling our Catana 50 OC

Stephen and I are in the process of selling our Catana OC 50 Catamaran.

How is Your Yacht Brokerage Adapting to the Digital Age?

You may have noticed that we have a lot more catamarans for sale in

For more than 30 years, we have been a part of the catamaran community and created Catamaran Guru™ to encourage and educate all the aspiring sailing out there. We understand the dream of traveling the world by catamaran and created a one-stop-shop to make that dream a reality for you.

• Stephen & Estelle
• Testimonials

Get Started

• Yacht Sales
• Used Yachts
• Charter Management
• Boat as Business Programs
• Seminars & Events

888-462-7571

InsureTheBoat.com

Our Experience is the Difference

The premier national marine insurance agency, we are specialists in the boat insurance industry. whether your coverage is for personal watercraft or a charter boat business, we cast a wide net of options to best suit your insurance needs..

For over 30 years, we’ve provided insurance for boats, yachts, charter boats and mega yachts throughout the United States. Be it a 11ft Seadoo PWC, 45ft Sports fisherman or a 330 Custom Mega Yacht, let our 30+ years in marine insurance work for you. Experience at the Helm matters. Experience in vessel insurance matters. Let our Experience work for you!

How Experience Makes Us Better

• We are marine insurance specialists that live, breathe, and cruise boats just like you do.
• We work for you the client, and negotiate the best rates possible on your vessel.
• You get an experienced Marine Agent with direct contact via phone or email, you won’t be stuck on hold like those other insurance companies!
• When you  Request A Free Quote , we market you to all the leading companies writing marine insurance, you do not just get one quote with one company, but the 3 best quotes for your unique risk.
• We are always adding new insurance companies to complement market needs.
• Why call 4 different agents when we have all the leading boat insurers?

When you have 5 minutes,  Give Us A Try  and see how we stack up against your current policy.

Bateau à moteur

Usages spécifiques

• Equipement / Remorque

Services pour vendre et acheter

Services au bateau

Services aux plaisanciers

Nos équipes

Rejoignez-nous

Nos partenaires

Nos valeurs

• +33 (0)2 49 98 85 00
• Espace assuré
• Accès Courtier Courtier
• Accès Pro Pro

Besoin d’information ?

Appelez un conseiller 02 49 98 85 00* Du lundi au vendredi de 9h à 12H30 et de 14H à 18H

* prix d’un appel local

Équipement / Remorque

Appelez un conseiller 02 49 98 85 02* Du lundi au vendredi de 9h à 12H30 et de 14H à 18H

Assurance voilier

April marine assure les voiliers neufs ou d’occasion.

comme les voiliers de croisière ou de voyage, les catamarans, les trimarans…

Notre objectif : vous protéger contre toutes types d’avaries survenant au large ou à quai. Bénéficiez d’un dépannage dans l’heure et repartez le plus vite possible. Avec APRIL Marine, voilier rimera avec liberté.

Selon vos besoins, nous vous orientons vers le meilleur contrat d’assurance voilier : responsabilité civile ou contrat multirisque, le tout au meilleur prix.

Découvrez nos contrats d’assurance phares, riches de garanties créées sur mesure pour les plaisanciers. Nous faisons de votre satisfaction et de votre sécurité nos priorités.

Trouvez l’offre adaptée à votre voilier

• Responsabilité civile : dommages aux tiers, frais de retirement, défense recours
• APRIL Marine Académie : service de formation nautique 100% en ligne
• Ski nautique

Assistance standard

• Sécurité nautique : décès, invalidité, frais de recherche en mer

Protection juridique standard

• Dommages au bateau : perte totale et vol total, dommage partiel, vol partiel, vandalisme
• Frais divers : assistance, sauvetage, destruction de l’épave…

Assistance premium

Extension matériel de pêche et sports nautiques.

• Frais divers : assistance, sauvetage, destruction de l’épave, honoraires d’expert
• Sécurité nautique : décès, invalidité et frais de recherche en mer

Avarie moteur

• Usages spécifiques : location, bateau école, guide de pêche…

Protection juridique premium

• Usages spécifiques : location, occasionnelle (en usage privé)

Les points forts de l’assurance voilier

• Moteur automatiquement couvert en cas de panne mécanique aléatoire jusqu’à sa 50ème année.
• Assistance et dépannage à terre, à quai ou en mer, 24h/24 et 7j/7.
• Régate (hors compétition) couverte
• Co-navigation ou prêt du bateau automatiquement inclus sans formalité complémentaire.
• Matériel de pêche ou sports nautiques couvert jusqu’à 15 000 € en cas de vol ou dommages sur le bateau.

Des garanties et des options sur-mesure

APRIL Marine vous propose des garanties et des options exclusives et adaptées à votre programme de navigation.

Zone de navigation

Responsabilité civile – défense et recours, dommages, perte totale, vol, frais divers, sécurité nautique, location avec ou sans skipper, bateau école, régate, ..., plaisance collaborative, transatlantique, navigation aux antilles, ..., des services inclus pour vous faciliter la plaisance.

Application mobile

Météo Marine

Carnet d’entretien

La boutique

En partenariat avec Y anmar

Remotorisez votre voilier et offrez-lui une nouvelle jeunesse .

Comment souscrire une assurance plaisance ?

Je réalise mon devis

Nous vous proposons l’offre la plus adaptée à votre projet.

Je choisis mes options

Profitez d’une couverture pour vos usages spécifiques.

Je souscris

Signez, payer en ligne et recevez votre attestation d’assurance.

Vous souhaitez changer d’assurance bateau facilement

Réalisez une auto-évaluation de votre bateau et évitez le coût d’une expertise de préassurance.

Pour aller plus loin

Questions fréquentes

Mon voilier est-il assuré pour traverser l'atlantique ou faire un tour du monde ?

Votre contrat d’assurance plaisance vous couvre sur la zone géographique « Europe ». En dehors de cette zone, sauf cas de force majeure, les garanties ne sont plus acquises. Pour élargir votre couverture d’assurance, il est nécessaire de faire part de votre projet afin de modifier et d’adapter votre contrat à une nouvelle zone de navigation.

Bon à savoir : La zone « Europe » se délimite par les coordonnées suivantes : au Nord par 60° latitude Nord, au Sud par 25° latitude Nord, à l’Ouest par 30° longitude Ouest et à l’Est par 30° longitude Est, sans franchissement du Bosphore ni entrée dans le Canal de Suez.

Puis-je participer à des régates avec l'assurance voilier ?

Oui, grâce à votre assurance plaisance Horizon vous pourrez participer à des régates locales et amateurs.

Est-ce que mon voilier est assuré en tant qu'habitation ?

Non, votre bateau n’est pas automatiquement assuré en tant qu’habitation mais vous pourrez, sans problème, l’ajouter en option à votre contrat.

Bon à savoir : si vous avez un usage habitation de votre voilier, il est important de vous prémunir d’une Responsabilité Civile vie personnelle en plus de votre assurance plaisance.

Faut-il un permis plaisance pour naviguer sur un voilier ?

À la différence du bateau à moteur, il n’est pas nécessaire pour naviguer sur un voilier d’être titulaire d’un permis plaisance.

Bon à savoir : pour les bateaux à moteurs vous aurez la possibilité de passer et valider trois types de permis à savoir, le permis plaisance option « côtière » (avec une limite d’éloignement et de puissance), le permis plaisance extension « hauturière » (sans limite aucune) et le permis « fluvial » pour naviguer sur les fleuves ou les canaux.

Téléchargez les documents utiles

Conseils plaisance

La division 240 - liste du matériel d’armement et de sécurité obligatoire à bord et ses nouveautés 2024, check-list : vérifier ses éclairages pour de belles navigations de nuit, 100 000 plaisanciers nous font confiance. et vous .

Contacts utiles

02 49 98 85 00 *

Du lundi au vendredi de 9h à 12h30 et de 14h à 18h

* prix d’un appel local Financement

02 49 98 85 02 *

Votre contrat d’assurance voilier en bref

Avec le contrat responsabilité civile, vous serez couverts pour tous les dommages corporels que vous causeriez aux passagers ou aux tiers ainsi que pour les frais de retirement du voilier en cas d’immobilisation.

Avec le contrat multirisque, vous disposerez en plus d’une couverture en cas de perte, de vol (partiel ou total) ou de vandalisme sur votre voilier. Vous disposez de la garantie avarie moteur incluse jusqu’aux 50 ans du moteur, d’une assistance standard ou premium (en option). Avec ce contrat, la pratique de la régate est également couverte ! Profitez de zones de navigation étendues et idéales pour la navigation en voilier de croisière.

Votre assurance voilier en ligne

Chez APRIL Marine, il est possible d’assurer un voilier en ligne et en moins de 5 minutes. Obtenez un tarif en quelques clics en complétant notre formulaire. A l’issue, vous obtiendrez directement un tarif adapté à votre bien et votre usage. En ligne, vous pourrez souscrire, payer et signer votre contrat d’assurance voilier pour naviguer immédiatement et en toute sécurité.

Votre attestation d’assurance vous est immédiatement envoyée par email. Si besoin, nous vous invitons à contacter un de nos conseillers spécialisés en assurance plaisance en appelant le +33 (0)2 49 98 85 00 ou à demander à être recontacté.

(1) Simulation donnée pour un voilier de 1 000 €, de 1970 assuré avec une formule Responsabilité Civile, sans option et avec de bons antécédents (5 ans sans sinistre). Prix mensuel incluant 2,5 € de frais de gestion et 1,75 € de frais de prélèvement.

(2) Simulation donnée pour un voilier de 1 000 €, de 2021 assuré avec une formule Littoral, sans option et de bons antécédents (5 ans sans sinistre). Prix mensuel incluant 2,5 € de frais de gestion et 1,75 € de frais de prélèvement.

(3) Simulation donnée pour un voilier de 17 000 €, de 2021 assuré avec une formule Horizon, sans option et de bons antécédents (5 ans sans sinistre). Prix mensuel incluant 2,5 € de frais de gestion et 1,75 € de frais de prélèvement.

(4) Simulation donnée pour un voilier de 17 000 €, de 2021 assuré avec une formule Horizon Premium, sans option et de bons antécédents (5 ans sans sinistre). Prix mensuel incluant 2,5 € de frais de gestion et 1,75 € de frais de prélèvement.

Les garanties des contrats proposés par APRIL Marine sont assurées auprès de nos compagnies partenaires Allianz IARD, AXA France et Sérénis Assurances. L’assistance est souscrite auprès d’Inter Mutuelles Assistance, la protection juridique auprès de SOLUCIA PJ et la garantie avarie moteur auprès de CAAREA gestionnaire du contrat assuré auprès de Wakam.

Les garanties sont accordées selon éligibilité et conditions générales.

• Déclarer un sinistre
• Accès Courtier
• Plan du site
• Application APRIL Marine
• Google Play
• Devis d'assurance
• Simulation de financement
• Qui sommes-nous ?
• Groupe APRIL
• Données personnelles
• Gestion des cookies
• Faire une réclamation
• Résilier mon contrat
• APRIL Santé
• APRIL Emprunteur
• APRIL Prévoyance
• APRIL International
• Devis en ligne

www.forumvoile.com

Le Forum de la Voile

Accéder au contenu

• Déconnexion
• Inscription
• Accueil du forum

Catamaran de sport et assurance

Message par Christophe MK3 » lun. 27 juil. 2020, 14:12

Re: Catamaran de sport et assurance

Message par Philippe Blanchard » lun. 27 juil. 2020, 18:12

Message par Phil » mar. 28 juil. 2020, 00:11

Message par pi.r » mar. 28 juil. 2020, 11:29

Message par Nicolas » mar. 28 juil. 2020, 12:38

Message par Christophe MK3 » mar. 28 juil. 2020, 14:46

Message par olivier81 » mar. 28 juil. 2020, 18:58

Nicolas a écrit : ↑ mar. 28 juil. 2020, 12:38 Pour moi, mes 470 sont assurés par la maif, environ 100€ par an. Ils remboursent correctement les mats cassés ou les trous dans la coque, mais en appliquant une franchise de vétusté par rapport au prix du neuf. Ca reste intéressant malgré tout. Je declare une valeur du bateau de 4000€. Coque 2010, mat 2015,voiles 2016. Il faut aussi prou er avec un dossier photo que le bateau est entretenu et en bon etat. Je n'assurerais pas un vieux Morin.

Message par RémiB » mar. 28 juil. 2020, 22:55

Message par Christophe MK3 » mer. 5 août 2020, 10:19

Message par pi.r » jeu. 6 août 2020, 12:04

Revenir à « Café du port »

Flat Style by Ian Bradley

Développé par phpBB ® Forum Software © phpBB Limited

Traduction française officielle © Qiaeru

Confidentialité | Conditions

• 0 No item in your cart
• The magazine
• Current issue
• All the issues
• My magazines
• Technical specifications
• Multihull of the Year
• Classified Ads
• Destinations
• Online store
• All the magazines
• Subscriptions
• Accessories

Assurances Maritimes de Lassée Insurance

Broker specializing in yacht insurance since 1978 - Leader of long distance cruising insurance. We are based in La Rochelle (France) and St Barthélémy (FWI). This exhibition of both sides of the Atlantic has increased our capabilities, our network and our skills. Our  navigation expertise  as well as our  technical competence  allow us today to have delegations of management with each of our  partners , selected amongst the most reputable, serious and competent in the market. This means that when a 'classic' claim occurs, we take care of the management and follow-up of  your case  so that you can benefit from a  maximum responsiveness .

We find the best solution that meets your needs and defend your interests after the subscription of the contract.

On-line quote:   https://www.delassee.com/devis  

Place a classified ad Free of charge

on Multihulls World

Vous avez ajouté " " à vos favoris.

Vous avez supprimé " " de vos favoris., in order to add this article to your favorites, please sign in..

Pacific 3200

Beauty & stability.

The Pacific 3200 catamaran is a uniquely designed boat with unparalleled performance. The twin asymmetrical hulls create a high speed, stable, and efficient ride not found in other boats this size. The patented catamaran design greatly reduces side rolls and pitching from wave action. The planing hulls allow you to cruise at 20+ knots, even when the weather turns bad. Reduced drag results in better fuel efficiency, allowing you to go further on a tank of fuel.  The interior has all the features needed for extended cruising and with four different layouts available, you can customize the boat to fit all your needs. All of this, along with the respected SeaSport name and matchless reputation, gives you the finest built, best handling cruising catamaran in it’s class.

Fuel Capacity

Water capacity.

• Twin-hull Catamaran design bombs through chop with ridiculous ease
• Bow-thruster  optionand wide motor base makes docking a breeze
• Flybridge offers endless configuration possibilities
• Impressive fuel performance for such a brute

Great Ride & Flow

• Ingenious use of space, customizable to individual desires
• Made-in-America promise with seasoned craftsmen
• Built to last with limited maintenance and warranty concerns
• Fish, play, and entertain in our Pacific 3200
• Wider engine bracket makes storing the dinghy almost enjoyable
• Outfitted or pre-rigged with any engine make or model
• Best performance with Twin 350

Specifications

General specifications.

• LOA  32’2″
• Beam  12’10”
• Cabin Headroom 6’6″
• Cabin Size (L x W) 11’2″ x 9’5″
• Cockpit Size (L x W) 8′ x 10’7″
• Draft (motors up) 28″
• Draft (motors down)  40″
• Approximate Dry Weight  16,000 lbs
• Holding Tank Capacity  30 US gal.
• Water Capacity  60 US gal.
• Fuel Capacity  400 US gal.
• Sleeping Capacity 8
• Deadrise 22°

Hull, deck and cockpit

• Ten (10) year Warranty
• Diamond Sea Glaze aluminum windshield w/tempered safety glass
• Custom non-skid roof, deck, cockpit surface and gunwale boards
• Self-draining cockpit with scupper drains
• 316L stainless steel bow rail
• Heavy duty rub guard
• Unitized construction
• Anchor locker with bow roller and cleat
• Bomar foredeck hatch with screen
• Sliding forward side windows with screens
• Ten (10) 316L stainless steel 10″ mooring cleats
• Courtesy cockpit lights
• Large cockpit storage compartment
• Bentley helm seat with armrests
• Hardtop 316L SS hand rails
• Deck dogleg 316L SS hand rails
• Cockpit shelves
• Hydraulic steering
• Fiberglass transom door
• Powdered coated diamond sea glaze sliding bulkhead door
• Raw water washdown
• Catamaran hull design
• Fresh water anchor wash down pump
• (4) Bomar port lights

Performance

Comfort and interior.

• Complete marine floor carpeting
• Removable vinyl headliner for easy access to the hardtop
• Large V-berth w/ storage beneath and privacy curtain
• Full fabric cushions
• (2) adj. 12-volt reading lights w/ switch in v-berth
• 110V outlet, GFI protected
• Customized table tops with electric aluminum pedestal
• Wood inlaid table at dinette seating area with storage underneath
• (4) custom interior options
• Dinette converts to sleeper
• Large refrigerator
• Premium wall covering
• AM/FM/CD player with 2 speakers
• Twin helm seats
• Ambient Air Defroster
• 2 Large quarter berths
• Hot and cold water

Galley and Head

• Complete galley top with storage underneath
• Deep sink w/pressurized cold water faucet
• Galley storage cabinets
• 2 burner propane cooktop
• FW electric marine head with macerator
• Head compartment drain with pump
• Hot water shower
• Water and waste tank gauge
• Lighted mirror
• Corner vanity
• Forward hamper

Instrumentation and Safety Equipment

• Sea Sport custom master circuit breaker switch panel for 12V &110V
• (3) batteries, (1) 4D for the house and (2) for the starts
• Seastar steering cylinder with tilt helm
• Deluxe Richie Compass
• Battery charger
• Fresh water tank – 60 Gallons
• Fuel tank – 400 gallons
• Forward facing dual trumpet horn
• Automatic/Manual bilge pumps (4)
• Bennett trim tabs
• Certification/Standard Compliance: ABYC, USCG, CE
• Shore power

Color Selection

• Colored Gunnel Stripe and Boot stripe color options — Blue, Cabernet, Forest Green, Black
• Custom colors optional
• Fabric packages to match gel-coat colors

Specifications as well as standard and optional equipment are subject to change without notice. All measurements approximate. For more information and pricing, please contact your local Sea Sport dealer .

Explore all the Sea Sport Series

Let’s find your perfect sea sport.

Sea Sport Dealers

No-Limite XTREME SPORTS

• Courtiers/agents assurances
• Associations/clubs sportifs

ASSURANCES SPORT EXTREME LISTE !

Que vous pratiquiez un ou plusieurs sports extrêmes ponctuellement ou régulièrement, il faut absolument que vous preniez conscience de la nécessité de penser à l’assurance.

Pour vous accompagner dans cette démarche, l’équipe no-limite.com a réalisé un lexique, non exhaustif, des sports qui sont systématiquement exclus par les compagnies d’assurances.

Nous invitons donc tous les sportifs amateurs qui décident d’expérimenter de nouvelles sensations dans le monde de l’extrême à découvrir une partie des sports auxquels ils pourront s’essayer.

Plusieurs rubriques constituent le contenu des descriptifs de ces sports à risque. Chacun des sports extrêmes présentés sont expliqués et vous découvrirez ce qu’il faut savoir avant de vous lancer. Quand cela est possible, nous faisons le point sur les lieux ou les spots ou les sports extrêmes peuvent être exercés, les conditions de pratique, nous dressons un état de l’environnement nécessaires pour pratiquer l’activité sportive dans les meilleures conditions de sécurité tels que le matériel, les équipements, les protections, la météo.

Nous insistons sur le fait que cette liste n’est pas limitative, car la particularité du contrat d’assurance individuelle accident proposé par no-limite est de n’avoir aucune exclusion sur la nature du sport extrême à assurer pendant sa pratique.

Toutes les activités de sports extrêmes sont assurables pour autant qu’elles soient effectuées à titre amateur.

Les tentatives de recors, les participations à des courses, des rallyes, des rassemblements, rentrent bien dans le cadre de la garantie comme vous pouvez le vérifier dans les conditions générales du contrat .

La liste (non exhaustive) des principaux sports et/ou activités sportives considérées comme sports extrêmes que nous mettons en avant est la suivante :

• SPORTS AERIENS : Base jump, Deltaplane, Kitesurf, Parachutisme, Parapente, Saut à l’élastique, ULM, Sky flying, Sky surfing
• SPORTS AUTOMOBILES : Dragster, F1- F3 - F4 - Formule Renault, GP2, Karting, Rallycross
• SPORTS DE GLISSE : Ski alpin, ski hors-pistes
• SPORTS DE GLISSE EXTREME : Ski extrême, Ski de vitesse, freestyle, freeride, snowboard, snowler coaster, ski trikke, snowskate, airboard, big air, ski rider, speedel snow, snowbike, snow kite.
• SPORTS MOTOS : Enduro, motocross, supermotard, speedway, stunt, trial, motoneige
• SPORTS DE MONTAGNES : alpinisme, escalade, varappe
• SPORTS NAUTIQUES DE NAVIGATION  : à propulsion humaine (aviron, canoe, kayak, radeau pneumatique (rafting), pirogue, dragon boat), à propulsion moteur (inshore, offshore, xcat, drag boat, hydroplane, jet sprint, motomarine , swamp buggy), à voile (voiliers), Speed sailing.
• PLONGEE SOUS-MARINE : Apnée, Plongée en scaphandre autonome
• PLONGEONS DE HAUT VOL : highdive (cliff-dive, pool dive, outdoor diving)

Si vous ne trouvez pas un sport dans cette liste, pas de panique, toutes les activités sportives dans le domaine de l’extrême trouveront une réponse dans notre contrat d’assurance individuelle accident no-limite qui vous propose des garanties décès et, invalidité et une option assistance, rapatriement, frais médicaux et d’hospitalisation, frais de recherches et de secours, et annulations pour les sportifs qui voyagent pour pratiquer leurs sports favoris.

QUI SOMMES NOUS

NO-LIMITE est un concept d’assurance exploité par la société de courtage en assurances OPRA Sarl, spécialisée dans l’offre de polices et contrats conçus pour apporter des solutions d’assurances aux sportifs amateurs qui participent à des activités hors normes telles que la pratique des sports extrêmes ou des sports à risques y compris les compétitions ou les tentatives de records. Les garanties de base décès invalidité accidentelles, sont complétées par des options d’assistance, de rapatriement, de frais médicaux, d’hospitalisation, de frais de recherches et de secours et d’annulation de voyage ou de participation à des événements sportifs. Ces couvertures sont acquises dans le monde entier.

ASSURANCES SPORT EXTREME LISTE

PARTEZ À L'AVENTURE SEREINEMENT...

Seul ou à plusieurs.

Individuellement ou en groupe, No-Limite répond à vos besoins par des formules de souscription d'assurances adaptées

Assurance pour tout type de sports

No-Limite n'applique aucune exclusion d'activité si vous pratiquez votre sport à titre amateur

Sécurisez vos assurances emprunteur

Votre contrat emprunteur exclut la pratique des sports extrêmes. No-Limite vous garantie dans la limite de son contrat

L'assurance sport à l'année

Pour tous les sports... été / hiver.

• Ski de descente
• Ski de fond
• Ski de patinage
• Raquettes à neige
• Alpinisme *
• Course à pied
• Randonnée pedestre
• Spéléologie *
• Planche à voile
• Patins à glace
• Canyoning *
• Plongée sous marine *

* sports garanties avec l'option Multisports extrêmes

Assistance complète

> Voir toutes les garanties

• Frais d'hospitalisation et médicaux (y compris à l'étranger)
• Rapatriement
• Rapatriement des enfants de -15 ans
• Frais de recherche / secours
• Interruption stage sportif
• Responsabilité civile
• Casse du matériel

Choisissez une de nos deux offres :

1 Je choisi ma formule Multisports ou Multisports Extrêmes 2 Je remplis mes coordonnées (et celles de mes proches si je choisi l'assurance famille) 3 Je règle simplement ma cotisation Assurensport annuelle par carte bancaire 4 Je reçois mon attestation d'assurance automatiquement

• Skip to main content
• Keyboard shortcuts for audio player

Weekend Edition Sunday

• Latest Show

Sunday Puzzle

• Corrections

Listen to the lead story from this episode.

Trump addresses his first rally since the assassination attempt

by  Franco Ordoñez ,  Ayesha Rascoe

Politics chat: RNC takeaways, the road ahead for Trump and Biden

by  Ayesha Rascoe ,  Tamara Keith

Middle East

In a lebanese village, muslims and christians honor a hamas fighter.

by  Jane Arraf

At the funeral of a senior Hamas leader, pride and hope for the future

The crowdstrike outage disrupted many industries. hospitals were especially vulnerable.

by  Selena Simmons-Duffin

NPR recommends underrated movies for the summer

by  Ayesha Rascoe ,  Danny Hensel

Sunday Puzzle NPR hide caption

Sunday Puzzle: Can you guess these stars?

by  Ayesha Rascoe ,  Will Shortz

Women in Ukraine are taking over traditionally male-dominated work as the war goes on

by  Ashley Westerman

Southwest Airlines is facing a unique climate change problem: exploding soda cans

by  Ayesha Rascoe

Ottawa is trying to make a reputation for its nightlife, and one man is in charge

There's a lot of political news to catch up on. hear it from the newsmakers themselves, a political analyst explains what's next for the presidential race, vietnam's most senior political leader has died, leaving behind a vacuum in the party.

by  Michael Sullivan

J.D. Vance pledged to address addiction. Patients at a nearby clinic hope he's serious

by  Chuck Quirmbach

Author Interviews

A new book charts the complicated history of food policy in the u.s., how to keep cool while saving energy (and money), movie interviews, director levan akin on his new movie 'crossing', music interviews, normani reflects on her album 'dopamine', and what it took to get it out.

Searching for a song you heard between stories? We've retired music buttons on these pages. Learn more here.