living on a yacht in florida

Better Sailing

Living on a Boat in Florida – Best Liveaboard Marinas, Costs and Tips

Many people would consider switching their land-based life for living aboard if they could wake up to the sound of waves lapping against the boat and seagulls fluttering overhead. The liveaboard life appeals to many people, sailors or not. Thousands of people have already abandoned the hustle and bustle of the city and chose the liveaboard life. If you’re already a Florida resident, you’re probably a big fan of the weather, sea, and boats. You may have contemplated relocating to a boat because you are charmed with the idea of spending all of your time on the water.

In Florida, you can live aboard a boat, but you must follow certain laws and regulations. While it may appear to be a straightforward change of life, there are a variety of restrictions that apply to living aboard a boat. In this article, you’ll learn about living aboard a boat in Florida, the rules that govern this lifestyle, and any obstacles you might experience. So, keep reading!

Information about Living Aboard in Florida

Florida is a wonderful place to call home. There’s so much to do, so much to see, and so many job options. Florida has a reputation for being a strange state, but it is just that: a reputation. In fact, Florida is a very safe state with rigorous rules and a high level of transparency. Florida is an open book, so if that appeals to you, that may be enough of a reason to relocate there. Consider this if you’re looking for a job as well.

Keep in mind that there is no income tax in Florida. If you earn $50,000 a year, you could lose anywhere from $5,000 to $15,000 in taxes each year. Getting a job there is like getting a raise right away. This is also something to keep in mind when calculating your marina slip budget. You’ll have a lot more disposable income, so you might be surprised at how much more you’ll have to spend on a high-end marina slip in a prime location.

Florida, or any other coastal area, appears to be an ideal spot for mooring your boat and living aboard. While this is a distinct possibility, there are numerous restrictions in place to safeguard both coastal marinas and boat owners. It’s crucial to keep in mind that not all boats are suitable for living on. The term “liveaboard vessel” refers to boats that are used to live on. When a boat is referred to as a liveaboard boat, it simply means that the owner chooses to make the vessel his permanent dwelling. Making your boat your home can be simple enough, but there are a few things to consider before making the step.

The decision to live on a boat is a major lifestyle change that should not be taken lightly. When you decide to live aboard a boat, you must first decide how long you want to stay. Some people choose to live aboard a boat only during the summer, while others wish to do so all year. If you live on the boat all year, you’ll probably have to give up your permanent house on the land. Because the boating lifestyle does not lend itself well to owning a lot of material goods, you will be giving up much of your possessions. Alternatively, you can store them when you give up your permanent house.

When you decide to make your boat your permanent home, you must consider how you will receive mail and other important items. Remember that a floating home usually lacks a physical address or mailbox. In addition, before you decide to leave up to your land life in favor of the open water, you should research the legal implications of your decision. While living aboard your boat may not appear to be a problem, there are laws that must be followed or you may be fined. Also, while living aboard a boat may seem like a dream come true, you must consider safety concerns before making your decision.

In terms of keeping trespassers at bay and withstand harsh weather, a boat is not as secure as a house. To protect your safety while living on a boat, make sure you have a plan in place to ensure you can deal with severe weather. This will not only protect you, but it will also most likely safeguard your boat, which is now your home.

>>Also Read: All You Need to Know About The Liveaboard Life

Best Liveaboard Marinas in Florida

Liveaboard marinas can be wonderful communities full of nice people. However, finding one that is appropriate for you and your needs requires some searching. Note that liveaboards are not permitted in all marinas. It’s sometimes due to their government authorization prohibiting permanent residents from boarding boats in the marina. This is becoming an increasingly common occurrence across the United States. If you still have a job that requires you to go to an office or factory every day, you’ll need to find a location close to your workplace. On the other hand, if you are actually retired and have the freedom to live wherever you want, your marina options may be more limited.

If you prefer peace and quiet, you should look for a marina in a quiet location. On the other hand, if you prefer parties and a vibrant boating community there are many marinas in Florida that can offer this. Keep in mind that some marinas can be extremely safe to live in. Look for facilities that include security gates at each pier and a nighttime watchman. If you choose to use your boat’s head and shower, the size, and quality of the marina restrooms won’t be that important. However, if you want to keep your holding tank empty and have endless hot water in your showers, look for a marina with a restroom.

Unless you have a very large boat, a marina with a clean, modern laundromat with working machines is what you should look for. Moreover, modern pedestals and finger piers are also options in some Florida marinas. These will include electricity, water, and cable television. You can also enter your boat from the side with a finger pier. If you don’t have one, you’ll have to clamber aboard the bow or stern, depending on which is closest to the main dock. You can consider a lockbox affixed to the dock adjacent to the pedestal a pleasant extra if the marina provides one.

>>Also Read: Living on a Boat in Texas: What you Need to Know

List of the Best Liveaboard Marinas in Florida

Finding the perfect marina for you will be determined by a number of factors. These are the duration of your liveaboard life, the length and type of boat, the location, and your needs. The location is crucial, just as it is when purchasing a home. Note that the marinas are organized by location first, then by quality. The better the marina, the higher it appears on the list. Of course, it is up to you to choose which marina is ideal for you. For example, if your job is in Miami or if you want a job there, then you should find a marina in Miami.

Keep in mind that it’s much easier to find something in South Florida than it is in the north. When it comes to the north, you’ll quickly find that your alternatives are very limited. In North Central Florida, for example, the Sea Hag Marina in Steinhatchee is the only marina in the region. The south, on the other hand, has roughly 20 options. But, there is nothing wrong with living in the north; nonetheless, it does not provide as many options as the south.

So, Here’s the List of the Best Liveaboard Marinas in Florida:

North West Florida

• Bay Point Marina in Panama City Beach
• Panama City Marina in Panama City

North East Florida

• Fernandina Harbor Marina in Fernandina Beach
• Ortega Villa Yacht Club Marina in Jacksonville
• Mandarin Holiday Marina in Jacksonville

North Central Florida

• Sea Hag Marina in Steinhatchee

Central Florida

• Astor Bridge Marina in Astor
• Green Cove Marina in Green Cove Springs
• Sanford Boat Works and Marina in Sanford
• Monroe Harbour Marina in Sanford

Central East Florida

• Fort Pierce City Marina in Fort Pierce
• Eau Gallie Yacht Basin in Melbourne
• Halifax Harbor Marina in Daytona Beach
• Melbourne Harbor Marina in Melbourne
• Vero Beach Municipal Marina Vero Beach
• New Smyrna City Marina in New Smyrna Beach
• Titusville Municipal Marina in Titusville
• Harbortown Marina in Fort Pierce
• Harbortown Marina in Merrit Island

Central West Florida

• Blind Pass Marina in Saint Pete Beach
• Harborage Marina in Saint Petersburg
• Longboat Key Club Moorings in Bradenton
• Saint Petersburg Municipal Marina in Saint Pete
• Pasadena Marina in Saint Petersburg
• Gulfport Municipal Marina in Gulfport
• Riviera Dunes Marina in Palmetto
• Twin Dolphin Marina in Bradenton
• Regatta Pointe Marina in Bradenton

South East Florida

• Dinner Key Marina in Coconut Grove Miami
• Hollywood Marina in Hollywood
• Miami Beach Marina in Miami Beach
• Harbour Town Marina in Dania
• Lauderdale Marine Center in Fort Lauderdale
• Marina Bay Resort in Fort Lauderdale
• Boot Key Harbour City Marina in Marathon
• Palm Harbour Marina in West Palm Beach
• Royale Palm Yacht Basin in Dania Beach

South West Florida

• Burnt Store Marina in Punta Gorda
• Marco Island Marina in Marco Island
• Old Cover Marina in Naples
• Port of the Islands Marina in Naples
• Marinatown Yacht Harbour in North Fort Myers
• Snook Bight Marina in Fort Myers Beach
• Legacy Harbour Marina in Fort Myers
• Calusa Island Marina in Goodland

Liveaboard Life in Florida

In Florida, the liveaboard life can be either pleasant or to be avoided. This will depend mostly on your preferences and character. One of the most important aspects of Florida is that it’s quite hot, which is fantastic. Florida is also incredibly humid, so you will probably need a dehumidifier. Note that a large part of Florida is swampland, which, combined with the humid air, creates the ideal environment for mosquitos and other insects. On the other hand, if you live near the city’s coast, you’ll notice that there are significantly fewer insects. Furthermore, depending on where you live in Florida, you might find the party culture to be annoying. For instance, Miami is a wild, party place for wealthy people. If this isn’t an issue for you, that’s fantastic! Perhaps you are young, inebriated, and wealthy.

If, on the other hand, you want to avoid this way of life, then you have to find another area to liveaboard in Florida. If you want to escape this type of nightlife, it’s best to stay in Tampa Bay instead of Miami Beach. Tampa, contrary to popular belief, is a much more laid-back city. The weather is mostly pleasant and there is nothing to be concerned about on a daily basis. However, bugs are annoying, but they aren’t always a major issue. Storms, on the other hand, can be a major issue. Tropical storms, tornadoes, hurricanes, twisters, and cyclones occur often in Florida. For this reason, many people chose to live in safer locations than Florida. So, it’s possible that you’ll have to drop anchor and sail to safer waters.

If everything said above has made you desire to live in Florida even more, then it’s time to decide where you want to live. Choosing a marina is less of a commitment than renting an apartment because leases are typically shorter and more flexible. However, this usually comes with a cost. By signing a longer lease, you will be able to get a much better bargain. As a result, it’s critical to do your best to choose the ideal marina for you the first time. In the long term, it could save you a small fortune.

>>Also Read: Best Sailboats to Live On

Costs of Living Aboard in Florida

Marinas in Florida are not cheap. Florida is a year-round vacation spot and a popular starting point for boaters heading to the Bahamas or the Caribbean. Furthermore, it’s a favorite winter destination for boaters from all over the country who don’t want to deal with winterizing their boats. When looking for a marina, it’s crucial to know how long you want to stay. Your rate will be lower if you can commit for a longer period of time. Many marinas charge a transitory fee on a daily, weekly, or monthly basis, with discounts for longer stays. Annual slip holders, on the other hand, benefit from the best rates.

In Florida, monthly slips for a 40-foot sailboat can cost anything from $800 to well over $2,000 per month. You’ll almost certainly pay twice as much in popular vacation cities like Miami Beach or Key West. So do your research, look for private docks to rent, and investigate every marina using satellite pictures. It’s more difficult to get information about marinas that only service long-term residents. A nice place to start is WaterwayGuide.com, which has marina listings. Their ads include some basic pricing information as well as information on whether or not liveaboards are permitted.

If done correctly, living aboard can be a cost-effective way of life. If you know your way around your boat, conducting your own maintenance and repairs will save you money. And, note that heating or cooling your boat will be significantly less expensive than doing so in an apartment. Moreover, your boat might not even have an engine in some circumstances. This eliminates one of the most significant costs of owning or managing a boat. Lastly, some people are quite content to stay in the marina and never leave. They call a towboat if they need to move. Houseboats are popular among these people.

>>Also Read: How Much Does It Cost To Live On a Boat

Things to Keep in Mind before Choosing the Liveaboard Life in Florida

First and foremost, a harsh reality: Florida is one of the least welcoming states for liveaboard boaters. This is because the cost of a slip is high, and just a few marinas allow individuals to live on their boats. When you add in the constant flux of regulations on where liveaboard boaters can stay and anchor, you will feel totally confused.

Note that slips fill up quickly during the hectic winter season. Cruisers are known to plan their winter vacations months in advance. So don’t be surprised if you have to try a few marinas before finding the ideal for your needs. When you factor in the difficulty of finding a location that permits you to live onboard, keep in mind that you will have to do a lot of research beforehand. You should, of course, go to the marina before showing up or making a reservation.

Even the word “liveaboard” might raise a red flag for many dockmasters when asking about slips. Every marina dockmaster dreads the idea of a boat that is no longer seaworthy and is being used as nothing more than a cheap floating hotel. Which is also a recipe for an unattractive and environmentally disastrous situation. These boats have tarnished the term to the point where every marina interaction feels like walking on thin ice. Before agreeing to lease you a slip, more savvy dockmasters may want photos of your boat and confirmation of insurance. Don’t be surprised if you feel as if you’re being interviewed for the position—you are.

It’s almost always easier for a dockmaster to simply say, “No, we don’t allow liveaboards,” than putting out a cohesive and fair plan to allow only “good” liveaboards. Dockmasters aren’t the only ones who impose restrictions on slip holders. Living aboard a boat is prohibited in many Florida communities. Moving around with your boat is a way to prevent all these from happening. Every marina has a favorite type of liveaboard boater: the cruiser. You may sometimes get quarterly dockage rates if you stay for one, two, or even three months at a time, and you are more or less free of the hassles associated with the Florida “liveaboard” cliché.

Bear in mind that in popular anchorages throughout Florida, many communities install mooring fields. The problem of derelict and abandoned vessels at anchor is one element contributing to the trend. Cleaning up the sunk or beached vessels following storms has become a state-wide issue. So, the state can use mooring fields to set legal restrictions on where you can anchor. Moorings are a tempting choice because they save a lot of money over dock space. Some mooring sites offer shuttle services and are highly accommodating to liveaboards. While they like to reserve the majority of the moorings for passing boats, they usually have a more appealing month-to-month cost. And, if you want to anchor, there are still lots of options.

Hurricane Season in Florida

The marina’s location and storm policies are also important factors to consider when looking for a marina. Don’t think you’ll be fine if you leave your boat in the slip. Even if the insurance provider does not demand it, every Floridian should have an emergency plan in place before time. A few marinas have built-in “hurricane holes” where you will be able to leave your boat safely. It should have heavy-duty pilings atop floating docks and be sheltered from all directions from winds and tides. Even still, if a powerful storm makes landfall nearby, there’s a good possibility that it will destroy a lot. This is because the state of Florida is flat, and storms can be severe.

Some marinas with less protection may have an evacuation policy. To put it another way, they’ll inform you that you have to leave your boat at their marina in case of emergency. Keep in mind that this will happen with three days’ warning or less. Preparing a boat for a storm may entail transporting it hundreds of miles or removing it from the sea. So, it’s important to prepare ahead of time and be aware of what you’re going to do in case of a storm or hurricane .

>>Also Read: Living on a Boat in California: What you Need to Know

Living on a Boat in Florida – The Bottom Line

As you can see, liveaboard life in Florida can be amazing if you play your cards right. Hopefully, one of the marinas in Florida will cover your needs. However, it’s difficult to give a definitive answer for the best marina in Florida. Every marina has its own set of regulations and restrictions. In addition, what may be ideal for you may not be ideal for someone else. It all depends on your budget, needs, and on your boat. Of course, you’re in luck if you work from home and have the freedom to live wherever you like.

Keep in mind that some of the marinas in the north are far less expensive and quieter than marinas in South Florida. They provide a much slower pace of living. On the other hand, they don’t provide as many chances for jobs or recreation. On South Beach, there is more to do than in the north. Remember that if water and electricity aren’t included in the lease, you’ll need to receive a quote before deciding on a location to live in. It may appear to be less expensive at first, but once all the other costs are factored in, it becomes significantly more costly.

I hope that this article has helped you find out whether or not you want to liveaboard in Florida. It is totally feasible and it can also be cheap if you choose the right marina and location. I wish you all luck with your research!

Peter is the editor of Better Sailing. He has sailed for countless hours and has maintained his own boats and sailboats for years. After years of trial and error, he decided to start this website to share the knowledge.

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Living on a Boat in Florida: Best Marinas, Regulations, and More

Categories Guides

Welcome to the ultimate guide on living on a boat in the beautiful sunshine state of Florida! If you’ve ever dreamt of an adventurous and unconventional lifestyle where the sparkling waters become your backyard, and stunning sunsets paint the horizon, then a boat living in Florida might just be the perfect choice for you. In this comprehensive guide, we will navigate through all the essential aspects you need to know about embracing this unique way of life.

From finding the ideal marina to understanding the legalities and discovering the best spots for fishing and diving to uncovering the hidden gems of coastal living, we’ll dive deep into the world of boat living in Florida. So, grab your captain’s hat and prepare to set sail on an unforgettable journey filled with freedom, serenity, and the endless wonders of the Sunshine State. Let’s chart a course together and explore all you need to know about living on a boat in Florida!

Things to consider before deciding to live on a boat in Florida

Living on a houseboat in Florida is an exciting and unique experience that can bring many benefits. Before making such a significant commitment, however, there are a few essential factors to consider.

1. The houseboat living conditions are a crucial point of consideration. Florida’s hot and humid climate makes it ideal for sunbathing, but it also attracts mosquitos and other insects. Therefore, ensuring that the boat is well-ventilated and has adequate insect control is essential. Additionally, storms are a common occurrence in Florida, so it is vital to consider the strength of the boat and the likelihood of being able to drop anchor and sail away to safety.

2. The type of water the houseboat will live in is also essential. Different water types will offer different experiences. If the houseboat is used for fishing, a lake or a river may be the best option. A large body of open water, such as an ocean, is ideal for deep-sea diving or cruising.

3. If the person is comfortable with the party culture of places such as Miami Beach, they may choose to live there. However, if they prefer a laid-back experience, Tampa Bay is the better option. Adaptability to weather and climatic changes is also essential.

4. Cost is also an important consideration. Considering the purchase price and other costs, such as docking and maintenance, is essential when looking at houseboats. Longer leases may offer better bargains, so it is essential to do thorough research before committing to one.

5. Finally, the regulations for living on a houseboat in Florida should be considered. Some rules and regulations must be followed, such as the requirement for a marine sanitation device, and any violations could result in fines.

Considering all these factors, people can make an informed decision about living on a houseboat in Florida and finding the best option for their needs.

Pros of Living on a Boat in Florida

Living on a boat in Florida is an attractive option for those seeking an alternative to traditional housing. Not only does it provide an escape from the hustle and bustle of city life, but it also offers a unique lifestyle filled with adventure and relaxation. Here are some of the benefits of living on a boat in Florida:

• Low Cost of Living:  With houseboats, the cost is significantly lower than living on land, making this an attractive option for those on a budget.

• Beautiful Locations:  Florida has some of the most beautiful places to explore while living on a boat. From the Keys to the Bahamas, plenty of options exist for those looking for a great adventure.

• Lavish Onboard Lifestyle:  With its excellent climate, Florida offers a perfect onboard lifestyle. With plenty of outdoor activities, such as sunbathing and sailing, there is always something to do.

• Loose Regulations:  Florida has loose regulations regarding living on a boat, meaning it is easier to establish a home on the water.

• Enjoyable Atmosphere:  Waking up to the sound of waves lapping your boat and seagulls flying overhead is an exceptional experience. From enjoying the beautiful scenery to taking in a unique atmosphere, living on a boat in Florida is an experience like no other.

Challenges and risks associated with Living on a Boat in Florida

Living on a boat in Florida offers a unique and adventurous lifestyle that many people find alluring. Picture waking up to breathtaking sunrises, the gentle sway of the ocean, and the freedom to explore the stunning coastlines at your leisure. However, like any unconventional living arrangement, some challenges and risks come with this idyllic lifestyle.

• Weather and Natural Hazards: Living on a boat exposes you to the unpredictable forces of nature, and Florida’s weather can be particularly volatile. Hurricanes, thunderstorms, and tropical depressions are a reality that boaters must contend with. These weather events can pose significant risks to both the boat and its occupants. Strong winds, torrential rains, and rough seas can cause damage to the vessel and make it difficult to navigate or even dock safely.

• Maintenance and Repairs: Boat ownership, just like any other property, requires regular maintenance and repairs. The corrosive nature of saltwater can accelerate wear and tear on the boat’s exterior, hull, and engine. Routine tasks such as cleaning, painting, and inspecting the boat become crucial to ensure its longevity. Moreover, unexpected mechanical failures or breakdowns can occur, leaving boat dwellers stranded and in need of costly repairs. Being prepared for these maintenance and repair expenses is essential for anyone considering living on a boat in Florida.

• Limited Space and Storage: Living on a boat demands adapting to a minimalistic lifestyle due to limited living space and storage options. Boats are designed to optimize space utilization but are still significantly smaller than traditional houses or apartments. Storage compartments, closets, and amenities may be compact, requiring creative solutions to organize personal belongings. Additionally, space constraints can make accommodating guests or entertaining large groups challenging.

• Health and Safety Concerns: Living on a boat in Florida comes with unique health and safety considerations. Mold and mildew can be caused by moisture and humidity, which can harm health, especially for those with respiratory issues. Additionally, being surrounded by water increases the risk of accidents such as slips, falls, or even drowning. It is critical for the well-being of boat inhabitants to remain watchful and take essential precautions, such as installing safety equipment and maintaining a hygienic living environment.

• Regulatory and Legal Compliance: Living on a boat requires adherence to various regulations and legal requirements. In Florida, boaters must comply with state and local anchoring, mooring, and wastewater disposal laws. These regulations aim to protect the environment, ensure public safety, and maintain orderly waterways. Understanding and abiding by these rules is essential to avoid penalties and conflicts with local authorities.

Best Places to Live on a Boat in Florida

Here are five of the best marinas where you can live on a boat in Florida:

• Dinner Key Marina – Miami, Florida: Located in the heart of Miami, Dinner Key Marina offers a vibrant and convenient location for living on a boat. With stunning views of the Miami skyline, this marina provides a range of amenities, including clean facilities, laundry services, on-site restaurants, and easy access to nearby attractions. It’s a popular choice for boaters looking to enjoy the exciting urban lifestyle and diverse cultural scene that Miami has to offer.

• Sarasota Bay Marina – Sarasota, Florida: Nestled on the picturesque Sarasota Bay, Sarasota Bay Marina offers a tranquil and scenic setting for boat living. The marina boasts well-maintained docks, state-of-the-art facilities, and a friendly community of boaters. With its proximity to beautiful beaches, upscale dining options, and cultural attractions like the Ringling Museum of Art, living at Sarasota Bay Marina provides both relaxation and entertainment.

• Loggerhead Marina – Hollywood, Florida: Loggerhead Marina, situated in Hollywood, offers a prime location between Miami and Fort Lauderdale. Known for its excellent amenities and top-notch service, this marina provides boat residents with a secure and comfortable environment. With easy access to the Atlantic Ocean, boaters can enjoy fishing, diving, and exploring the vibrant coastal lifestyle. The marina also features a swimming pool, fitness center, and various dining options within walking distance.

• St. Petersburg Municipal Marina – St. Petersburg, Florida: Located in downtown St. Petersburg, this municipal marina offers an ideal blend of city conveniences and waterfront living. Boaters can enjoy the vibrant atmosphere of downtown, with its art galleries, museums, and lively dining scene, while also having access to the beautiful waters of Tampa Bay. The marina provides modern facilities, including showers, laundry, and on-site maintenance services, making it an attractive choice for those seeking a balanced urban boating lifestyle.

• Stock Island Marina Village – Key West, Florida: For those seeking the iconic Florida Keys experience, Stock Island Marina Village in Key West is an excellent option. With its laid-back island atmosphere, this marina offers a true taste of tropical living. Boaters can explore the crystal-clear waters, vibrant coral reefs, and picturesque sunsets that Key West is renowned for. The marina provides first-class amenities, such as a pool, fitness center, and multiple on-site dining options, ensuring a comfortable and enjoyable boating lifestyle.

Why do people prefer living on a boat in Florida?

There are many reasons why people choose to live on a boat in Florida. The following is a list of the top seven most common ones:

1) One of the biggest draws to living on a boat in Florida is the cost of living. The state offers low property taxes and a lower cost of living than most other states.

2) There are many places to live on a boat in Florida. Some areas have marinas and communities specifically for liveaboards, while others are more open to having a ship docked in their backyard.

3) Florida is one of the best places to live on a boat in the United States. The climate is mild, and the water is warm year-round, so you can enjoy boating all year.

4) Florida has many marinas and boatyards that are geared towards liveaboards. You will find many people who have been living on a boat in Florida for years, so you can ask them questions about the lifestyle and get advice.

5) You will find many Florida communities geared towards liveaboards. These communities have amenities such as a swimming pool and laundry facilities, so you can enjoy life on a boat without sacrificing the comforts of home.

6) Florida has many lakes, rivers, and canals perfect for boating. There is no shortage of great places to go boating in Florida.

7) You can find a marina in Florida close to your favorite destinations, so you don’t have to travel far from your boat to visit the places you love.

How do you find a place to live on a boat in Florida?

Finding a place to live on a boat in Florida can be tricky. There are two main sites where you can find your vessel’s housing: marinas or private docks. First, you would need to find a marina with vacant slips. Second, you would need permission from the private dock or pier owner and make sure it’s legal to live on a boat there.

Sarasota, Fort Myers, and Naples are the most popular marinas for boaters. These marinas have slips that can accommodate boats of all sizes and are affordable. You can find a slip for as low as $300 per month or rent a houseboat for about $1,500 per month.

Florida Liveaboard Laws

In case you’re wondering, a “liveaboard” is a boat that someone utilizes as their primary residence. Pioneering a lifestyle at sea, people opting for this way of life could either stay moored pretty much in the same spot or embark on a nomadic maritime journey.

The State Laws

Florida, known for its exquisite beaches and beautiful waterways, naturally attracts boating enthusiasts. However, Florida implements particular laws regarding living on a boat, more aptly titled “liveaboard laws.” The Sunshine State once adopted a harsh take on liveaboards, essentially banning them in the 1980s. However, rulings in favor of liveaboards have since turned the tide.

Regulations Around Anchorage

One of the main things to keep in mind concerning the liveaboard lifestyle in Florida is the rules around anchoring. According to the Florida Fish and Wildlife Conservation Commission, you’re not allowed to permanently anchor your boat within the boundaries of mooring fields or in parts of waterways where it may pose a danger.

Anchoring within the limits of a public marina is also ruled out, except in certain instances. Florida law also regulates how a liveaboard boat can anchor in one spot. Hence, you must move your boat from its anchored position periodically.

Mooring Fields

Mooring fields are areas designated for boats to anchor. If you wish to live aboard your boat in Florida, finding a well-maintained mooring field would be advisable. These areas have specific amenities, like pump-out stations, that can make liveaboard life easier and more comfortable.

The Importance of Vessel Sanitation

Sanitation is a critical concern when living aboard a boat. Florida law requires any vessel with an installed toilet to possess the capability to retain sewage until it can be pumped out onshore, regardless of whether it is used or not. Illegal sewage discharge can lead to significant fines.

Costs of Living on a Boat in Florida

Living on a boat in Florida can be a great way to keep your cost of living down, and there are several factors to consider when exploring this option. The type of boat you choose to live on will significantly impact how much you enjoy your life on the water, as having a boat with a spacious deck can make it easier to take advantage of the sunny climate throughout the year. Additionally, the cost of docking the boat, maintenance, and insurance must be taken into account.

In general, marina fees in Florida can be expensive, as this is a popular vacation destination, and many boaters come here looking to sail to the Bahamas or the Caribbean. Slip fees for a 40-foot sailboat can range from $800 to over $2,000 per month, with discounts available for longer stays. Prices can be higher in vacation cities like Miami Beach and Key West. If you plan to stay in Florida for an extended period of time, private docks may be a more cost-effective option. It is also possible to find marinas that only serve long-term residents, which can offer more affordable rates.

Safety Considerations for Living on a Boat in Florida

Living on a boat in Florida offers a unique lifestyle filled with adventure and freedom. However, it’s crucial to prioritize safety to ensure a smooth and enjoyable experience. Here are some essential safety considerations for those living on a boat in Florida:

• Fire Safety: Fire safety is paramount on a boat due to the confined space and the presence of flammable materials. Install smoke detectors and fire extinguishers in strategic areas on the boat. Regularly inspect and maintain electrical systems, wiring, and appliances to prevent electrical malfunctions that can lead to fires. Develop a fire escape plan and ensure everyone on board understands it. Practice fire drills regularly to guarantee that everyone knows what to do in an emergency.

• Navigation and Seamanship: If you plan to navigate your boat, it’s essential to have a good understanding of seamanship and navigation. Familiarize yourself with the local waterways, including channel markers, navigation aids, and potential hazards. Stay updated with weather forecasts and conditions to avoid unexpected storms or rough seas. Carry nautical charts, GPS systems, and navigation tools to aid in safe passage. Develop good communication skills for hailing nearby vessels and be aware of boating regulations and right-of-way rules.

• Personal Flotation Devices (PFDs): Wearing personal flotation devices (PFDs) is crucial for everyone on board, especially when underway or during water-related activities. Ensure that you have enough PFDs in appropriate sizes for all boat occupants. Inspect them for wear and tear on a regular basis, and replace any damaged or expired devices. Educate yourself and your crew on how to properly wear and use PFDs, since they can save lives in the event of an accident or disaster.

• Weather Awareness: Florida’s weather can be unpredictable, and being aware of changing conditions is essential for safety. Monitor weather forecasts regularly and be prepared to postpone or alter your plans in the face of severe weather, such as thunderstorms or hurricanes. Develop an understanding of weather patterns and signs of changing conditions, including wind shifts, cloud formations, and sudden drops in barometric pressure. Consider investing in a weather radio or marine weather app to stay informed about weather updates while on the water.

• Vessel Maintenance and Inspections: Regular maintenance and inspections are vital for ensuring the safety and seaworthiness of your boat. Perform routine checks of essential systems, such as the engine, electrical systems, fuel lines, and bilge pumps. Inspect and replace worn-out or damaged equipment, including life jackets, fire extinguishers, and distress signals. Keep up with maintenance schedules, such as bottom painting, hull inspections, and propeller checks. Regularly clean and inspect the boat for signs of corrosion, leaks, or structural damage.

What are the requirements for living on a boat in Florida?

To live on a boat in Florida, you must have a valid Florida registration and proof of insurance. This means you must have registered your boat with the state and shown evidence of insurance coverage. You can also get an endorsement to live aboard your ship if you meet specific requirements.

You should also be aware of the laws governing houseboats in Florida. These laws vary depending on location, but most houseboat owners must follow some basic regulations to avoid legal trouble. For example, houseboat owners must maintain their boats at least 50 feet from any shoreline or property line and are responsible for cleaning up after their ships.

What are the benefits of living on a boat in Florida?

There are many reasons why people choose to live on boats in Florida. Living aboard a ship can be much cheaper than living in an apartment or house. There are also plenty of beautiful places to explore near the water in Florida, so you won’t have to spend money on transportation each time you want to take a stroll outdoors.

And finally, living aboard a boat gives you access to some of the best views this state offers. Whether you’re looking for panoramic sunsets or tranquil waterways full of wildlife, there’s no shortage of sights worth seeing from your floating home!

What are the challenges of living on a boat in Florida?

Living on a boat in Florida can be challenging due to the weather and houseboat laws. The weather can be unpredictable, and you may have to deal with hurricanes or other extreme weather conditions. Houseboat laws can vary from state to state, making it challenging to live aboard your boat. You’ll also need to budget for insurance, taxes, and repairs. However, if you can deal with these issues and enjoy the freedom of living on a boat, it can be an enjoyable way to live.

What are the worst places to live on a boat in Florida?

The Panhandle and the Treasure Coast are located in the Gulf of Mexico. They have high humidity levels and strong winds. Additionally, these areas experience heavy rains, which can cause flooding and damage boats. These conditions make it difficult to live on a ship, especially if you have water-related equipment or possessions.

What type of boat can I live on?

There are many types of boats you can live on. The first thing to consider is if your boat has a cabin and an engine. If it does, the next consideration is whether the engine is diesel or gasoline. If the craft has a cabin, you’ll also want to consider how many beds there are and whether converting one into a kitchen is possible.

The Best Liveaboard Marinas in Florida (3 Budgets)

Florida has numerous live-aboard marinas, offering different prices, security, and attractions. The best ones are those in a convenient location that have luxurious amenities at an affordable price. In this article, we'll look at the best marinas in Florida that offer liveaboard options, broken down by region and budget.

Some of Florida's most exceptional liveaboard marinas include Bay Point Marina, Legendary Marina, and Sandestin Marina. They have world-class amenities and top-notch security but at a higher cost. Monroe Harbour Marina and Twin Dolphin Marina are some of your go-to places for affordable liveaboard marinas.

In North Florida, their best bets for liveaboard options are Panama City Marina and Jacksonville City Marina, which only require a medium budget. Let's look at a much longer list of other liveaboard marinas in each of these regions in Florida based on how much budget you have.

• Miami Beach Marina, Opal Key Resort and Marina, and Harbortown Marina are some of the best liveaboard options in South Florida.
• The Miami Beach Marina is situated in a prime location, so you will need to prepare a higher budget between $1,500 and $2,500 per month.
• East Coast Florida has some excellent liveaboard marinas with above-average amenities and security, such as Bahia Mar Marina and Palm Harbor Marina.
• Green Cove Springs Marina offers one of the cheapest liveaboard options in Florida, with rates starting at $10 per foot per month.

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Some of the most exceptional liveaboard Marinas are located in Northwest Florida, such as Bay Point Marina, Legendary Marina, Sandestin Marina, and Green Cove Springs Marina in North Florida. They come with world-class amenities and top-notch security, but they also have luxurious prices.

If you're after affordability, liveaboard marinas in Central Florida including Monroe Harbour Marina, Ortega Villa Yacht Marina, and Twin Dolphin Marina are some of your go-to places. They provide basic amenities like showers, restrooms, and laundry facilities, as well as additional amenities like Wi-Fi and cable TV.

Although not as extensive or luxurious as those provided by marinas with higher ratings, they are still of good quality and provide a comfortable and convenient experience for boaters and yacht owners.

When it comes to security, they can provide basic security measures like security cameras, gated access, and security personnel. However, the security measures may not be as extensive or sophisticated, and could potentially be vulnerable to security risks such as theft, vandalism, or other criminal activities.

The table below shows some of the best liveaboard marinas in Northwest Florida (also called "Panhandle") and the estimated monthly cost for each based on three budget types:

Pensacola Shipyard

Located in Pensacola, Florida, this marina offers a variety of amenities including a ship store, fuel dock, laundry facilities, and boat repair services. It is conveniently located near downtown Pensacola and has a friendly community of boaters.

Pensacola Beach Marina

Located on Little Sabine Bay, Pensacola Beach Marina is a great option for liveaboards. The marina offers a variety of amenities, including a pool, laundry facilities, and a ship store. It's also just a short walk from the beach which makes it a great spot for those who love to swim and sunbathe.

Palafox Pier & Yacht Harbor

Also located in Pensacola, this marina offers a variety of amenities including a swimming pool, fitness center, laundry facilities, and a restaurant. It's a good liveaboard marina because it's located in the heart of downtown Pensacola and offers easy access to restaurants, shops, and entertainment.

Bayou Grande Marina

Bayou Grande Marina offers a variety of amenities including a ship store, boat rental services, and a fuel dock. It's one of the best live-aboard marinas because it's located in a quiet and peaceful area with easy access to the Gulf of Mexico.

Shalimar Yacht Basin

The Shalimar Yacht Basin is located in Shalimar, Florida, which is a small town in Okaloosa County. The marina offers a variety of amenities for liveaboard residents, including a full-service fuel dock, clean restroom and shower facilities, laundry facilities, pump-out station, Wi-Fi access, and cable TV.

The marina is conveniently located near many popular attractions, such as the Gulf of Mexico, Destin Harbor, and the Emerald Coast. The marina also has a strong sense of community, with many social events and activities organized throughout the year, making it a great place to meet other boaters and make new friends.

Destin Harbor Boardwalk

The Destin Harbor Boardwalk is a great spot for liveaboards who want to be close to all the action. The boardwalk is home to several restaurants, shops, and attractions, and it's just a short walk from several marinas.

This marina is also home to several other popular attractions, such as the Destin History and Fishing Museum, the HarborWalk Village, and the Gulfarium Marine Adventure Park. These attractions offer a variety of activities for visitors, including fishing charters, dolphin-watching tours, and water sports rentals.

Fort Walton Beach Landing

Fort Walton Beach Landing is a marina located in Fort Walton Beach, Florida, on the Gulf of Mexico. Some of the amenities offered here include:

• Electricity and water hookups
• Pump-out station
• Restrooms and showers
• Laundry facilities
• Picnic areas and grills
• Fishing pier

This marina is situated in a protected harbor, which means that boaters are sheltered from the wind and waves that can sometimes make life on a boat uncomfortable. Additionally, the marina is located near many restaurants, shops, and other attractions, making it easy for liveaboards to access everything they need.

Niceville Yacht Club

Niceville Yacht Club is another marina located in the Florida Panhandle, specifically in Niceville, Florida. It's a popular destination for boaters and liveaboards due to its location on the beautiful Choctawhatchee Bay and its great amenities, such as:

• Swimming pool
• Clubhouse with kitchen and lounge area

This marina also hosts regular events and activities for its members, which helps to foster a sense of camaraderie among boaters and liveaboards.

Bay Point Marina

Bay Point Marina is located on Grand Lagoon in Panama City Beach. The marina offers a variety of amenities, including a pool, a fitness center, and laundry facilities.

Additionally, Bay Point Marina provides easy access to the Gulf of Mexico and St. Andrews Bay. The marina offers boat slips for rent, as well as boat rentals for those who don't own their own vessel. Here's how much a boat slip costs in Miami, Florida.

Fishing charters are also available from Bay Point Marina, allowing visitors to try their luck at catching a variety of fish species, including red snapper, grouper, and king mackerel.

Legendary Marina

Legendary Marina is located in Destin, Florida, and it offers high-end amenities for boaters. The marina is situated on Choctawhatchee Bay and has easy access to the Gulf of Mexico.

It also offers a variety of services, including boat rentals, fueling, and yacht sales. The marina also features a restaurant, a pool, and a fitness center. The liveaboard options at Legendary Marina come with a high price tag due to the luxurious amenities and services that the marina offers.

Sandestin Marina

Sandestin Marina is also located in Destin, Florida, and it offers a wide range of amenities for boaters. Sandestin Marina offers boat rentals, fueling, and yacht sales, as well as a variety of dining options, shopping, and entertainment.

The liveaboard options at Sandestin Marina are also priced higher due to the luxurious amenities and services that the marina offers, including access to the Sandestin Golf and Beach Resort.

The table below shows some of the best liveaboard marinas in North Florida and the estimated monthly cost for each based on three budget types:

Green Cove Springs Marina

Green Cove Springs Marina is located just south of Jacksonville and is a great option for boaters looking for a more relaxed atmosphere. The marina has 220 slips, with rates starting at $10 per foot per month. Some of the amenities available include:

• Showers and restrooms
• On-site restaurant

Green Cove Springs Marina is also located near several great attractions, including the historic town of Green Cove Springs and the St. Johns River.

Marinas at Jacksonville

Jacksonville is a great place to live aboard your boat, with several marinas to choose from. One of the best options is the Marina at Ortega Landing, which offers a range of amenities and services for boaters. The marina has 192 slips, with rates starting at $15 per foot per month. Some of the amenities available include:

• Fitness center

Another great option is the Jacksonville City Marina, located in the heart of downtown Jacksonville, and has 78 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

• 24-hour security

If you plan to keep your boat in a marina in Florida, find out the different slip rates for each marina from this article.

Panama City Marina

If you are looking for a live-aboard marina on the Gulf Coast, the Panama City Marina is a great option. The marina has 125 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

The Panama City Marina is also located near several great attractions, including the Gulf of Mexico and St. Andrews State Park.

St. Augustine Municipal Marina

The St. Augustine Municipal Marina is a marina located in the historic city of St. Augustine, Florida. It offers a variety of amenities for boaters, including fuel, water, electricity, restrooms, showers, laundry facilities, and a pump-out station.

The marina is conveniently located near many popular attractions, including the historic district, restaurants, and shops. It is also a popular spot for fishing and boating enthusiasts, with easy access to the Intracoastal Waterway and the Atlantic Ocean.

The table below shows some of the best liveaboard marinas in Central Florida and the estimated monthly cost for each based on three budget types:

Monroe Harbour Marina

Monroe Harbour Marina is a full-service marina located in Sanford, Florida, on the shores of Lake Monroe. The marina features 200 wet slips that can accommodate boats up to 60 feet in length.

The slips are equipped with water and electrical hookups, and the marina also provides Wi-Fi and cable TV services. The marina's fuel dock offers both gas and diesel fuel, and pump-out services are available for waste disposal.

In addition to its boating services, the marina also has a clubhouse with a lounge area, kitchen, and laundry facilities. There is also a swimming pool, a hot tub, and a picnic area available for use.

The location of Monroe Harbour Marina is ideal for boaters who want to explore the St. Johns River and the many lakes in the area. It is also within driving distance of many popular attractions, such as Disney World and Universal Studios in Orlando.

Ortega Villa Yacht Club Marina

Located in Jacksonville, Ortega Villa Yacht Club Marina is a great option for boaters looking for a quiet and peaceful marina. The marina offers 24-hour security, laundry facilities, and a clubhouse with a kitchen and lounge area.

The dockage rates are affordable, with slips ranging from $9 to $12 per foot per month. The marina can accommodate boats up to 50 feet in length.

Twin Dolphin Marina

Twin Dolphin Marina is located in Bradenton, just south of Tampa Bay. This marina offers a variety of amenities, including a heated pool, laundry facilities, and a ship store.

The marina also has a restaurant and bar on site. The dockage rates are reasonable, with slips ranging from $12 to $16 per foot per month. They can accommodate boats up to 60 feet in length.

Sanford Boat Works and Marina

Sanford Boat Works and Marina is located on Lake Monroe in Sanford, just north of Orlando. This marina offers a wide range of amenities, including a fuel dock, pump-out station, and laundry facilities.

The dockage rates are more affordable, with slips ranging from $8 to $14 per foot per month. The marina can also accommodate boats up to 60 feet in length.

The table below shows some of the best liveaboard marinas in South Florida and the estimated monthly cost for each based on three budget types:

Marinas in Miami

Miami is a vibrant city with plenty of marinas to choose from. Here are a few of the best liveaboard marinas in Miami:

Miami Beach Marina

Located in the heart of South Beach, this marina offers easy access to the city's restaurants, shops, and nightlife. It has 400 slips that can accommodate boats up to 250 feet long, and it offers amenities such as cable TV, Wi-Fi, and laundry facilities.

Dinner Key Marina

This marina is located in Coconut Grove and has 582 slips that can accommodate boats up to 175 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Crandon Marina

Located on Key Biscayne, this marina has 200 slips that can accommodate boats up to 50 feet long. It offers amenities such as a fuel dock, a pump-out station, and a restaurant. It is also one of the cheapest places to dock your boat in Florida , with rates from $2.50 per foot per day for wet slips.

Marinas in Key West

Here are a few of the best liveaboard marinas in Key West:

Opal Key Resort and Marina

This marina is located in the heart of Old Town Key West and offers easy access to the city's restaurants, shops, and nightlife.

It has 245 slips that can accommodate boats up to 200 feet long, and it offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Garrison Bight Marina

This marina is located on the north side of Key West and has 140 slips that can accommodate boats up to 70 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Key West Bight Marina

This marina is located in the heart of Old Town Key West and has 33 slips that can accommodate boats up to 140 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas in Fort Lauderdale

Fort Lauderdale is known as the "Venice of America" because of its extensive network of canals and waterways. Here are a few of the best liveaboard marinas in this area:

Lauderdale Marine Center

This marina is located on the New River and has 160 slips that can accommodate boats up to 200 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Cooley's Landing Marina

This marina is located on the New River and has 40 slips that can accommodate boats up to 60 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas at Southwest Florida

Legacy harbour marina.

Located in the heart of downtown Fort Myers, Legacy Harbour Marina is a great option for those who want to be close to restaurants, shops, and other amenities.

The marina offers floating docks, 30/50/100-amp power, Wi-Fi, laundry facilities, and a fitness center. There's also a pool and hot tub on-site, as well as a waterfront restaurant and bar. The marina is also pet-friendly, so you can bring your furry friend along for the adventure.

Burnt Store Marina

Located in Punta Gorda, Burnt Store Marina is a full-service marina with plenty of amenities for liveaboards. The marina offers floating docks, 30/50-amp power, Wi-Fi, laundry facilities, and a fitness center.

Burnt Store Marina is located near several popular boating destinations, including Boca Grande, Charlotte Harbor, and the Gulf of Mexico.

The table below shows some of the best liveaboard marinas in East Coast Florida and the estimated monthly cost for each based on three budget types:

Riverside Marina

This marina is located on the Indian River and offers affordable rates for liveaboards. You'll have access to laundry facilities, restrooms, and showers, as well as a swimming pool and picnic area.

The marina offers boat slips, dry storage, fuel, bait, tackle, and a ship store. It is a full-service marina that can accommodate boats up to 120 feet in length.

Harbortown Marina

Harbortown Marina is located on the Indian River Lagoon, just a short distance from the Fort Pierce Inlet and the Atlantic Ocean. The marina offers 100 wet slips and 400 dry storage spaces for boats up to 100 feet in length.

In addition to the amenities mentioned, Harbortown Marina also has a fuel dock, pump-out station, and a ship store that sells boating supplies, snacks, and beverages.

The marina is located in a gated community and has 24-hour security. It is conveniently located near downtown Fort Pierce, which has a variety of restaurants, shops, and attractions for boaters to enjoy.

Palm Harbor Marina

Palm Harbor Marina is a popular destination for liveaboards, with over 200 slips available for long-term rentals. The marina offers a range of amenities to make life on board more comfortable, including a fitness center, laundry facilities, and a swimming pool. There are also several restaurants and shops located within walking distance of the marina.

In addition to its amenities, Palm Harbor Marina also offers a range of services to boaters, including fueling, pump-out, and boat maintenance and repair. The marina has a team of experienced technicians who can handle everything from routine maintenance to major repairs.

Sailfish Marina Resort

Sailfish Marina Resort is a popular marina located on Singer Island in Palm Beach County, Florida. They offer a variety of amenities to boaters, including a restaurant, a swimming pool, and laundry facilities.

The restaurant called the Sailfish Marina Restaurant, is known for its fresh seafood and stunning waterfront views. The swimming pool is a great place to relax and cool off after a day out on the water, and the laundry facilities make it easy to keep your clothes and linens clean while on board.

Sailfish Marina Resort is also a popular destination for sportfishing enthusiasts. The marina hosts several fishing tournaments throughout the year and is home to a number of charter fishing boats.

Bahia Mar Marina

Bahia Mar Marina is located in the heart of Fort Lauderdale, Florida, and is one of the most popular marinas in the area. It offers a luxurious and comfortable experience for those who choose to live aboard their boats.

The marina is equipped with state-of-the-art facilities, including a fitness center, a swimming pool, and laundry facilities, making it an ideal choice for those who want to enjoy the best of both worlds - the freedom of living on a boat and the amenities of a luxury resort.

Pier Sixty-Six Marina

Pier Sixty-Six Marina is another high-end option in Fort Lauderdale, which offers a variety of amenities, including a spa, a fitness center, and a swimming pool.

In addition to these amenities, Pier Sixty-Six Marina also provides guests with access to a variety of dining options, ranging from casual cafes to upscale restaurants. Pier Sixty-Six Marina is also home to a variety of events throughout the year, including boat shows, fishing tournaments, and other water-related activities.

Below are some factors to keep in mind when selecting the best liveaboard marina for your needs:

Choose one with the most convenient location

You'll want to find a marina that is conveniently located near your work, family, and friends. You might also want to consider the surrounding area and the amenities available nearby.

For example, if you enjoy fishing, you may want to choose a marina that is located near good fishing spots. One well-known spot for these activities is the Florida Keys located off the southern coast of Florida.

Choose a marina that offers the amenities you need

Some marinas offer laundry facilities, swimming pools, and fitness centers. Others may have restaurants, bars, and shops on-site. You might need to make a list of the amenities that are important to you and choose a marina that offers them.

A marina with a high rating means that the marina provides a wider range of high-quality amenities that are well-maintained and easily accessible to boaters and yacht owners.

Check the price

When you own a boat in Florida , one of the recurring expenses goes for docking and slip fees in marinas. Some marinas are more expensive than others, such as those found in Northwest Florida like Bay Point Marina, Sandestin Marina, and Legendary Marina.

But, there are also affordable marinas such as Monroe Harbor Marina in Central Florida and Riverside Marina on the East Coast. However, keep in mind that some marinas charge additional fees for liveaboard status, so try to factor those costs into your budget as well.

Pick one with good security measures

You'll want to choose a marina that has good security measures in place to protect your boat and your belongings. Therefore, look for ones that have security cameras, gated entrances, and on-site security personnel.

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9 Best Liveaboard Marinas in Florida (2023); Prices, Security, and Nearby Attractions

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Florida is a wonderful place to live. It’s warm year-round, with plenty of boats, good swimming areas, theme parks, and in-town events around every corner. Because most of the state is surrounded by water, there are plenty of places to liveaboard. This is where I started my sailing career, and I can definitely recommend parking your boat here.

If you haven’t yet figured out what boat to get, here’s a good start: What type of boats are the best for living aboard?

All of these liveaboard marinas have been ranked based on their amenities, security, and nearby attractions. The marinas listed all have different prices, so you can find what works best for you. All of these numbers are based on the price before tax.

In order to make a fair comparison, most of the prices in this article are calculated assuming that a customer will stay at these marinas for a year with utilities and with a 35-foot-long boat. If you have a smaller boat, then most of these liveaboard marinas will cost less, but if you have a larger boat, then they will cost more.

And when you are like me, tired of Miami, and want to see the world, here are 11 breathtaking spots around the world that you can live aboard.

Table of Contents

1. Rivera Dunes Marina

The annual Rivera Dunes Marina cost is based on boat footage or the size of the boat slip (the slip is like a parking space for your boat). If you pay by the footage, a 35-foot-long boat is about $19 a foot per month. This means it would cost you $655 a month or $7,980 for the whole year, which isn’t too bad.

On top of that, you don’t have to pay extra for liveaboard; it is very common and readily accepted here. Your electricity will be metered at the Rivera Dunes Marina since you will be staying for a longer period of time. Water, cable tv, and wifi are included for free, which is a major bonus.

They also have a free coffee bar, like most hotels, as well as bagged ice you can buy. It is a pet-friendly area. Most importantly, it has laundry and private bathrooms available, so you don’t have to worry about using facilities inland.

They also have two pools for recreation and various parties that happen monthly, which you’ll get personal invites to as an annual docker. There is also a gas and diesel fueling dock. This dock even comes with a pump-out station, which is free for annual dockers.

Also important is that they have plenty of security cameras on the Riviera Dunes Marinas Website that you can view on their website at any time. Nobody will get away with trespassing here!

2. Harborage Yacht Club and Marina

Harborage Yacht Club is going to be a little more expensive, but it is also going to be worth the price when you learn about the amenities. Unfortunately, it has a flat monthly liveaboard charge of $175 a month. There’s also an additional $15 a month for a year based on footage or slip.

It is going to be $2,100 alone for the liveaboard charge, plus $6,300 for the year or $525 a month for the footage. You will also have to pay for utilities with rates starting at $25 a month, but it will increase depending on the usage. In total, it will be $8,700 for the whole year, which still isn’t too bad in today’s economy.

This place has updated its docks, showers, and laundry room for your comfort. The showers are private as well. There is also a spa, sauna, 2 pools, hot tub, and steam room for you to treat yourself. There is even a fitness center!

Upon docking, there are crew members ready to help you dock, show you around, and help you with whatever you need. There are free bike rentals and a free golf cart shuttle.

3. Titusville Marina

Titusville Marina is very cheap, with everything you need on-site or nearby. It is going to cost $8.50 per foot per month, which is the lowest price on the list so far. Electricity can range from $50-200 a month, depending on how much you use.

Titusville Marina has a store and restaurants on-site for your convenience. There is also a grocery store in the nearby town, which is nice since you’ll be staying awhile. There are laundry facilities and private bathrooms on-site, as well as gas, diesel, and a pump-out station.

You can even buy or rent boats if necessary. Titusville is also about an hour from Orlando, so you can visit the thousands of Orlando attractions. You can learn more at their website .

4. Melbourne Harbor Marina

Melbourne Harbor Marina is not too expensive, but it has a couple of other small expenses that you’ll want to account for.

First, rent is $12 per foot per month and an extra $150 per month for liveaboard. In total, it will be about $570 a month or $6,840 for the year. Electricity is metered and billed to you automatically.

You also have to pay a deposit that is the cost of a month of rent and about $50-80 in electricity. The deposit will be $6,905 in total. Unfortunately, you have to pay $30 for the bathhouse key, but it is completely refunded once you return it.

There aren’t as many amenities, but the services make up for it. Most of the entertainment is offside nearby. There is a place to fuel up onsite, but there isn’t a place to pump out. Cable and phone services are available if you need them. There are private showers and laundry on-site, but you do have to pay for the key for the showers.

There is faxing available if you need to send something. There are also some cameras and security. Most importantly, this location is equipped to mitigate the effects of extreme tides and features a hurricane-resistant harbor. If you wanna know how catamarans handle rough seas , then you check our post. In addition, it’s worth noting that information on hurricane seasons around the world can be found here.

This is vital for you and your boat’s safety. You can learn more at the Melbourne Harbor website .

5. EAU Gallie Yacht Basin

At EAU Gallie Yacht Basin, most of its expenses come from the number of people and cars that you bring.

First off, rent is $11 per foot per month, so it’s $385 a month or $4,620 for the year if your boat is 35 feet long. Then, for one person and one car, it is $150 a month or $1,800 for the year. If you have more than one person or car, it will be an extra $50 a month for each extra person or car.

Finally, AC and heat are $50 a month or $600 for a year. In total, it will cost you $7,620 for one year. There’s also a security deposit, which they don’t mention outright on their EAU Gallie Yacht Basin website .

The amenities include the basics at the EAU Gallie Yacht Basin. There is free water and basic electricity. You also have access to cable tv and wifi for free.

There is a picnic area with a couple of boat shops. Of course, there are showers and laundry on site. There is a pump-out station onsite as well.

6. Legacy Harbor Marina

The Legacy Harbor Marina is going to be a lot more expensive than the other marinas we have discussed so far.

The Legacy Harbor Marina charges $18 per foot per month, which is about $630 a month or $7,560 for a year, then an extra $140 a month to liveaboard.

As far as internet goes, I would recommend getting Google Fi, it works great for me all over the world, and you never have to get a local sim again!

This area has a gym, pool, hotel (which is nice if anyone wants to visit you), and The Chicken Hut onsite by the pool. There is also Joe’s Crab Shack nearby, which is nice if you’re craving some seafood.

The marina is also really close to town if you need to go shopping or enjoy a night out. There is laundry and showers on-site as well. You can visit their legacy harbor marina for more information.

7. Marco Island Marina

The Marco Island Marina does not offer 35-foot rates annually, so this one will be based on the lowest 40-foot annual rate. It is also going to be a bit more expensive.

Unfortunately, this is going to be one of the more strict places to liveaboard and will have more requirements as a result. There are a lot of places that don’t entirely trust liveaboard people as much because of previous thefts or bad experiences.

You will have to prove you have insurance (no guaranteed security) and show that your boat is in good condition. They will also do a background check on you.

You can have one pet, but it can’t bark or make loud noises.

There are showers and laundry available on site. Dockmasters must have a spare key to your boat in case they need to board. There are also taxis available to take you to the nearby town.

Although the rules are strict, you know you’ll have a safe experience if you stay here. You can read more on their website .

8. Twin Dolphin Marina

The Twin Dolphin Marina has a lot of little expenses, especially when it comes to electricity. Electricity has a set price and isn’t metered. If you use a lot of electricity, then that is great—if you don’t, you could be overpaying.

On top of that, liveaboard adds about $50-60 more to the normal cost. Depending on how many amps you want, it can cost $75-350. It also costs $225 a month to live there, but if you have more than one person, it is going to be $125 more per person.

With this price, you have access to a heated pool and free wifi, as well as a fueling dock. There are laundry and shower areas available. Pets are welcome, which is always a good sign.

Nearby is Pier 22, which is a great place to go for a quick lunch or a fancy dinner. This place also has plenty of space, so you’ll likely be able to get a reservation here for liveaboard. You can learn more at their website at twin dolph marina .

9. Fort Myers Yacht Basin

Fort Myers Yacht Basin has a lot to offer and is very cheap. At mooring, it is going to be $200 a month annually or $2,400 for the whole year. With a charge of $100 a month per vessel or $125 if it is anchored.

On top of that, you’ll have to pay a security deposit, which is one month of rent, but you’ll get that back when you leave. Then, $50 for the keycard for the private showers, but it will be refunded once you return the card.

Electricity will be metered. They will also do a background check and will need proof of insurance before you can dock.

Once you are settled in, head to the open lounge area for some free coffee each morning. Take use of their private showers. There is free wifi and pump-out available at your slip.

If you need anything for your boat, there is a store on site. It is very close to a beautiful historic downtown with plenty of shops and restaurants for you to visit. If you do have a car with you, they do have places for you to park it, but it will be $45 a month.

Now that you’ve read about the 9 best marinas in Florida to liveaboard, which one is best for you?

Here are Some of My Favorite Catamaran Cruising Resources

Thank you for reading this article. I hope you found it helpful as you hopefully start your sailing adventures. Here are some resources that I use as a sailor that I hope you’ll also find helpful. These are affiliate links, so if you do decide to use any of them, I’ll earn a commission. But in all honesty, these are the exact things that I use and recommend to everyone, even my own family. Sailboats: If you’re looking for the best boat to suit your needs, I would recommend a catamaran. If you’re interested, I can show you the differences between catamarans and other types of sailboats .

Books:  For getting started, I really like  Cruising catamarans made easy . It is actually a textbook from the American sailing association; it is used to get a cruising catamaran certification. There are some other great books, and I have compiled a list of books about cruising catamarans that you will find useful.

Communication:  Being out on adventures, whether it be sailing or climbing mountains, good communications are essential to being safe. I recommend two things Google fi (incredibly simple cellular data all over the world) and Garmin inreach mini (for text and voice in remote areas without cell coverage)

Sailing courses: Online sailing courses are great for beginners starting out their sailing career; it’s an efficient way of learning the basics of navigation, throttle controls, and maritime safety. I suggest starting with two free courses from NauticEd .

To see all my most up-to-date recommendations,  check out this resource  that I made for you!

Owner of CatamaranFreedom.com. A minimalist that has lived in a caravan in Sweden, 35ft Monohull in the Bahamas, and right now in his self-built Van. He just started the next adventure, to circumnavigate the world on a Catamaran!

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Living on a Yacht: Pros and Cons

Like almost everything about yacht life, living on board is amazing, but you’ll probably find a reason to complain a little, too. It’s one of the best first world problems to have. However, the truth is that living on a boat is not for everyone.

Living on a yacht is a big lifestyle change, and there is no denying that. Yacht Management shares the pros and cons of this type of living.

Home is Where You Lay Your Head: Living on a yacht is your ticket to see the world, and if you aren’t planning on travelling from port to port, then you’re missing out on an opportunity of a lifetime. You are free to travel the world! Sailing La Vagabonde is a great YouTube channel that documents the experiences of a couple traveling the world on their sailboat La Vagabonde. The Cost of Living: The highest cost of living on a yacht is the mooring and the maintenance. After that, you’ll be saving money on water, electricity, and mortgage or rent. The cost of living on a yacht will also significantly decrease your cost of life in other, indirect ways too. Because space is so important, you will have less tolerance for accumulating clutter, and you’re likely to spend less money. You’ll also waste less food on board, choosing rather to cook and eat everything you bring aboard because again, less space means you pay more attention to what you buy. Nothing Will Be the Same: There is truly no other living situation that comes even close to achieving the same level of solitude, freedom, and sense of self sufficiency that you experience living on a yacht. Once you’ve lived on a yacht, you have truly done something amazing that not many people have ever had the privilege of experiencing.

Errands: When living on your boat , leaving the comfort of your water home to run errands is a challenge all on its own. Groceries: Carrying groceries from the car to the house is not too bad, even for those of us who like to grab every bag in the trunk and painfully crab walk to the front door. Trying to do the same from the parking lot, down the steps on to the dock, across the swaying waters, and up onto the deck of your yacht is a great challenge. Laundry: Carrying laundry from the yacht to the car and vice versa has the same set of challenges as the groceries we mentioned before. Unless you have a washing machine on board, laundry can get difficult at times. No Sleep on Stormy Nights: If you ask almost anyone if they like sleeping when it’s raining, chances are they’ll say yes. There’s just something about sitting cozy in a sturdy house while the heavens stir around you. Not in a boat, no sir. When the sea is upset, you’ll know, and you won’t get much sleep because of it. Large yachts tend to rock less, and with the right kind of mooring you can avoid some sleepless nights, but when it’s storming out, chances are you’ll have a tough time sleeping.

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Joys and Journeys of Living on a Boat in Florida

Cast off your landlubber life and dive into our delightfully informative guide on living on a boat in Florida! From choosing the perfect marina to acing the nautical dress code, we cover it all. Prepare to navigate the thrilling waters of the Sunshine State’s liveaboard lifestyle.

Table of Contents

All hands on deck for living on a boat in florida.

Ahoy there, mateys! Imagine waking up every morning to the gentle sway of water beneath your bed, the sound of seagulls as your alarm, and your first cup of coffee accompanied by a fresh sea breeze. Well, guess what? This can be your life if you choose to live aboard a boat in Florida! And no, this isn’t some fairy tale where you have to be a retired pirate or a Disney mermaid. This is real life, folks. Welcome to my floating world of boats and bouillabaisse, sea chanteys, and sunscreen!

A Love Affair with the Liveaboard Life

I’ve been living on a boat full time in the prosperous city of Florida for years now, and I can assure you that there’s nothing quite like it. The liveaboard life is a fantastic blend of simplicity, adventure, and, of course, water, lots and lots of water. My first time boarding my dream boat, with its limited space and all, was a moment that changed my life forever. I knew this was my home, my very own water-borne paradise.

Boat Owners: A Breed Apart

As a full-time boat owner in Florida, I am part of a community of liveaboard boaters who’ve swapped their backyard barbecues for deck-side cookouts, and drive-through car washes for hull scrubs. We are a unique breed who love to sip our morning brew while watching dolphins leap and who prefer sea breezes over air conditioning any day. And don’t get us started on sunsets. There’s just something about the way the sun goes down over the Gulf of Mexico that can make even the saltiest sea dog go weak in the knees.

Your Very Own Sea-Legs Story

Living on a boat isn’t for the faint of heart, though. It takes a special kind of person to endure the humid air, the high seas, and the hurricane season (oh, Hurricane Ian, you’ll always have a place in my heart!). But, if you’re willing to endure these for a life under the South Florida sun, then boy, do I have some stories, tips, and tricks for you.

The Magic of the Sunshine State

Why Florida, you ask? Apart from the year-round warm climate, Florida is a boater’s paradise with easy access to the open water, the gorgeous Florida Keys, and not to mention, some of the best liveaboard marinas in the United States. It’s the Sunshine State for good reason, and that’s not just because of the vitamin D. We have a different kind of gold here: the kind that sparkles off the waters of Miami Beach and shimmers in the mangrove marinas.

So, whether you’re an experienced boat owner considering becoming a permanent resident of the nautical world, or a landlubber dreaming about small spaces with big views, consider this your personal guide to living on a boat in Florida. This isn’t just about trading your lawn mower for an anchor, it’s about embracing a new, exciting, and unique lifestyle. So, all aboard, let’s set sail into the boat full-time life in the beautiful waters of Florida!

Why Choose Florida for Liveaboard Life?

Ahoy, future sea-dwellers! If you’ve ever dreamed of giving up your landlubber life and sailing into the sunset, I have three words for you: liveaboard life, Florida. This sunshine state is a boater’s dream and has been my floating home for years. So why, out of all the United States, did I drop anchor in Florida? Let’s navigate these waters together.

Sunshine, Sea, and Sand: The Warm Climate of Florida

There’s a reason Florida is known as the Sunshine State, and it’s not just because of our bright personalities (although that’s a part of it). With its warm climate year-round, it’s the perfect place for liveaboard boaters who can’t stomach the thought of scraping ice off their decks. In Florida, your biggest winter worry is getting too much sun during your boat cruise. I consider this a major win.

In the Heart of the Action: The Coastal Areas and Easy Access

Living on a boat in South Florida means having easy access to the best places for water activities, from fishing trips endorsed by the Florida Fish and Wildlife Conservation Commission to sunset sails in the Gulf of Mexico. Plus, being on a boat full-time means you’re always just a hop, skip, and a jump (or should that be a stern, bow, and port?) away from the open water.

Picture-Perfect Scenery: The Allure of the Florida Keys

The Florida Keys, a string of tropical islands stretching about 120 miles off the southern tip of Florida, is nothing short of a paradise for liveaboard boaters. From Key West, the southernmost point in the United States, to the vibrant marine life in the coral reefs, there’s never a dull moment when you’re living on a boat in these turquoise waters.

The Melting Pot: South Florida and Its Cultural Diversity

South Florida, especially Miami Beach and Fort Lauderdale, is a great place for those who enjoy a blend of cultures. The region’s rich history and diverse community reflect in its food, music, and art. So, while you might be living on a small boat, you’re gaining a world of experiences.

Before I made my boat my primary residence, I visited a bunch of different states, from the bustling streets of New York to the quiet countryside of Wyoming. But nothing quite compared to the beauty and allure of Florida waters. And for that reason, my first time stepping onto my boat as a full-time liveaboard in Florida was not the last.

So, if you’ve got your sea legs ready and are thinking about making the shift to the liveaboard life, Florida might be a good idea (or rather, a fantastic one!). It has everything from the bustling city life of downtown areas like Miami and Fort Lauderdale to the quiet, wildlife-rich environments of the Florida Keys. Buckle up, future boaters, because living on a boat in Florida is a wild, fulfilling ride!

Choosing Your Seafaring Steed: Type of Boat for Liveaboard Life in Florida

Choosing to live on a boat in Florida is not like choosing a new couch for your apartment. Trust me, there’s no “try before you buy” or asking the salesman if it comes in a different color. The type of boat you choose is going to be your home, your transportation, and possibly your primary residence. So, let’s sail into the details of this crucial decision.

Sailing in a Can of Sardines: The Allure of Small Boats

Many boat owners start their nautical journey on small boats. Their compact size makes them easy to maneuver and they’re cheaper to maintain. Besides, who needs much space when you have the entire Atlantic Ocean as your backyard? But remember, living aboard a boat is a lot like living in New York – space is a hot commodity. You can’t exactly install a king-sized bed in a 20-foot sailboat, and good luck trying to fit a full-sized fridge into the galley!

Bigger Boats: More Space or More Headache?

On the other hand, bigger boats are like floating apartments. They offer more space, but also require more maintenance (and let’s not forget a small fortune). A leaky tap on land may be annoying, but a leak on a boat can turn into the Poseidon adventure real quick. Yet, if you have a bigger budget and a love for comfort, then a bigger boat could be your best bet.

Dream Boat: New or Used?

Deciding between a new or used boat can be as tricky as choosing between an evening gown or a bikini top for a fancy dinner. Both have their pros and cons. New boats have fewer initial problems, but cost a pretty penny. Used boats are cheaper, but may need more TLC (Tender Loving Care, or in the case of boats, Time, Labor, and Cash).

The Right Marina: More Than Just a Parking Space

Once you have your dream boat, you need to find a home for it. Now, living on a boat in Florida is not like parking a camper van in a Walmart car park. It’s more complex than that. The best liveaboard marinas not only provide a place to dock but also offer amenities like water hookups, cable television, and sometimes, a grocery store nearby for when you have a sudden craving for Cheetos at 2 AM.

Legal and Practical Aspects: Not Just Sunsets and Margaritas

Finally, living on a boat full-time involves dealing with some legal restrictions imposed by state governments and local governments. Plus, safety precautions like having enough fire extinguishers and knowing how to use them are as essential as knowing the difference between port and starboard.

So, take a moment, do your homework, and make an informed decision. After all, choosing to live aboard a boat is not a decision to be taken lightly. It’s a lifestyle change, a commitment, and most of all, the beginning of an amazing adventure. One day, you might be looking back, sitting on your boat deck with a cold one in hand, thinking, “best decision ever!”

Salty Sea Dogs Unite: The Liveaboard Community in Florida

You’ve picked your dream boat and your perfect marina slip, but remember, moving onto a boat isn’t just about the ‘where’, it’s also about the ‘who’. Let’s delve into the nautical neighborhood that is the liveaboard community in Florida.

Marina Life: It’s All About Location, Location, and, Well… Location

Choosing the best marina is a lot like choosing the perfect cocktail outfit for an evening event: it’s all about location, style, and whether there’s easy access to the bar (or in our case, open water).

Whether you’re parked in Miami Beach or South Beach, you’ll be living amidst other boat full-timers and part-timers. You’re becoming part of a unique community, full of folks who’ve traded solid ground for the gentle sway of the sea. It’s a boater’s dream where your neighbor is just a boat-length away, always ready to lend a hand or a cup of sugar. Plus, everyone is in the same, well, boat, as you.

Liveaboard Boaters: A Different Breed

Liveaboard boaters are a special breed. We’re like the people who choose to wear bright colors at a funeral – we stand out. We live by a different clock (and sometimes, latitude), and we all share a deep love for the ocean and the boating lifestyle. We don’t just endure the small living spaces, we celebrate them. We’re the kind of folks who enjoy the sea breeze more than central air conditioning, and prefer a sunset on the Gulf of Mexico over any TV show.

Making Friends in High Seas and Low

Living in this vibrant community means you’re never alone on the water. Need help tying a tricky knot? There’s a seasoned sailor for that. Looking for company for a sunset cruise? There’s a friendly neighbor ready to join. And if you’re wearing a sports coat instead of a life jacket during a hurricane, someone will be there to set you straight.

But remember, living on a boat in Florida isn’t just a party boat (although we do know how to throw a great one). It’s about looking out for each other, sharing the highs of the high seas, and supporting one another when the going gets tough. So, yes, your new neighbors might have salty hair and a permanent tan, but they will also be some of the warmest and most welcoming people you’ll ever meet.

The Ultimate Water Cooler: The Dock

The dock is our version of the office water cooler. It’s where news, stories, and the latest weather updates are exchanged. So, when you dock your boat for the first time as a Florida liveaboard, remember that you’re not just docking your boat, you’re joining a community.

To sum it up, the liveaboard community in Florida is a place where you can wear boat shoes one day, high heels the next, and no one will bat an eyelid. It’s a community like no other, where your love for the sea, and perhaps your penchant for bright colors, will fit right in. So, welcome aboard, my friend. Your adventure has just begun.

Sunshine, Showers, and Shivering: The Seasonal Shift in Living on a Boat

I’d be fibbing if I said the Sunshine State was all sunshine and rainbows. So let’s pull on our nautical-themed onesies, set a course for honesty, and dive into the seasonal shifts and what it truly means to be living on a boat in Florida, season by season.

Oh, Sunny Days: The Florida Summer

So, you’re new to the Sunshine State? First things first, the Florida sun isn’t just about suntans and cold beers. Here’s a secret the postcards don’t tell you: it can get sweltering. The summer season brings heat and humid air. Think sauna but with sea views. But don’t worry, the sea breeze can be a great way to keep cool, and with the ocean as your front yard, you have your own private pool for a refreshing dip whenever you need.

Remember, though, that with the bright colors of summer come fewer insects. Don’t believe me? Try leaving a light on at night and see what happens.

Hurricane Season: The Ian of the Storm

If you’re living on a boat full-time, you can’t ignore hurricane season. It’s like trying to ignore a loud shirt at a cocktail party. From June to November, all eyes are on the weather. Don’t worry, though, it’s not like living on a boat during Hurricane Ian 24/7. With modern weather forecasting and preparation, you can safely ride out the storm. But it is something to be aware of.

Winter: Not Just For Snowbirds

Winter in Florida? It’s a thing. Although we don’t have to deal with shoveling snow or scraping ice from our windscreens, winter does bring chilly winds, and the temperature can sometimes drop to levels where you might want to trade your bikini top for a full suit. During these cold nights, I’ve found that a fancy dinner aboard, complete with warm cocktails, is a delightful way to keep the cold at bay.

Boat Life Through the Seasons

Living on a boat in Florida is like a never-ending dance party, every season brings a new beat. You adapt, you groove, and before you know it, you’re mastering the rhythm of the sea.

For the uninitiated, dealing with the seasonal shift might feel like a mammoth task. But the best way to approach it is to see it as part of the fun. Like trying to put on a pair of high heels on a moving boat, it’s challenging, it’s silly, and it’s definitely part of the charm.

In the end, no matter the season, the boat life promises a unique lifestyle and the chance to live out your own boater’s dream. So, pull up your anchor, don your favorite bright-colored polo shirt, and set sail into the wonderful world of liveaboard life.

Marina Mania: The Best Places to Dock in Florida

Now that we’ve covered the seasons in all their varied glory, it’s time to set sail to the next crucial aspect of boat living: Marinas. Consider them the neighborhoods of the boating world. So, let’s explore, from the bustling mooring fields of South Florida to the tranquil waters of the Florida Keys.

The Busy Buzz of South Florida

Home to some of the best liveaboard marinas in the United States, South Florida is your go-to for an exhilarating lifestyle. Fancy a midnight cocktail outfit party in the midst of the open water? Miami Beach has got you covered. There are plenty of marinas here with easy access to the city’s vibrant nightlife. Miami Beach is like the New York of the sea – there’s always something happening, and sleep is for the weak.

The Tranquil Charm of the Florida Keys

The Florida Keys are a string of tropical islands stretching about 120 miles off the state’s southern tip. These islands are the flip-flops to South Florida’s high heels. Here, the pace of life is slower. Key West, with its ample marina slips and a dream boat of a marina in Mangrove Marina, is the perfect location for those who prefer the quiet boating lifestyle.

The Cultural Cachet of Tampa Bay

Tampa Bay offers the perfect blend of bustling city life and peaceful boat living. The city is a cultural hub with many museums, art galleries, and music festivals. The downtown area of Tampa Bay is home to several marinas, with a welcoming community of liveaboard boaters.

The Scenic Beauty of Fort Myers and Fort Lauderdale

These two destinations are popular for a good reason. With their well-equipped marinas and stunning vistas, they are a boater’s dream come true. In Fort Myers, you can have a prime location near the Gulf of Mexico with access to the Atlantic Ocean and Caribbean Sea. Meanwhile, Fort Lauderdale, often known as the ‘Venice of America’, has a vast network of waterways that make it a great place for boat owners.

Choosing the best marina is a bit like finding the perfect evening gown. It should fit well, make you feel great, and match your style. So, whether it’s the laid-back Florida Keys, the buzzing South Beach, or the scenic Fort Myers, finding the best liveaboard marina in Florida is all about finding your vibe. But let’s be honest here, you’re living on a boat in Florida; there are no wrong choices, just different styles of fabulous!

The Buck Stops Here: Financial Considerations of Living on a Boat

If you’ve been nodding along, dreaming of the sea breeze in your hair, bikini top or shirt dress fluttering in the wind, hold your seahorses! Before you let the siren call of the sea lure you in, there are some important monetary considerations that you need to take into account. Living on a boat full-time isn’t just all sundresses and sunscreen. There’s also boat insurance, maintenance costs, marina fees, and the not-so-small matter of actually buying a boat.

Boat Buying Basics

The first boat you lay your eyes on might make you want to whip out your checkbook faster than you can say “Florida Fish and Wildlife Conservation Commission.” But remember, this is going to be your home, not just a fancy party boat for a nighttime yacht party. Before you commit, think about the size, type of boat, and your budget. After all, a boat is a hole in the water you pour money into, and the bigger the boat, the bigger the hole!

The Hidden Costs of Boat Life

While living on a boat might seem like a much better deal than living on land at first, keep in mind the associated costs. For starters, you’ll need boat insurance. Sure, it’s not as exciting as picking out cocktail wear for a fancy dinner at a yacht club, but it’s a crucial part of boat living. Then there are maintenance costs, which, much like the humidity in the summer season, have a nasty habit of creeping up on you.

Also, don’t forget the marina fees if you’re planning on docking in a marina. The best liveaboard marinas often come with a price tag to match, but you get what you pay for. These marinas offer amenities like water hookups, cable television, and even a matching jacket for those chilly winter season nights on the boat.

Taxing Times: The Perks of Being a Florida Resident

One of the more appealing aspects of living on a boat in Florida is the potential tax benefits. Florida has no income tax, so all you boaters fleeing high-tax states, pack your light colors and solid colors, and come on down to the Sunshine State!

Long Run Savings

Despite the initial costs, living on a boat can be a cost-effective lifestyle in the long run. You won’t need to pay property taxes, and there’s no lawn to mow or roof to repair. Instead, your monthly to-do list will include tasks like checking fire extinguishers and ensuring your mooring lines are secure.

In conclusion, living aboard a boat in Florida requires disposable income, and if managed correctly, it’s a small fortune that buys a lifestyle that’s more valuable than a thousand cocktail parties on land. The horizon, the sea breeze, the sense of freedom – you can’t put a price tag on that !

Choosing the Best Boat for Your Sea Home

Living on a boat in Florida means choosing your very own floating castle. This is where the fun begins. Well, that’s what they say, anyway. Choosing the right boat, be it a yacht cruise suitable colossus or a cozier small boat, is an essential step in this journey. And this is also where a good portion of your savings may magically disappear. I mean, who can resist the charms of that shiny new boat with a wrap skirt for a sail?

The Quest for Your Dream Boat

Don’t rush this part. Take your time, visit boat shows, hop onto different boats, and start understanding what ‘type of boat’ tickles your sea-loving fancy. Talk to boat owners, and imagine your full-time life aboard each vessel you visit. Are you a fan of light colors or dark colors? Do you see yourself cooking in a galley kitchen while wearing a chic midi dress? These are the important questions to ask.

Big Boat or Small Boat?

Now, bigger boats may have more space, but remember, you’ll also need to consider the maintenance costs. And trust me, these costs can get as high as your spirits at a dance party. Small boats, on the other hand, offer a cozier lifestyle. Less space to clean, less space to clutter, fewer insects – the benefits are many.

New Law, Who Dis?

Before you pull out your wallet and point at the fanciest yacht in the marina, remember to consider the new law restrictions set by Florida lawmakers. Are live-aboard vessels allowed to anchor outside the mooring fields? Is there a limit on the boat size in the marina you’re eyeing? Is a yacht charter your best bet? You don’t want to end up with a yacht perfect for an evening event, but nowhere to park it.

Taste the Liveaboard Life

Once you’ve found your boat – the one that makes you go weak in the knees and has the perfect spot for a shirt dress – spend a night or two on it. It’ll give you a taste of the liveaboard life and help you understand if it’s the right fit. Make sure you’ve got a comfortable bed and enough room to host a staff party, or at least enough room for your friends to hang out in.

To sum it all up, finding the right boat is much like finding your soulmate. It’s not always about the looks, the size, or the price tag. It’s about how it makes you feel. Does it make you want to wake up every morning and shout, “I’m the king (or queen) of the world”? If so, you’ve found your match. Just remember to consider all the important factors before you say ‘I do’ to your dream boat.

Life Aboard a Boat: The Small Spaces Challenge

Alright, friends, we’ve talked about choosing your dream boat and all that jazz, but let’s get down to the nitty-gritty, shall we? Living in a boat full-time means adjusting to small living spaces. Now, don’t let your eyes pop out. It’s not as terrifying as it sounds.

Unleashing Your Inner Minimalist

Living on a boat in Florida can be a reality check in terms of what you really need. That collection of evening gowns for fancy dinners? Yeah, you might need to let go of those. That 300th Oxford shirt? Might not be a great fit for the limited space. On a boat, you need to master the art of packing only the essentials. This is not the time to hoard bright colors like a kid in a candy store.

Creative Storage Solutions

The first time I moved onto a boat, I had to figure out innovative ways to store stuff. Suddenly, every nook, every cranny, became a potential storage space. No, you don’t get to judge me. Where else was I supposed to keep my strappy sandals?

Boat Décor: Nautical Theme and Beyond

Who said small spaces can’t be stylish? With the right décor, your boat can turn into a mini paradise. Think of it as your private property on the water. The key is to keep it simple and clutter-free. And if you are still not convinced, remember that smaller spaces are easier to clean – fewer square feet to mop or vacuum.

Adapting to Boat Life: Comfort Over Glamour

The bottom line is, boat life is about comfort, not glamour. That doesn’t mean you can’t look fabulous, though! You can rock that bikini top on the deck or slip into your comfortable midi dress for an evening event. The thing is, onboard your boat, it’s about being comfortable and making the most of your unique lifestyle.

Space and Relationships: The Fine Balance

Living on a boat with a partner? Brace yourself. Small spaces can test your patience. But hey, look at the bright side – you’ll be forced to resolve conflicts fast because where are you going to storm off to, really?

In summary, living on a boat requires you to adopt a minimalist lifestyle, get creative with storage, and prioritize comfort. And remember, a good choice would be to take things one step at a time. You’ll get used to the smaller space before you know it, and soon you’ll be wondering why you ever needed so much space in the first place. I mean, who needs a full suit when you can lounge in breathable fabrics and be serenaded by the sea breeze?

A Closer Look at the Costs: Living the Boating Lifestyle in Florida

Alrighty, let’s talk about something a bit scarier than alligators in the Florida waters: costs! Living aboard in the Sunshine State isn’t just all sea breeze and bikini tops. You’re going to need to break out the old calculator and start crunching some numbers. Ready? Let’s dive in!

Marina Fees and the Long Run

Just like in real estate, location matters when living on a boat. Prime locations like Miami Beach or Tampa Bay can cost a small fortune in marina fees. Heck, even a spot in the less fancy mooring fields isn’t exactly pocket change. But it’s still a much better deal than paying property taxes and monthly costs on a land-based home, right?

Maintenance and Insurance: Not Just a Good Idea, It’s a Must

Remember, a boat is not just your home; it’s also a vehicle. And like any vehicle, it requires maintenance. From fixing that pesky leak to keeping the hull in shipshape, expect to set aside a budget for these. And let’s not forget boat insurance. Yes, your dream boat needs protection from mishaps, too, especially during the notorious hurricane season.

Living Expenses: Not All About Disposable Income

Life aboard is not just about the boat costs. You need to factor in living expenses too. Think groceries, gas, cable television for those quiet nights in, and, of course, that nautical themed party you’ve been dreaming of hosting. Yes, they all add up. But hey, at least there are fewer insects to worry about, right?

Bigger Boats, Bigger Costs

Size does matter! The bigger your boat, the higher the cost. Bigger boats mean more maintenance, higher marina fees, and increased fuel consumption. Not to mention, the more space you have, the more tempted you’ll be to fill it up with stuff you probably don’t need (looking at you, matching jacket and dress pants collection).

The Hidden Costs: Always Expect the Unexpected

Remember, life on a boat full-time can come with surprise costs. Like the time Hurricane Ian decided to stop by unannounced. Or when that shiny new anchor you bought suddenly decided to play hide-and-seek at the bottom of the Gulf of Mexico.

In conclusion, living on a boat in Florida can save you a lot of money in the long run, but it’s essential to be aware of all the costs involved. Sure, you’re saving on income tax and getting a great way to enjoy the best places in Florida, but make sure you’ve budgeted for all the expenses. Boat life might be a boater’s dream, but you don’t want that dream to turn into a financial nightmare. Remember, a boat is a hole in the water where you throw your money, but if you play your cards right, it can also be a floatable paradise. So make sure you’re ready to navigate those financial waters!

Anchoring It All Together: Concluding the Liveaboard Life in Florida

And there you have it, folks, the full guide to living on a boat in the Sunshine State. By now, you should be feeling as prepared as a Florida Fish and Wildlife Conservation Commission officer, or at least, you should have a good idea of what you’re diving into. Let’s revisit our voyage so far:

An Unforgettable Voyage Through the Pros and Cons

You’ve taken a good hard look at the ups and downs of boat life in Florida, from waking up to the bright colors of a sunrise over the Gulf of Mexico to maneuvering through the bureaucratic high seas of local and state governments. Let’s face it, this isn’t your average lifestyle, but then again, you’re not looking for average, are you?

Location, Location, Location

You’ve scoped out the best places to drop anchor, from the popular Florida Keys and Miami Beach to the more serene South Beach and Tampa Bay. You’ve learned that choosing your home’s location is as important on the water as it is on land. And let’s not forget about the safety precautions necessary for each location, particularly during hurricane season.

The Shipshape Lifestyle

We’ve drilled into your head that maintaining a boat requires a significant commitment of time and resources. No, your boat won’t magically clean and repair itself, even if it’s moored in the prosperous city of Fort Lauderdale or near the yacht clubs of Key West. But hey, at least you’ll have easy access to repair facilities and marine supplies, right?

Living the Dream: The Florida Way

You’ve discovered the unique lifestyle of the Florida liveaboard, from the breathtaking coastal areas to the vibrant downtown areas. Living aboard isn’t just about saving money or escaping property taxes. It’s about embracing a way of life that celebrates freedom, adventure, and a touch of defiance against the conventional norms of society.

Navigating the Financial Waters

Lastly, you’ve charted the murky financial waters of living aboard. While it can be an attractive option for some, it’s important to keep a keen eye on the costs, from marina fees and boat insurance to grocery store runs and cable television subscriptions. Sure, living on a boat may seem like a boater’s dream, but you also need to keep in mind the practicalities.

In the grand scheme of things, living on a boat in Florida is much like wearing a bikini top with a matching jacket and dress pants: it might not be everyone’s cup of tea, but for those who can pull it off, it’s a thrilling and fulfilling way of life. And if you’ve made it this far, then you’re certainly well on your way to doing just that.

So, whether you’re a first-time boat owner looking to dip your toes in the water or an old sea dog considering a change of scenery, I hope this guide has been helpful, entertaining, and, most importantly, reassuring. Remember, the liveaboard life may come with its challenges, but the rewards are boundless. As they say in the boating world, “Smooth seas never made a skilled sailor.” So, take the plunge, embrace the adventure, and most of all, enjoy the ride!

Navigating through life, or as I like to call it, stumbling through a travel brochure, I’ve bounced from one continent to another like a ping pong ball. From riding a camel around the pyramids and getting lost in Cairo’s bazaars, to scuba diving wrecks off Florida, mingling with sharks in Roatan, and admiring Cozumel’s coral reefs. And amidst this whirlwind of adventure, I find time to scribble it all down in a blog, because what’s a near-death experience with a dolphin if you can’t brag about it online, right? So here’s to cheap travels, history lessons in every port, and unforgettable under-the-sea encounters. May my suitcase always be packed and my oxygen tank never be empty!

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Liveaboard Marinas in Florida: A Comprehensive Guide

Florida is a popular destination for boating enthusiasts and liveaboard sailors. Known for its beautiful coastline and warm weather, the state offers a variety of marinas that cater to those who live on their boats.

Liveaboard marinas in Florida are a great option for those who want to experience the boating lifestyle full-time, or for those who want to escape the cold weather up north during the winter months.

Florida has a wide range of marinas that offer liveaboard options, from small, family-owned facilities to large, full-service marinas. Many of these marinas are located in popular boating destinations such as Fort Lauderdale, Miami, and Key West.

Some marinas offer amenities such as swimming pools, laundry facilities, and on-site restaurants, while others offer a more laid-back, rustic experience. No matter what your preferences are, there is a liveaboard marina in Florida that will suit your needs.

Living on a boat is not for everyone, but for those who have a passion for boating and the open sea, it can be a dream come true. Whether you are a seasoned liveaboard sailor or just starting out, Florida’s liveaboard marinas offer a unique opportunity to experience the boating lifestyle in one of the most beautiful and vibrant states in the country.

Top Liveaboard Marinas in Florida

Florida is a popular destination for liveaboard marinas and with good reason. The state offers a wide variety of marinas with different amenities, security features, and pricing options. Here are some of the top liveaboard marinas in Florida:

Melbourne Harbor Marina

Melbourne Harbor Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, cable television, and free Wi-Fi. The marina also has a fitness center, hot tub, and sauna. For those who enjoy fishing, the marina has a fishing dock and cleaning station. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Melbourne Harbor Marina is $150.00/month, in addition to the dockage price.

Marco Island Marina

Marco Island Marina is located on the west coast of Florida and is a popular destination for liveaboard marinas. The marina offers a variety of amenities, including a spa, pool, and fitness center. The marina also has a fueling station, a pump-out station, and bike rentals. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Marco Island Marina is $30.00/month, in addition, to slip leasing rates.

Twin Dolphin Marina

Twin Dolphin Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Pasadena Marina

Pasadena Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Bay Point Marina

Bay Point Marina is located on the west coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Hollywood Marina

Hollywood Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Green Cove Springs Marina

Green Cove Springs Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

The current cost of Liveaboard at Green Cove Springs Marina is $45.00/boat, in addition to the dockage price.

Titusville Marina

Titusville Marina is located on the east coast of Florida and offers a variety of amenities, including electricity, Wi-Fi, and cable television. The marina also has a pool, fitness center, and laundry facilities. The marina is located near shops, grocery stores, and restaurants, making it convenient for residents.

Overall, these marinas offer a range of amenities and features to make living on a boat in Florida comfortable and convenient. From pools and fitness centers to shops and restaurants, these marinas have everything residents need to enjoy their time on the water. With safe waters and security gates, these marinas offer peace of mind for permanent residents and those just passing through.

Factors to Consider When Choosing a Liveaboard Marina

When choosing a liveaboard marina, there are several factors to consider to ensure that the marina meets your needs and preferences. The following subsections provide some important factors to consider when choosing a liveaboard marina in Florida.

The location of the marina is an important factor to consider when choosing a liveaboard marina. Factors to consider include proximity to grocery stores, restaurants, and other amenities, as well as the proximity to the water. Central Florida is home to many live-aboard marinas that offer easy access to the ocean, rivers, and lakes.

Amenities are another important factor to consider when choosing a liveaboard marina. Look for marinas that offer a variety of amenities, such as swimming pools, spas, laundry facilities, and pet-friendly services. Some marinas also offer luxury amenities, such as floating docks and concierge services.

Security is an important consideration when choosing a liveaboard marina. Look for marinas that have good security measures in place, such as surveillance cameras, secure docks, and gated access. This is especially important during hurricane season and other severe weather conditions.

Budget is an important factor to consider when choosing a liveaboard marina. Look for marinas that offer reasonable rates and flexible lease options. Be sure to factor in additional costs, such as income tax and dock fees.

When choosing a liveaboard marina, it is also important to consider other factors such as weather conditions, storms, insects, and party culture. Additionally, look for marinas that offer reliable water and ice services, as well as good shower and drying facilities.

In summary, choosing the right liveaboard marina comes down to several factors, including location, amenities, security, and budget. By considering these factors, you can find a marina that meets your needs and preferences while providing a comfortable and enjoyable living experience.

Living on a Boat in Florida: What to Expect

Living on a boat in Florida can be an exciting and unique experience. However, it’s important to know what to expect before making the move. Here are some things to keep in mind:

Florida is known for its warm and sunny weather, which can be great for those who enjoy spending time outdoors. However, it’s important to note that Florida can also be very humid, especially during the summer months. This means that you may need to invest in a dehumidifier to keep your boat dry.

The costs of living on a boat in Florida can vary depending on the marina you choose. Some marinas charge a daily, weekly, or monthly fee for dockage, while others charge a liveaboard fee on top of the dockage fee. It’s important to do your research and find a marina that fits within your budget.

Florida is known for its party culture, especially in areas like Miami and Fort Lauderdale. However, if you’re looking for peace and quiet, there are also plenty of marinas that offer a more relaxed atmosphere. Additionally, many marinas offer amenities like laundry facilities and pet-friendly accommodations.

Maintenance

Living on a boat requires regular maintenance, including cleaning, repairs, and emergency repairs in case of storms or other unforeseen circumstances. It’s important to have a plan in place for these situations, and to be prepared for the costs associated with them.

Overall, living on a boat in Florida can be a unique and exciting experience, but it’s important to know what to expect before making the move. By doing your research and choosing a marina that fits your lifestyle and budget, you can enjoy all that Florida has to offer while living on the water.

About the author

I worked as an officer in the deck department on various types of vessels, including oil and chemical tankers, LPG carriers, and even reefer and TSHD in the early years. Currently employed as Marine Surveyor carrying cargo, draft, bunker, and warranty survey.

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The Best Liveaboard Marinas In Florida

Last Updated by

Daniel Wade

June 15, 2022

If you are lucky enough to be able to live aboard your boat, the world is your oyster. Yes, truly. The world. You have a luxury that very few people do. You can pick pretty much any marina in the world and live there. So long as you can afford the Marina fees, you should have no trouble at all.

Once you are sure that living full time on your boat is for you, there comes the big question. Where do you want to live? The answer to that varies from person to person. Maybe you want to be close to a big city? Maybe you want to be near family? Maybe you want great access to the rest of the world? Maybe you want to live where the weather is good, the people are friendly, and the food is great? Maybe you want to liveaboard in Florida.

If that is the case, you are in luck, this article will act as your guide. This article not only explains why you might want to live in Florida but where exactly would be best for you. Here are some of the best liveaboard marinas in Florida.

Table of contents

Why might someone want to live aboard their boat in Florida?

Florida is a fantastic place to live. There is so much to do, so much to see, and the work opportunities are abundant. Florida may have a reputation for being a weird state, but that’s all talk.

Florida is very safe, it has strict laws with impressive transparency. Florida is an open book, if that’s something that appeals to you, maybe that alone is a good reason to move there.

If you are looking for a financial incentive, consider this. Florida has zero income tax. That’s right – 0% income tax. If you are someone making $50k a year, you may lose anywhere from $5k-$15k from that in taxes every year.

In Florida, you would keep all of that. Moving there is like getting an immediate raise. It is also important to consider this when you are factoring in your budget for a marina slip.

You will have far more disposable income, so you may be surprised how much more you have to spend on a high-quality marina slip in a prime location.

What are some things to consider when living aboard your boat in Florida?

Not everything in Florida is sunshine and rainbows. A lot of it is, but not everything. Florida is very hot, which is great. Florida is also very humid, which you might not enjoy as much. A lot of Florida is swampland, which when combined with the humid air, offers the perfect climate for mosquitos and other insects. If this is something that will bother you, maybe Florida isn’t for you. On the other hand, if you are living along the coast very close to the city there are going to be far fewer insects. Not none, but less.

Additionally, depending on where you live in Florida you may find the party culture uncomfortable. Miami can be crazy. It is a playground for the young, drunk, and wealthy. If this isn’t a problem for you, great! Maybe you are young, drunk, and wealthy yourself. If, on the other hand, you have left your partying and binge drinking behind you this may become rather grating over time. If you are trying to avoid this kind of nightlife, its a good idea to stick to Tampa Bay rather than Miami Beach. Despite what you might think, Tampa is far more relaxed.

The weather has been touched on briefly, day to day you have nothing to worry about. Bugs are annoying but not necessarily a big problem. What can be a big problem is the storms. Florida bears the brunt of a lot of tropical storms, tornados, hurricanes, twisters, cyclones, whatever you want to call them. A lot of them hit Florida. It isn’t uncommon for people to evacuate yearly for safer waters. This is typically a metaphor for ordinary folk. For people who live aboard their boat, this is literal. You may genuinely need to weigh anchor and sail for safer waters. Heading up the coast to New York in a hurry is a pain. It can also be very expensive.

If everything mentioned above has left you still wanting to live in Florida, perhaps it even made you more excited, then its time to pick where you might like to live. Choosing a Marina is not as much of a commitment as renting an apartment, leases can be far shorter and much more flexible. But, this normally comes at a price. You will be able to get a much better deal by committing to a longer lease. So, doing your best to make sure you pick the best marina for you the first time around is very important. It could end up saving you a small fortune in the long run. This next section is here to help you do just that.

What should I be looking for in my marina?

Your marina needs to work for you. How much your money will get you varies from place to place. Do you want to live as close to Miami as possible? Great. But you may only be able to afford the most basic marina. This is a marina with little to no added amenities, electricity and water may not even be included. Here are some things you might not have considered that you need, but that you might miss once you are without them.

Washing and drying facilities

If you are living on your boat, unless its a mega-yacht, chances are you don’t have a washer or dryer. This means having to rely on a laundromat. Which is fine, of course. But, when you consider you likely don’t have a car can become a real pain. You will need to do laundry at a minimum once or twice a week. Having to take a bus across town with all your dirty clothes is going to be tedious at best. That’s why choosing a marina with good washing and drying facilities is so important. It can save you a lot of headaches. And a lot of money, as the machines are typically free. They won’t be free in a laundromat, that’s for sure.

Being stuck on a boat is some people’s idea of heaven. But, it isn’t heaven for your body. People need to move around as much as possible. This is good for both mental and physical wellbeing. Having to go across town to find a decent gym is inconvenient, some marinas will have a gym and swimming pool included on the premises. This isn’t a necessity, just something that you might want to consider when choosing between two otherwise equal marinas.

Power and water hookups

Not all marinas come with power and water hookups. You will not only want but need access to both of these things if you plan to be there long term. If power and water are not included in your lease, you will need to discuss how much extra these will be. The cost of power especially can start to add up over the year. It is just something to consider when comparing multiple locations.

Not all marinas will come with wifi, those that do may not have particularly good wifi. But, bad wifi is better than no wifi. Of course, you can set up a connection yourself with a satellite router. But this isn’t always ideal. If you do manage to find a marina to provides wifi, even if it isn’t free, this should put it at the front of the running. If you are planning on working from your boat, doing so without wifi might not be ideal or even possible.

Having good security is important. If you are living aboard your boat that is likely where everything you own is. Boats are not the hardest to break in to. Someone who is determined could be in and out of your boat in 5 minutes with everything of value. That’s why choosing a marina that’s gated, has CCTV, and even has 24/7 security is not only ideal but advised.

The Best Liveaboard Marinas in Florida

Finding the best Marina for you will depend on a lot of things, many of them were touched on above. But for the most part, it is two things. Location and price. Just like when buying a house, location is everything. Here are some of the best liveaboard marinas in Florida sorted by location. Hopefully, at least one or more of them will be what you are looking for.

The marinas are listed first by location and then by the quality. The higher up the list the marina is the better it is, not the more expensive it is. Of course, it is up for you to decide which of the marinas is best for you. If you are looking for the most job prospects, the closer to Miami the better. Finding something in South Florida is far easier than finding something in the north. You will quickly notice that when it comes to the north, your options are very limited. North Central Florida for example only has the Sea Hag Marina, in Steinhatchee, in its entire segment. Whereas there are about 20 choices for the south. There is nothing wrong with choosing to live in the north, it just doesn’t afford as many opportunities as the south does.

North West Florida

• Bay Point Marina in Panama City Beach
• Panama City Marina in Panama City

North Central Florida

• Sea Hag Marina in Steinhatchee

North East Florida

• Fernandina Harbor Marina in Fernandina Beach
• Mandarin Holiday Marina in Jacksonville
• Ortega Villa Yacht Club Marina in Jacksonville

Central East Florida

• Eau Gallie Yacht Basin in Melbourne
• Fort Pierce City Marina in Fort Pierce
• Halifax Harbor Marina in Daytona Beach
• Harbortown Marina in Merrit Island
• Melbourne Harbor Marina in Melbourne
• New Smyrna City Marina in New Smyrna Beach
• Titusville Municipal Marina in Titusville
• Harbortown Marina in Fort Pierce
• Vero Beach Municipal Marina Vero Beach

Central Florida

• Astor Bridge Marina in Astor
• Green Cove Springs Marina in Green Cove Springs
• Monroe Harbour Marina in Sanford
• Sanford Boat Works and Marina in Sanford

Central West Florida

• Blind Pass Marina in Saint Pete Beach
• Gulfport Municipal Marina in Gulfport
• Harborage Marina in Saint Petersburg
• Longboat Key Club Moorings in Bradenton
• Pasadena Marina in Saint Petersburg
• Regatta Pointe Marina in Bradenton
• Riviera Dunes Marina in Palmetto
• Saint Petersburg Municipal Marina in Saint Pete
• Twin Dolphin Marina in Bradenton

South West Florida

• Burnt Store Marina in Punta Gorda
• Calusa Island Marina in Goodland
• Fort Myers City Yacht Basin in Fort Myers
• Legacy Harbour Marina in Fort Myers
• Marco Island Marina in Marco Island
• Marinatown Yacht Harbour in North Fort Myers
• Old Cover Marina in Naples
• Port of the Islands Marina in Naples
• Snook Bight Marina in Fort Myers Beach

South East Florida

• Boot Key Harbour City Marina in Marathon
• Dinner Key Marina in Coconut Grove Miami
• Hollywood Marina in Hollywood
• Harbour Town Marina in Dania
• Lauderdale Marine Center in Fort Lauderdale
• Marina Bay Resort in Fort Lauderdale
• Miami Beach Marina in Miami Beach
• Palm Harbour Marina in West Palm Beach
• Royale Palm Yacht Basin in Dania Beach

Hopefully, one of the above marinas has what you are looking for. A definitive answer for the best marina in Florida is very hard to answer. You could even argue that it is impossible. What is perfect for you might not be perfect for someone else. It depends so much on your budget and needs. If you are free to live wherever you choose because you work from home; then you are in luck. Some of the more northern marinas are a lot cheaper and far quieter. They offer a much more relaxed pace of life. Conversely, though, they don’t offer as many opportunities for work or play. There is more to do on South Beach than there is in the north. That’s for sure.

Remember, if water and power aren’t included in the lease you need to get an estimate before you choose a place. It may look cheaper but in the end, winds up being far more expensive when all the extra bills come in to play.

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I've personally had thousands of questions about sailing and sailboats over the years. As I learn and experience sailing, and the community, I share the answers that work and make sense to me, here on Life of Sailing.

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FLORIDA LIVEABOARD MARINAS

Liveaboard marinas can be supportive communities of like minded people, but it takes some searching to find one that is right for you and your needs.

Not all marinas allow liveaboards.

Sometimes it's a case of their government permit not allowing permanent residents on boats in the marina.

This is becoming the situation more often all over the United States.

If you are still working in a job that requires you to go to an office or factory every day, you will need to find a place near your job.

If, on the other hand, you are truly retired and can live anywhere your marina choices can be easier to make.

If you are a party animal, some marinas will be just for you.  If you are a person that likes your peace and quiet, you need to look for that kind of place. 

I have ruled out living aboard in marinas that have tiki bars on the property that stay open until all hours.  For others of you, that could be just what you are looking for.

Marinas can be very safe places to live.  Look for ones that have security gates at each dock and have a watchman on duty at night.

If you tend to use the head and shower on your boat, then the size and quality of the marina restroom facilities will not be so important.

But if you like to keep your holding tank empty and enjoy unlimited hot water in your showers, look for a great restroom when you are deciding on a marina.

I like a facility that offers a degree of privacy such as enclosed toilets and shower facilities.

Unless you have a real big yacht, you will appreciate a marina that has a clean modern laundromat with machines that work and the ability to get change.

I like marinas that have modern pedestals and finger piers.  The best pedestals are equipped with hookups for electricity, water, and cable television.

A finger pier allows you to enter your boat from the side.  Without one you have to climb aboard the bow or stern - whichever is nearest the main dock.

If the marina furnishes a lock box bolted to the dock next to the pedestal, you can consider that a welcome bonus.

Since your boat will be your home and the marina is your community, you might consider finding one that has a swimming pool.

I've made my home at several marinas with beautiful pools, including this one in Miami Beach.

Living-Aboard.com has compiled a list of marinas that we understand allow you to live on your boat full time.  We have stayed at some of them, but you should do your own research based on what you want and need.

FLORIDA LIVEABOARD MARINAS BY REGION

NORTHWEST FLORIDA

• Bay Point Marina, Panama City Beach
• Panama City Marina, Panama City

NORTH CENTRAL FLORIDA

•   Sea Hag Marina, Steinhatchee  

NORTHEAST FLORIDA

•   Mandarin Holiday Marina, Jacksonville
•   Ortega River Yacht Club Marina, Jacksonville

CENTRAL EAST FLORIDA

•   Eau Gallie Yacht Basin, Melbourne
• Fort Pierce City Marina, Fort Pierce
• Halifax Harbor Marina, Daytona Beach
• Harbortown Marina, Merritt Island
• Melbourne Harbor Marina, Melbourne
• New Smyrna City Marina, New Smyrna Beach
• Titusville Municipal Marina, Titusville
• Harbortown Marina, Fort Pierce
• Vero Beach Municipal Marina, Vero Beach  

CENTRAL FLORIDA

• Astor Bridge Marina, Astor 
• Green Cove Springs Marina, Green Cove Springs
• Monroe Harbour Marina, Sanford
•   Sanford Boat Works & Marina, Sanford  

CENTRAL WEST FLORIDA

• Blind Pass Marina, St. Pete Beach
• Gulfport Municipal Marina, Gulfport
•   Harborage Marina, St. Petersburg
•   Longboat Key Marina, Longboat Key
• Parrot Cove Marina, Bradenton
• Pasadena Marina, St. Petersburg
• Regatta Pointe Marina, Bradenton
• Riviera Dunes Marina, Palmetto
•   St. Petersburg Municipal Marina, St. Pete
• Twin Dolphin Marina, Bradenton  

SOUTHWEST FLORIDA

•   Burnt Store Marina, Punta Gorda
•   Calusa Island Marina, Goodland
•   Fort Myers City Yacht Basin, Fort Myers
• Legacy Harbour Marina, Fort Myers
• Marco Island Marina, Marco Island
•   Marinatown Yacht Harbour, N. Fort Myers
• Old Cove Marina, Naples
• Palm Harbor Marina, Cape Haze
• Port of the Islands Marina, Naples
•   Snook Bight Marina, Fort Myers Beach  

SOUTHEAST FLORIDA

• Boot Key Harbor City Marina, Marathon
• Dinner Key Marina, Coconut Grove (Miami)
•   Hollywood Marina, Hollywood
•   Harbour Town Marina, Dania
• Mangrove Marina, Tavernier
•   Miami River Point Marina, Miami
• Royale Palm Marina, Dania
• Lauderdale Marine Center, Fort Lauderdale
• Marina Bay Resort, Fort Lauderdale
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• Royale Palm Yacht Basin, Dania Beach

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Tips To Living On A Boat In Key West

February 6, 2023

This article may contain affiliate links where we earn a commission from qualifying purchases.

‍ Key Takeaways

• Living on a boat in Key West, Florida requires plenty of planning and love for the sea
• Dock rates, lease rates, and other factors can influence costs tremendously
• Mooring restrictions are in place, so be sure to check the areas of interest

‍ Living on a boat in Key West can be a truly wonderful experience. But what are some tips to make the process easier?

Being prepared for the unique challenges that come with living on a boat in Key West is important. These tips include having a solid hurricane plan, familiarizing yourself with local weather and sea conditions, and being aware of the regulations and ordinances in place for liveaboards .

Finding the perfect spot to live on a boat in Key West can be challenging, but preparing yourself ahead of time is key. As you will see, these tips will make the experience much better.

Table of contents

‍ best tips to living on a boat in key west.

Key West is a beautiful spot to live aboard in your boat, especially with the living coral barrier reef, magnificent marine life, and arguably one of the best places to sail. But there are important factors to consider to boating full time in the Florida Keys. Understanding each tip will help you save time, money, and your sanity while in Key West.

Hurricane Plan

You will need a good hurricane plan in the event of nasty weather towards Key West. Typically, June 1st to November 30th is hurricane season for Key West and all of Florida. If you happen to be caught near one, you should:

• Stay informed about the storm's forecast and track, whether it is hitting the Florida Keys or not
• Prepare an emergency kit with supplies such as non-perishable food, water, first aid items, and a battery-powered radio.
• Make a plan for you and your family for leaving Key West or sheltering in place (better have a good anchor).
• Heed all evacuation orders issued by local officials in the Florida Keys.
• Keep important documents and identification in a water-proof container.

Getting Used to Weather and Sea

Key West has warm weather year-round, meaning it has its hot seasons. People that live in KEy West must be used to the heat, or otherwise they could not handle it. If living on a boat there, you should:

• Stay informed with weather forecasts and alerts so you know what to expect and can plan accordingly.
• Wear lightweight, breathable clothing and protect yourself from the sun with a hat, sunglasses, and sunscreen.
• Drinking plenty of water to stay hydrated in the heat and humidity.
• The heat and humidity can be overwhelming, so take it easy and pace yourself when engaging in outdoor activities.
• The sea can be unpredictable, so take the opportunity to learn about the tide schedule, currents, and warning signs of rip currents, and always be aware of your surroundings when swimming. Boating safety is very important in these waters.

Many communities in Key West have implemented mooring fields and restrictions on anchoring, which may require the use of mooring buoys and the payment of fees. You will need to be familiar with how mooring buoys work for liveaboard life.

Private docks might be out of the question depending on the location in south Florida. This will be a cost that you need to factor into your boating budget.

Lease Rates

When it comes to leasing a spot for your floating home, there are different rates depending on the usage and rent type. For commercial purposes, the cost is $32.93 per foot on a monthly basis and an additional $1.00 fee for each licensed passenger. The rates may be higher due to boat rentals.

Keep in mind, there is a commercial waitlist in place for various parts of the Florida Keys. For those looking to use the spot recreationally, the rate is $28.61 per foot per month, with a recreational waitlist in effect.

If you are interested in the liveaboard life, the rate is $25.30 per foot per month with an extra $43.60 charge per person, per month. It is important to note that all leases require boat owners to lay down a deposit that equals one month's rent.

Dockage prices for transient boats vary depending on the duration of stay. Daily rates are $3.30 per foot, weekly rates are $18.70 per foot, and monthly rates are $52.80 per foot. These rates are subject to change at any time, especially during the Key West Marlin Tournament or if a lot of Key West fishing charter activities are occurring.

Water usage is included in the cost, but electric usage is metered. Keep in mind that there is a maximum stay limit of 120 days per calendar year, so be aware for living aboard in a given location.

During the summer months, transient dockage rates are reduced to $2.75 per foot per day, $14.85 per foot per week, and $42.05 per foot monthly. Local transient boats also receive a discounted rate of $2.20 per foot per day, $11.00 per foot per week, and $31.90 per foot monthly.

Derelict Vessels

Local and state governments have been cracking down on abandoned vessels in the Florida Keys, so it is important to ensure that your boat is in good working condition if you plan on living aboard. Liveaboard boaters must also be able to move the boat under its own power and sail to avoid fines.

On average, it costs roughly $240,000 a year just to take care of abandoned boats near the Florida Keys. This is costing taxpayers quite a bit of money, so lawmakers are aiming to crack down on this act.

Pump-Out Service

It is important to be aware of the county-wide ordinance that bans the overboard discharge of sewage in Key West, and to make use of the county’s free pump-out service. This is to protect the national marine sanctuary in Florida that surrounds the Keys, so just use common sense here.

Living Near Various Districts

There is an anchorage area just west of the island being a popular spot for liveaboards. This area is often referred to as "Key West affordable housing" and many of the residents commute to work every day by dinghy.

While there are many Florida communities and beautiful beaches where you could enjoy the liveaboard life, you might need special permits to stay long term. Some of the best locations to be in or around Key West include:

• Dry Tortugas (and visit historical landmarks like the Dry Tortugas National Park).
• Florida mangroves (plenty of captivating mangrove forests from Loxahatchee to Key West).
• Duval Street and Mallory Square (one of the most popular streets in Key West, along with a historic old town).
• Key Largo all the way to the Historic Seaport (the southernmost point)

Is it Difficult to Live on a Boat in the Florida Keys?

The short answer is yes, it can be difficult to adjust to life on boats. Living the boating life is not for everyone in the continental United States, even in the Florida Keys, so you will need a different perspective to have the best boating experience and set anchor somewhere you prefer.

If you want to enjoy boating and the liveaboard life, here are the pros and cons:

• Get to see diverse marine life while at anchor, like spiny lobsters, and potentially have wildlife encounters with key deer on land
• Buy a fishing license to catch various species of tropical fish
• If you want to explore, but do not want to move your boat, a boat rental or guided tour for a day trip are easy to find
• Seagrass beds, coral reefs, and the national marine sanctuary are beautiful sites to see while boating
• Strong winds with storms make it difficult to live on boats, even in the Florida Keys
• Private charters, along with other boating companies, might take up a lot of dock space in many marinas
• Some people might not like the Atlantic Ocean, the coral reef, Florida fish, or the florida Keys at all, or just prefer land in general
• Depending on your experience sailing, there may be areas you want to steer clear of in Florida if you are not familiar with the area
• You will need to get familiar with how to use a mooring buoy and be able to identify boundary buoys and trap buoys
• New laws limit the amount of time you can spend living in the Florida Keys on a boat, which drives away business for that scenario

How Many People Live on Boats in Key West?

Since the new law a few years ago, liveaboards are only able to stay 90 days at a time. So the number of boats has gone down dramatically over the years, where numbers used to be around 100 or so.

On average, you can expect to see anywhere near 70 boats at a time throughout the Florida Keys that live aboard their boats. However, these vary based on time of the year and availability of dock space.

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Liveaboard Life In The Keys Isn't The Easy Ride You Might Think. Will State Make It Harder?

One of the last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook," or anchored out but it's not the idyllic easy life that you might imagine.

All day long at a dock tucked into a city-owned marina in Key West, little boats come and go. They're dinghies, small boats that carry people from their larger boats anchored offshore onto the island.

They're coming in for supplies, or to see friends. Kathy Gregory comes in to work. She’s a restaurant manager at Blue Heaven.

She got to Key West 15 years ago — she came here to buy a boat.

"And when I got here I realized I didn't know enough — and that's when I settled down in Key West," she said.

She’s lived on that boat near Wisteria Island in Key West's harbor almost the whole time. She's anchored out, or "on the hook" as it's called, and has raised her son out there.

Gregory says that life, where you have to haul out everything you need, can be tough.

"But then there's the beautiful things. The turtles that come up near your boat and the sunsets. And even the challenge of getting in and out in the rough weather — I think I like those kind of challenges," she said.

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The city estimates there are 250 to 300 boats on the hook around the island. The biggest community is where Gregory lives, around Key West Harbor.

"Freedom and social responsibility go together and I think out there you have that. Everyone's got to kind of take care of themselves and therefore everyone helps take care of each other," she said.

Gregory says part of that social responsibility is making sure boats stay safe. If they're not kept up or abandoned, they can break loose, hit other boats, or spill fuel and sewage that can damage seagrass and mangroves.

About six weeks ago, Gregory says she called the state to report a derelict vessel.

"It's abandoned, there's no one's personal stuff on it. They came a couple days later and put a red tag on it and over a month later it washed out to sea," she said.

This year's state legislative session includes a bill that would create a program that would help prevent boats from getting to this point — from becoming what they call derelicts.

One version of the bill also requires that boats in the Keys couldn't anchor in one place for more than 90 days. So people like Gregory would have to haul up and keep moving.

The state officer in charge of boating and waterways came to a city commission meeting a few weeks ago and faced a crowd of Key West liveaboards wearing t-shirts that said "I AM NOT A DERELICT. "

Major Rob Beaton from the Florida Fish and Wildlife Conservation Commission said people who take the time to show up to a commission meeting are not who the state is worried about.

"The folks that we're concerned about are the ones that are swapping boat on a bar napkin and not registering. And then they just abandon the boat. And now the taxpayer's burdened with having to remove that boat. And the environmental cost," he said.

Monroe County spends an average of $238,415 a year removing derelict vessels. It started the state's first turn-in program, where boat owners could voluntarily surrender their vessels before they sink and turn into marine debris.

Not The Fantasy You Think It Is

The liveaboard life can sound like a fantasy like the Matthew McConaughey movie "The Beach Bum" — which actually filmed on one of the boats on the hook off Key West a couple years ago.

But it's not always so easy. Michael and Amy Moore were counting the days until a captain arrived to pick up the boat they've been living on, anchored off Key West, since the beginning of the year.

"The folks that live out there full time — I don't know how they do it," Michael Moore said.

He said his lines have been tangled up in old moorings three times. It's hot out there. The Jet Skis buzz by. And it's no fun when it's blowing hard.

And even if they'll be gone before any new laws take effect, Amy Moore said she doesn't think the 90-day anchoring rule is a good idea.

"This is your labor force here. People can't afford to live here so they have to live out there and then you're going to make it harder for them to live out there?"

Liveaboard life is one of last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook."

Gregory said she wouldn't live on land, even though there's always something to fix on the boat. She just spent three days fixing a cut-off switch for her propane tank.

"At the end of that three days, all that frustration turns into, like, empowerment," she said. "I definitely don't think it's for everyone but there is the beauty of the struggle."

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The Perfect Spot for Liveaboards in the Florida Keys -->The Perfect Spot for Liveaboards in the Florida Keys

Liveaboards up to the sounds of waves gently lapping against your bedroom every morning or watching the dolphins play as you sip wine on your deck. It sounds like the perfect vacation getaway, but for people who live aboard their vessels, this is an everyday reality. Living aboard a sailboat, catamarans, houseboats, and other vessels can give you a whole new perspective on life. Liveaboards in the Florida Keys offer a fresh take on the tiny living lifestyle. Here, you can live boundlessly and take your home on the open seas. Finding the right marina for your liveaboard can make a world of difference in your experience, which is why Mangrove Marina works so hard to ensure our marina has everything you need during your time with us, including wet slips rental in Tavernier. Our resort-like amenities combine with a beautiful location, and once you settle in, you might not ever want to leave. Our marina is spacious, stretching out across 20 lush acres. We have more than 100 wet slips designed for both transient and liveaboard boaters. Each wet slip is spacious and built to accommodate boats up to 70-feet long with 24-foot beams and 5-feet of draft. When you step off your deck and onto our fixed cement fingers and walkways, you will be ready to discover everything our marina has to offer, including breathtaking views and a laid-back atmosphere. Along with all the routine amenities marinas typically have to offer, including power, water, and pump-out services, Mangrove Marina also offers:

• Barbecue facilities
• WiFi and cable
• Bathhouses with showering facilities
• Laundry facilities
• Heated freshwater pool
• Bicycle racks

Also on our site is the always lively and ready to entertain Fin & Juice Bar, where you and your family can grab fun drinks, enjoy some great food, and listen to live music in a laid-back, classic Florida Keys setting. Our full-service marina in Tavernier is aptly named. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. In severe storms, you can protect your boats using our dry storage. Along with dry storage, we offer the full complement of essential maintenance services, including:

• Powerwashing
• Electrical work
• Top and bottom painting
• Marine system repairs
• Fiberglass and canvas repairs
• Engine work

Our full-service marina in Tavernier offers everything you need to maintain your vessel on-site and offer haul-out services. You don’t have to feel anchored to our marina during your time here. Launch off into Tavernier to explore everything our area has to offer, including shopping, kayaking, paddleboarding, snorkeling, the Wild Bird Sanctuary, Old Settlers Park, and plenty of restaurants, sightseeing, and fishing to fill your days and evenings. Mangrove Marina is located between markers 62 and 65 on the ICW if you are accessing from the water and in Tavernier, Fla., just off Mile Marker 91.7 from land. Contact us today to learn more about our wet slips rental in Tavernier or to plan your visit.

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Best Liveaboard Marinas in Florida

Published July 26, 2022

When you live on a boat, I’d have to say that the world becomes your oyster. 

After all, you’ll be gaining access to one of life’s most exclusive luxuries. With that said, every boat owner needs a marina to park their vessel.

If you decide to live on a boat, you’ll have one fact to consider. 

Where do you want to be based? The answer to this question varies greatly. Maybe you’d like to explore the world and have no permanent residence. On the other hand, perhaps you’d like to be close to the hustle and bustle of vibrant urban areas such as Miami or Jacksonville.

This article is perfect for those planning on remaining or relocating to Florida . In it, we will talk about the best liveaboard marinas in Florida and everything else that pertains to the topic. Let’s begin with why you’d want to live aboard your boat in Florida in the first place.

Why Would You Want To Live Aboard Your Boat In Florida?

Florida is easily one of the most beautiful states in the United States. It boasts a unique climate as well as many things to do and see. Moreover, the state is very safe, with it having strict laws and a local government that’s very transparent. If you’re worried about staying financially afloat in Florida, you shouldn’t. The reason for that is that the state has many work opportunities available. Besides that, it has zero income tax .

That’s right. Florida doesn’t have any income taxes at all. Thus, if you earn 50k per year, you’ll not have to lose anywhere from 5k to 15k of that 50k to taxes. Because of that, many say that moving to Florida is like granting yourself a significant raise without any company promotions.

Things To Consider When Living On A Boat In Florida

Florida has many things going for it. However, it’s by far not the perfect place to live. 

The state is often in the direct path of strong hurricanes . Additionally, its tropical climate means that you may need to use sunscreen for skin protection regularly.

Besides being hot, Florida is also very humid. Due to that, it’s the perfect habitat for insects like mosquitos to thrive, even during the cooler months of the year. Luckily, mosquitoes are only really an issue if you head to the state’s interior, where the habitat is better suited to them.

Florida is the perfect place for you if you’re a party animal. Lots of places in the state play host to amazing nightlife . 

With that said, if you’re looking for a more laid-back experience, we recommend that you reside in Tampa bay or similar more timid areas within the state.

What To Look For In A Liveaboard Marina In Florida

You must dock your boat in a liveaboard marina that works for you. 

The amount of money you will need to shell out for a marina membership will vary from place to place. The cheapest marinas often come with little amenities that won’t suffice for boat living. As such, it’s best to select a marina with all the creature comforts you need.

Here are some things to consider when choosing a liveaboard marina:

Life on a boat can be very physically taxing. 

The reason why is you’ll most often be stagnant as there’ll be little room to move around. Due to that, it’s a good idea to go for a liveaboard marina with a gym or a pool to exercise when you are docked to get supplies or do errands.

Washing & Drying Facilitie

Often, handwashing is your only option when sailing on your boat. Anyone who’s hand-washed their clothes before knows how much of a hassle it is. Therefore, any marina with washing and drying facilities is worthy of consideration.

The internet is what keeps the modern world connected. You need it in one way or another. This is especially true if you’re working remotely. With that being said, it’s only natural to consider wifi when choosing a liveaboard marina in Florida to dock your boat.

Power & Water Hookups

Basic liveaboard marinas don’t have power and water hookups. 

If you wish to plan on living the boat life for long, you’ll need both amenities. As such, you must consider the two things when looking for the perfect liveaboard marina.

If you live on your boat, then chances are, most of your valuables are on it. Unfortunately, boats are not hard for thieves to break into.

Therefore, you need to select a liveaboard marina with guards roaming 24/7, a CCTV system, and possibly a fence enclosing it.

Floridas Best Liveaboard Marinas

Job prospects are more common in Miami , so if you’re looking for work, then it’s best to find a liveaboard marina near the city. In general, there are more liveaboard marinas in the south of Florida than in the north. How come? The southern part of the state has a friendlier climate.

Below is a list of the best liveaboard marinas in Florida sorted by their location in the state:

Northern Florida

• Panama City Marina – Panama City
• Bay Point Marina – Panama City Beach
• Sea Hag Marina – Steinhatchee
• Mandarin Holiday Marina – Jacksonville
• Fernandina Harbor Marina – Fernandina Beach
• Ortega Villa Yacht Club Marina – Jacksonville

East Central Florida

• Fort Pierce City Marina – Fort Pierce
• Eau Gallie Yacht Basin – Melbourne
• Halifax Harbor Marina – Daytona Beach
• Melbourne Harbor Marina – Melbourne
• Harbortown Marina – Merrit Island
• New Smyrna City Marina – New Smyrna Beach
• Harbortown Marina – Fort Pierce
• Titusville Municipal Marina – Titusville
• Vero Beach Municipal Marina – Vero Beach

West Central Florida

• Gulfport Municipal Marina – Gulfport
• Blind Pass Marina – Saint Pete Beach
• Harborage Marina – Saint Petersburg
• Longboat Key Club Moorings – Bradenton
• Pasadena Marina – Saint Petersburg
• Regatta Pointe Marina – Bradenton
• Riviera Dunes Marina – Palmetto
• Saint Petersburg Municipal Marina – Saint Pete
• Twin Dolphin Marina – Bradenton

Central Florida

• Green Cove Springs Marina – Green Cove Springs
• Astor Bridge Marina – Astor
• Sanford Boat Works and Marina – Sanford
• Monroe Harbour Marina – Sanford

Southern Florida

• Calusa Island Marina – Goodland
• Boot Key Harbour City Marina – Marathon
• Burnt Store Marina – Punta Gorda
• Dinner Key Marina – Coconut Grove Miami
• Fort Myers City Yacht Basin – Fort Myers
• Hollywood Marina – Hollywood
• Legacy Harbour Marina – Fort Myers
• Harbour Town Marina – Dania
• Marco Island Marina – Marco Island
• Lauderdale Marine Center – Fort Lauderdale
• Marinatown Yacht Harbour – North Fort Myers
• Marina Bay Resort – Fort Lauderdale
• Old Cover Marina – Naples
• Miami Beach Marina – Miami Beach
• Port of the Islands Marina – Naples
• Palm Harbour Marina – West Palm Beach
• Snook Bight Marina – Fort Myers Beach
• Royale Palm Yacht Basin – Dania Beach

Each one of these liveaboard marinas in Florida has the essential amenities that we discussed earlier. Moreover, they’ve all got excellent reviews online. The major difference between them is how much they charge. Some are inexpensive, whereas others require you to have a hefty sum.

The Bottom Line

Living on a boat is one of the best decisions that you can make in your life. Among all the states in America, the best place to reside on a boat is arguably Florida. That’s because the place has excellent job opportunities, a vibrant nightlife, a lot of natural sights, and is blessed with a great climate that’s comfortable for almost everyone.

There are lots of liveaboard marinas in Florida. 

Some of which offer the bare amenities needed for you to dock your boat. Meanwhile, others are luxurious and have more luxurious comforts, making becoming a much more costly affair.

(Related: The Best Spots for Windsurfing in Florida )

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Live aboard marinas in southwest Florida

PLEASE NOTE: This post is intended as a guide to Southwest Florida marinas that accept full-time live aboards. This post focuses on marinas from Port Charlotte and south on the West coast of Florida. We do not post rates and availability since they change all the time. For current slip rates and availability, please contact the marina directly.

A couple years ago when Randy and I first decided we wanted to purchase a trawler and live aboard, we had to first decide what marina we would be based out of. So the search began for live aboard marinas in southwest Florida. One of the main criteria for selecting a marina would be to find one near Bonita Springs, where Randy’s son goes to school. So we began to search online and call a few marinas and we immediately found that there are few if any marinas in the Bonita Springs/Naples area. My best guess as to why so few in these areas has to do with shallow depths not allowing access for larger boats. We found a place or two in Naples where you could purchase a slip, but this wasn’t acceptable since we wanted the freedom to move about if we choose. We ruled out Punta Gorda/North Fort Myers and Marco Island since it was too far, so left us with Fort Myers, Fort Myers Beach and Cape Coral.

My parents have been live a boards for a couple of years now in the Cape Coral Yacht Basin , so this was an option. Still, we wanted to be closer to Bonita Springs, so we began to look at Fort Myers and Fort Myers Beach. There are 2 live aboard marinas that we know of in Fort Myers, Legacy Harbour Marina and Fort Myers Yacht Basin , but they are near the downtown area which still seemed a bit of a drive to make almost every day. We became frustrated that there were so few options. I mean, we are a coastal area, right? We found several marinas closer to where we wanted to be, but not all marinas allow or are setup for live aboards. After exploring all of our options on Fort Myers Beach, we came across Snook Bight Marina on Fort Myers Beach. It’s situated about mid-way on the island between the northern end of the island and Lover’s Key. It was the only live aboard marina this far south on the island, and closest to Bonita Springs, so it seemed to be our best option. We toured the facility and even stopped by on several occasions to have a drink at the restaurant there and were impressed with the facilities and location. I can’t help but say, that this was also the only marina we looked at where we could stroll across the street and be on the beach. And as Randy pointed out, if he had to drive to Bonita, this at least had the most scenic driving view. This seemed like a no-brainer.

When Randy and I finally bought our trawler in May 2012, we were informed that Snook Bight would be putting in floating docks all summer. Since we both work from home, er boat (Randy, when not traveling and I most of the time), we decided that we didn’t want to live there while the construction was going on. We decided to temporarily dock at the Cape Coral Yacht Basin. While, not the ideal location for us, this was an excellent opportunity for us to glean valuable boating and living aboard information from my parents. We’ve been at the Yacht Basin now for about 6 months and have really enjoyed it. The marina has great facilities and the live aboard community here has been very friendly and helpful. We will definitely miss all the fine folks here, especially having my parents so near.

Now that the new floating docks have been put in (and they look great!) we are ready to move to Snook Bight. We drove by there on Monday to take a look at the slip that has been assigned to us and we are excited about the new location and experiencing beach life. We owe so many thanks to my parents for guiding and advising us thus far on our journey and will miss being their neighbors. Luckily, both my folks and Randy and I can always untie the dock lines and find an anchor spot for a long weekend to catch up.

Below is a list of the live aboard marinas that we know of in the area. These are marinas that offer slip rentals, not slips you must purchase. Please comment below if we missed any.

• Burnt Store Marina , Punta Gorda
• Marina Town Yacht Harbor , North Fort Myers
• Paradise Marina , North Fort Myers
• Fort Myers Yacht Basin , Downtown Fort Myers
• Legacy Harbour Marina, Downtown Fort Myers
• Cape Coral Yacht Basin , Cape Coral
• Cape Harbour , Cape Coral
• Rosen Park , Cape Coral
• Moss Marina , Fort Myers Beach
• Salty Sams Marina , Fort Myers Beach 
• Snook Bight Marina , Fort Myers Beach
• Naples Bay Resort , Naples
• Port of the Islands Marina , Naples
• Marco Island Marina , Marco Island

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70 thoughts on “Live aboard marinas in southwest Florida”

I own a small (53 Slip) Marina in North Fort Myers that is located directly on the Caloosahatchee River and is protected by a 240 Wave Attenuator (Breakwater). It has easy access from the ICW and has a number of Restaurants, stores and a marine surplus store right down the street. Prosperity Pointe Marina is a great place to Live Aboard, buy bait, rent a boat, store a boat or enjoy on a transient basis. Come visit our friendly little Marina !

Thanks for the info Kevin. We’ll have to check it out sometime!

hello i found that Regatta point marina dose live aboard.. check them out…

kevin i am looking for a house boat too live aboard have no plans in taking it out on water just to live on iil get a little skiff too play with is this house boat some thing you can help me with the motors dont have too run just float thanks bobby

I have a friend with an updated Gibson Houseboat at 35′ is a nice place on the water. If interested contact me at [email protected] I have friends with an updated Gibson 35′ houseboat that makes a great live a board for two. Contact me at [email protected] if interested.

Hello I have a 50′ ketch currently at NAS Pensacola. I am seeking a liveaboard slip as this base no longer allows liveaboards

Talked to you a while back & rnjoyed a most pleasant conversation… .thanks for the info. Im looking forward to touching base with you again.

We are looking for either a houseboat or other liveaboard boat to buy now for winter season use. Either with a trailer or without. Would like to stay in marina 4-6 months a year.

Marinatown Rents slips……. the comment above saying we sell slips is false.

John Socha Marinatown Yacht Harbour

Thanks John! I’ve edited the post to reflect your comment.

Rosen Park can also be on that list (off Hancock Bridge Pkwy) as well as Paradise Marina, both are right by each other. I believe that Rosen Park is more of a “don’t ask, don’t tell” kind of liveaboard place, but there isn’t anyone there to bother you and it’s gated. Paradise will charge a liveaboard fee. Cape Coral Yacht Basin isn’t allowing more liveaboards in except for those already grandfathered in… strangely enough the number of those grandfathered in keeps changing, oh well.

Thanks for the info Matt! I have added Rosen Park and Paradise Marina to the list. As I understand, the Cape Coral Yacht Basin isn’t accepting anymore full-time time live aboards. I believe transient boaters are ok.

We, too, live aboard a trawler and were looking for liveaboard marinas. We really liked cape coral yacht basin, but were told they do not allow liveaboards. Is this a new development?

Hi Lisa, I believe it is a new development. It appears they are at maximum capacity for live-aboards which is why they aren’t allowing any more at this time.

Hi- Just wondering if you might know what a roughly average monthly cost might be for a live aboard rental slip in the SW FL area??

The rates can range from $8.50/foot to $14/foot. The rates depend on what marina and how long you plan to stay. You might check some of the websites listed in this post for current rates.

Thanks, Kim! One more question… Do you know if it might be possible to find a liveaboard rental in the area (not a vacation all rental, but rather a 6 month-1 year lease agreement)? Not sure if this is common or not, but my husband and I would really love the opportunity to experience the liveaboard life before purchasing our own boat. Any thoughts? Lysa

So you mean a 6 month lease for a slip? or for a boat? Most marinas I know of do 1 year leases, but I’m not aware if they do 6 month leases. or not. If you find a couple of marinas you like, you might just give them a call. They may be willing to work something out for you.

I too would like to know about trawler live aboard rentals. We too want to purchase but don’t know what size we will need etc.

I’ve not heard of anyone or place that rents trawlers for living aboard. There is a marina in Marco Island that has a few houseboats for rent, but they are moored permanently (I don’t think they actually cruise). Many folks ask about trawler live aboard rentals, but you just don’t ever see any. My guess is that there is such a learning curve to living on a trawler and maintaining one, that someone new wanting to rent would be overwhelmed. Owners probably don’t want that liability with their vessel. If I do every hear of one, I’ll post it here. I have seen trawlers for rent as a vacation rental (weekly rental) but it’s expensive and hard to find. My best advice is to research living aboard and if you can find one for a weekly rental, give it go and see what you think.

I am also looking for a live on board meetings. I called cape coral godman marina and they said they do not accept live a board. Great article and saved us a lot of leg work. Lorraine

Cape Coral does have live a boards in the marine, however, they were at max capacity last I checked. Could be they can allow additional live a boards by the time you get here, it’s always worth a check. Key West sounds nice, but I believe their marinas can run a little more on the expensive side. You might find cheaper slips right off the island. Good luck and happy boating!

I am also looking for a live a board marina. I hope to live on board part of the year and rent it out for the remaining year. I am aldo looking into key west.

Cape Coral Marina is owned by the city. when I checked last year they did not allow liveaboards, City Hall rules… if it changes the minute that I move in I will let you know! 🙂

I am moving to the area and ideally would love to rent a liveaboard boat rather than a condo. Came across this forum and was wondering if you know if any of the above marinas have monthly boat rentals?

I don’t know of any marinas that rent boats for living on…most to daily/weekly pontoon bot rentals. You might try calling a few of the marinas to see if they know of anyone willing to rent a boat for living aboard. Hope you find good luck!

Always have been fascinated with the prospect of the live aboard lifestyle but live in Landlocked Colorado but just retired from 34yrs. as a Denver Firefighter and seeking a warmer climate. Great information thank you for your efforts and the info. Until Then

Are any pet friendly?

Yes, I believe many are with the rule that you clean up after your pet. I know that Snook Bight Marina, Legacy Marina and Cape Coral Yacht club are all pet-friendly.

Wanted to get some updated info. We are coming down in May to look at the Marinas. will probably end up with Sailboat and are looking maybe to liveaboard. Any advice? Would like to be closer to gulf than downtown

Fort Myers Beach will be your best bet if you want to be close to the gulf. The live aboard marinas I know of are Salty Sam’s Marina and Snook Bight (where we are). You can also try Moss Marina, Matanzas Inn Marina, Pink Shell and maybe Fish Tale marina. You’ll have to call these last 4 about availability. If you plan to get a sailboat, you may have to watch your draft at Snook Bight. Sailboats/larger boats get stuck getting in and out of our marina at extreme low tides. They may be dredging it some day in the future. Salty Sams is fins for draft.

Good luck in your search!

Kim and Randy

I have a 78′ x 16′ House boat and I’m looking for a inexpensive live aboard slip, or privet dock in the Fort Meyers/Naples area. Any suggestions ?

I own a 78′ x 16′ houseboat. Yacht really. Is there an inexpensive wet slip marina in the Naples / Keys area that can handle a boat that size?

Hi, you have a very good blog and information you provided is very helpful.

I am looking at live aboard our boat for Oct-April as I snowbird in Florida. I phoned Snooky and Legacy – both have waiting list and the city only has docks which overlooks the street/construction. Any suggestions for a marina which is near beach and shops/transportation.

Hi. Thanks for following our blog. You can try Salty Sam\’s Marina or Fish Tale Marina. Both are on Fort Myers Beach and allow liveaboards. Good luck!

I currently have my CT house folr sale. I was considering buying a 26- 32 ft Nordic or Ranger Tug. Or a pre owned trawler, smaller in nature, no bigger than 34′. I would be seeking a “live aboard” marina, mainly for myself and sometimes my wife, that was well located near the Gulf and close to the amenities of Ft Meyers.

No kids, no pets, and I like quiet surroundings. I work by phone and am semi retired. I would likely travel back and forth to the Northeast during June, July and August. It is inn these months I would have my boat hauled, bottom painted and serviced for the next season.

I plan to explore the Gulf, not just sit dead in the water at my slip. Can anyone direct me toward marinas that would best suit my needs? And “about”, how much, would on expect to pay on a monthly basis for a year round lease?

Check out fisherman’s village at Punta Gorda .there is a website on the Marina with slips which allows live onboard.

What about Naples? Like downtown n close to the action/beach?…

There are marinas down in Naples, however, none that we’ve found allow full-time live aboards. We’ve stayed in the Naples City Dock for a night or two, but they only allow transient dockage (No more than 4 consecutive days, with a maximum stay of 8 days in any 30 day period). Also, I just found out that Naples Bay Resort has nightly, monthly, seasonal and/or annual leases but I haven’t stayed there or know anything about the rates/fees. You might want to check it out.

If that’s a corgi in your arms, we’re moving in next to you !

Hi William – it’s actually a dachshund – similar to a corgi with the short stubby legs 🙂

Hi Guys, It seems a daunting task to coordinate getting the cash in hand, closing on the right boat(trawler) and securing a dock, ALL coming together at the same time. Maybe you can recommend the best possible order of business. By the way, I think it’s awesome you would even bother with all of us. Your advice, to say the least is invaluable…… Bless you !!

I am currently at Riviera Dunes Marina in Palmetto. They have now decided not to allow liveaboards so I need to find a new marina. I’m not coming up with much in the Sarasota/Bradenton area. Anyone know of any options near here?

Hi Kim, By the read it is not easy finding the right slip to live aboard. Could be a fortune renting slips to full time live aboard people like me in Southwest Florida. If someone is planning a water homestead let me know where I can invest. My boats 63 foot 18.1/2 or so beam. it’s a bit beat up from lack of care nothing a lot of TLC wont fix thou. Sound hull and a really comfy home. Problem is where to park this old gal. Slip rentals for boats my size are a bit pricey or not live aboard. I don’t need fancy just water and electric parking and no one to bother me while I fix it.

a lot of marina that are not live aboard will let you stay on boat as long as you are working on it.. it is different rules so they can allow it.

Love your blog! I just purchased a 34′ Silverton and living aboard in St Pete but will be bringing her (Shamrock) down to Fort Myers where I’m from soon. I’ve looked at all the marinas that you mentioned except Cape Coral Yacht Basin. Another marina that is reasonable for your list is Sweetwater Landing in North Fort Myers. Not too fancy but good for some people.

Side note: I used to do Web updates/production for a major NY publisher and I’m available to assist if you ever get bogged down. Thank you! – Karen

The Cove Inn Marina in Naples has multiple live aboard slips for rent, including the 55 foot slip we are listing. Please feel free to give our website a look, we would to get feedback as we are new to renting! httpss://www.naplesliveaboard.com/

We are seriously looking into living aboard when we retire in a couple years. What are the tax implications in FL? Personal property tax? High registration costs? How about insurance? Do insurance companies charge more if you live aboard? Thanks!

There are no tax implications since we do not own property. Living aboard allows us to really slim down our costs. The main costs associated with living aboard are boat insurance, marina slip fees (if you plan to live in a marina full time) and maintenance/upkeep for the boat. Our living expenses are lower than if we were to rent a 1 bedroom apartment, however, with a boat there will always be maintenance and repair costs especially if you plan to cruise regularly. This can get quite expensive if you need to pay someone to do all your maintenance and repair. If you are handy and can learn to do some on your own it can be a huge help. Randy does most of the repairs and maintenance on Blue Turtle now. The first year, however, was quite expensive since we were complete newbies and had no idea was we were doing, so you might need to plan for that.

I just published a post about costs for living aboard. You can check it out here https://blueturtlecruising.com/costs-living-aboard

Excellent information, thank-you! I am coming to Cape Coral Sept 2-5, 2016 to look at property and marine. Very intrigued with having a slip/canal in my back yard. My question is are most of the “sailboat” canals deep enough for a Nordic Tug 32 that drafts 42″. Another question is why don’t or do private home owner rent their dock/canal frontage to “live a boards”? Seems like a great way to make a little extra money and have some great neighbors. I am looking this trip but plan on shipping my boat from Washington state and living in it for a while. Figure a great way to figure out the area! If you could share any information with me on buying a canal home that would be appreciated.

We just bought a Hunter 336 sailboat with 42″ draft. We are looking for a slip in the Ft. Myers area (within 50 miles). We have a place down there that we rent so would need only to stay on boat during high season. Any suggestions?

It depends on where you want to be. If you are ok with being on the Caloosahatchee River, you can look at Cape Coral Yacht Basin, Legacy Harbour or the Fort Myers Yacht Basin downtown. If you prefer to be near the beach, there are several marinas on Fort Myers Beach including Snook Bight (where we are docked), Salty Sams Marina, Fish Tale, etc. Snook Bight fills up in season so you have to book in advance. I think the others usually have availability.

Hope this helps.

Good work please keep updating and esp. add pet friendly maiina’s

Thanks so much. As far as pet friendly, as far as I know and from what we’ve experienced they all seem to be pet friendly.

Awesome info and updates! Thank you so much. Super grateful for your time and contribution! 🙂

Thanks Kimberly! Glad you find it useful 🙂

Thanks for all the. Great information.

You’re very welcome Helen!

We are in the area this week, searching for live-aboard marinas and stumbled upon your site. Thank you!! You just made my information gathering much easier.

Glad we could be of some help! Thanks for stopping by Cheryl.

Hi Kim, I have been wintering in Naples for the past 6 years & have always dreamed of buying/living aboard an older trawler. However, I have been reading reviews & pricing different trawlers but am still ignorant on the subject. I ran across the Blue Turtle & know that there is a wealth of information to be found here. My first question would be what to avoid or do buying a trawler I’ve looked at a couple of 42′ Grand Banks & Island Gypsy’s. Any advise will be greatly appreciated!

My wife and I are going to visit the Cape Coral, Tampa, Fort Myers area in Nov of 2017 to look at marinas for a 38′-45′ catamaran sailboat. Can anyone recommend what marinas we should visit that can handle a catamaran and will allow live-aboards? I would need space that can handle a 4′ draft, 22′-25′ beam and approximately 62′ mast height. We want to be able to get out and sail and not be restricted by bridges. Any help would be appreciated!

There are several live aboard marinas in Mar5co island and Port of the Island a bit further south

Thanks Mike! Can you share their names?

I am looking for something just north from Venice to Palm Island, do you have any recommendations? Thanks Andrice

good site, can’t you just anchor off shore 1/4 mile and live aboard?

Trying to find a slip for myself, my friend and 2 small doggos. I own a 37′ O’Day CC with a 5′ draft and 47′ mast height. Liveaboard is preferred, but I’m willing to play the transient game until a liveaboard slip becomes available. I prefer the Ft. Myers Beach area, as I work there.

Hi Melanie,

The only marinas I can think of that might be accepting liveaboards is Matanzas Marina (if they have availability) or maybe Moss Marine. We’ve seen sailboats at Moss but I’m not sure if they are transient or if Moss is allowing full time liveaboards. Fishtale Marina allows transients we’ve been told but I don’t think they allow year-round. We’ve been told that Salty Sam’s (where we are located) is no longer accepting live aboards. Not sure if that will change in the future but it’s what we’ve heard for the last couple years. Snookbight Marina does year-round liveaboards but it’s pricey and with a 5 foot draft I wouldn’t recommend it. We draft 4.5′ and have gotten stuck at low tide…it’s very shallow around there.

Like to know more, renting and living on boat at marina.

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Where Can You Live On A Houseboat In Florida?

*This post may contain affiliate links. As an Amazon Associate we earn from qualifying purchases.

If you’re wondering where you can live on a houseboat in Florida, you’ve come to the right place. Houseboats are legal in Florida and the state has made changes to its houseboat laws. Those changes include rules governing anchoring, living on the boat, and privacy. The sixth amendment protects Americans from invasion of their privacy, so you can legally live on your houseboat.

Mangrove Marina

Suzie Waananen lives on a houseboat in Mangrove Marina. She originally lived in Homestead and spent her weekends in the Keys for the social scene. She met her husband at the Full Moon Bash party and decided to move to Florida permanently. Suzie takes care of household tasks and Ken does electrical and carpentry work. Together, the couple has three children.

Located at 200 Florida Avenue, Tavernier, Florida, the Mangrove Marina is one of the largest full-service marinas in the upper keys. The marina offers wet slips, dry rack slips, and fuel lines. Residents enjoy sunset views and sunsets from their dock. The marina is popular with houseboat owners, including liveaboards. The location is convenient to the Intracoastal and close to shopping and restaurants.

Residents of Mangrove Marina also have the advantage of living in a hurricane hole, which makes it safe for houseboat residents. In addition to being close to civilization, the marina offers transient dock slips and houseboat rentals. The marina provides a complete laundry facility and two bathhouses. A tiki bar with karaoke is also available at the marina.

Living on a houseboat in the Keys is a unique experience. You’ll enjoy the beautiful view of the Gulf of Mexico from the houseboat’s private dock. Each of the three bedrooms offers a queen-sized bed. The houseboat’s decking areas offer plenty of outdoor space for sunbathing and stargazing. No matter what season it is, you’ll be able to enjoy the outdoors at Mangrove Marina.

Rivera Dunes Marina

One of the benefits of living on a houseboat in Florida is its proximity to the water. Despite the flat terrain, Florida does experience a wide variety of storms. If you’re planning to rent a houseboat in Florida, you’ll need to have an emergency plan ready. Luckily, you can find a great marina in Florida that is ideal for your houseboat needs.

Before buying a houseboat in Florida, consider a few factors to make the most of your new lifestyle. First, decide where you want to live. Do you want to be close to a big city, near family, or have easy access to the rest of the world? Or, do you want a place where the weather is good and the people are friendly? Florida offers plenty of options for both types of people.

A marina that offers water and power hookups is ideal for those looking to live on a houseboat in Florida. Although most marinas offer these amenities, you’ll have to pay separately for them. In addition, not all marinas offer a gym or swimming pool. Whether you want to use the facilities of the marina or not, make sure you choose a place that offers a courtesy car, which is essential for those who have to go to the grocery store, buy groceries, or pay for maintenance.

Choosing a marina in Florida should be based on personal preference and character. Florida is extremely humid and hot, so you’ll probably want a dehumidifier if you’re living on a houseboat. This will also reduce the risk of condensation in your home, which can be a problem for liveaboard houseboats. The state is home to a large amount of swampland. While the swampland makes for a beautiful setting, it’s also known for a lot of mosquitoes.

Dabney Houseboat

The Dabney Houseboat is a comfortable and luxurious vacation rental that offers four bedrooms, one with a king-size bed and the others with twin beds. The boat has been meticulously maintained and features amenities such as air conditioning, a flat-screen TV, complimentary Wi-Fi, heating, and a fully-equipped kitchen. You can prepare meals in the kitchen or enjoy your favorite beverage while relaxing on the upper deck.

This houseboat is located in the Key West channel and offers beautiful views of the clear water and mangroves. It is anchored between Sigsbee Park and Fleming Key when it is not in use. It features a spacious living room with a built-in dining table, a refrigerator, and a propane two-burner stove. There are two private bedrooms, each with low ceilings and en-suite bathrooms. Decking areas are ideal for sunbathing and watching the sea life.

Guests who are traveling for business or pleasure can choose from a variety of accommodation options, including fishing lodges and Airbnb houseboats. The houseboats are incredibly comfortable and feature beautiful views of the Florida Keys. There are also on-board amenities, including a private motorized water tender and parking in the marina. Whether you’re traveling for business or pleasure, a houseboat vacation in Florida is the ideal way to unwind.

Dabney Houseboat in the Florida Keys

The Dabney Houseboat in the Florida KeyS is a unique and comfortable vacation rental that accommodates up to four guests. It features two private bedrooms, a sofa bed, and a grill. It also comes equipped with a canoe and a grill. There are two bathrooms onboard. The upper deck of the Dabney is an excellent place to relax while taking in the scenery.

The boat comes equipped with a kitchen, a shower, and a bathroom. There is a portable toilet as well. A bathroom is also included in the rental. The raft also comes with a portable toilet, a kitchen, and beach towels. The houseboat boasts one of the best-appointed luxury rentals in the Florida Keys. Guests can also stay on the deck for stargazing or watching the sunset from the houseboat jetty.

Those who enjoy sailing can book a trip aboard the Dabney Houseboat in the Florida KeyS. With a captain and crew on board, this floating vacation property offers many opportunities for divers and snorkelers to explore the area. During your stay, you can take part in dolphin cruising, snorkeling, and boating excursions. A Florida Keys houseboat is an excellent way to see the sights while on vacation.

The city of Miami has become a popular living location for those interested in living on a houseboat. It has warm climate all year long, affordable housing, and liveaboard communities. Almost all marinas have full grid power and water hookups, and many of them offer black water and gray-water discharge. Miami’s hurricane season can be dangerous, so people who are unsure of their water safety should seek professional help.

The Arkup model is one such project. It was designed to be climate-change-ready and has adjustable pilings. Its owner, a British-born businessman named Jonathan Brown, pitched the project as an innovative solution to Miami’s housing crisis. Miami’s future will be shaped by a new definition of housing and taxation. And this is just the beginning. As the city continues to grow, people will be looking for new ways to live.

Houseboat living in Miami is a unique experience that allows you to enjoy nature, be completely private, and have a great experience. While living on a boat is not for everyone, it may be perfect for those who enjoy being outdoors. A houseboat can provide you with freedom, privacy, and limitless recreation, while the city of Miami and the surrounding area are also perfect for living on a houseboat.

Those who are looking for an alternative to Miami’s sweltering heat and humidity can opt for a houseboat in the sea. With a new Arkup houseboat, residents can be sure they’ll have plenty of space for living, as well as paying property taxes on a luxury houseboat. As Miami’s coastline shrinks, the sea will rise and houseboats will continue to rise.

If you’re looking for a truly unique place to stay in Key West, Florida, consider renting a houseboat. Houseboats have everything a traveler needs to feel at home, including private bathrooms, comfortable couches, and even access to the water! If you’ve ever wanted to stay on a boat, you’ll appreciate how much space and freedom you’ll have on the water.

One such houseboat is the Mangrove Marina’s Perry Yacht. Suzie Waananen originally lived in Homestead, Florida, but came down to Key West every weekend to enjoy the social scene. She met her husband, Ken, during a Full Moon Bash party and moved in with him. While she takes care of the children, Ken works on carpentry and electrical work. They have three kids and a cat that they keep on board for company.

Mangrove Marina is a 20-acre property in Key Largo. It features 100 wet slips. Residents come from all walks of life, including a jet pilot, retired firefighter, and judge. Many residents use their houseboats as a year-round or second home. And when you’re not on the water, you can stay on the dock in Key Largo.

There are also many benefits to living on a houseboat. Many people enjoy the feeling of abundance, and many people are more than happy to spend money on a houseboat instead. Whether you’re looking for a vacation home or a permanent home, a houseboat can provide you with a comfortable and affordable alternative. And it’s a great way to make friends with like-minded people.

Lake Seminole

Located on the beautiful lake of Seminole, Florida, you can enjoy water sports or enjoy the view of the nearby landscape. This 37,500 acre lake is the site of the Bass-Masters, which attracts anglers from all over the United States. The lake offers many types of fish, including largemouth bass, chain pickerel, catfish, and striped bass. You can live on a houseboat on this beautiful lake and enjoy the water and all it has to offer.

For those interested in purchasing a houseboat on Lake Seminole, consider contacting a boat dealer. Boat dealers can help you find the right houseboat and offer financing and vessel warranties. Some houseboat dealers in the area also offer annual parking passes. Be sure to research the city and state where you plan to live before you buy. If you have a lot of time, you can spend an entire day on Lake Seminole.

If you have a lot of time, you can rent a houseboat on Lake Seminole and spend all day in the sun. Alternatively, you can buy a houseboat on the lake, and live there for a few years. There are plenty of benefits to living on a houseboat, and many people enjoy the freedom it provides. You will be able to enjoy the water and the sunshine without ever getting bored or feeling stuck on land.

If you love the outdoors, Lake Seminole is the perfect place for you. The lake is home to numerous wildlife species, including deer, turkey, and small game. However, be sure not to hunt within 200 yards of any structure or developed recreation areas. If you’re looking for a houseboat on Lake Seminole, this is the perfect place for you to call home.

Key West houseboats

If you’re looking for a relaxing getaway, one of the best places to stay is on a Key West houseboat. These beautiful floating homes boast a view of the crystal clear waters of Key West and offer everything you could possibly need while on vacation. A kitchen and bathroom complete with an open deck and comfortable couch seating are also standard. Most have a private pool, too! You can also use the houseboat as a place to do your laundry or prepare a delicious meal.

There are many amenities onboard the newly renovated Key West houseboats. It includes a fully-stocked galley, an open living area, and a private deck with a barbecue. Two kayaks and a paddleboard are included as part of the price of renting the houseboat. There’s also air conditioning and free Wi-Fi for guests. There’s also free Wi-Fi, so you can stay connected even while on the water.

In January, 70 percent of the city’s voters voted to protect Houseboat Row. But while preserving this unique part of town, houseboat owners still must pay sewer fees and other costs. The housing shortage in Key West has residents worried. Marinas and land are already full. There’s no other land available on the six-square-mile island. Some say it’s time to build new housing in Key West, but the state is lenient.

In addition to living on a Florida houseboat, you can also rent out a yacht in Key West. A typical 60-foot Chris Craft was custom-built by hotelier Conrad Hilton in the 1950s. Then, he gave the boat to a friend, Jerry Johnson. The owner anchored it permanently and used it as the centerpiece of his Bungalows Beach Estate, a five-acre luxury property located in Islamorada.

Choosing a marina in the north vs the south

There are many advantages to living on a houseboat in the northern part of Florida, including a lower cost and a slower pace of life. While there are fewer activities and job opportunities in the north, South Beach is a hotbed of nightlife and excitement. Before you decide to live in the north, it is wise to weigh the pros and cons of the two regions. Choosing the best marina is important, as it will save you a fortune in the long run.

A few factors should be considered when choosing a marina: your budget and your needs. For example, the northern part of Florida has fewer marinas than the southern region. Northern Florida is largely quieter, with only one marina, Sea Hag Marina in Steinhatchee. On the other hand, South Florida has over twenty marinas, which means more choice.

Another factor to consider when choosing a marina is whether it includes water and power hookups. Many marinas don’t have either. You will need water and power hookups if you plan on living on a houseboat for a long time. Not all marinas offer these amenities, so look for one that has both. You’ll save money and headaches by choosing a marina in the northern part of Florida instead of one in the southern part.

How to Live on a Houseboat in Florida

A houseboat in Florida can be very relaxing and cost-effective depending on where you live. The cost of living varies depending on location, but the cost of a houseboat is generally determined by the location’s proximity to larger cities. The type of boat you choose will also have a bearing on how much fun you have living on a houseboat. Houseboats with large deck rooms are ideal for Florida sunbathing.

Cost of living

Whether you’d like to live on a houseboat in Florida or rent one from a marina, there are several factors to consider. For one, the cost of living on a houseboat in Florida can be significantly cheaper than a traditional home. On top of that, you’ll enjoy the freedom and adventure that houseboat living has to offer. In addition to lower monthly costs, houseboats are legal to rent in Florida.

While the cost of living on a houseboat may seem high, the countless beautiful memories you will make are well worth it. Many houseboat dwellers have shared their budgets and dollar figures with others. By posting a comment in the section below, you can learn from other houseboat owners. There are also a number of ways to cut costs and make living on a houseboat as luxurious as possible.

If you’re on a tight budget, renting a houseboat is a great option. It allows you to try out the life on a houseboat without incurring the high cost of monthly marina fees. Furthermore, you can compare the monthly rent to the costs of living in South Beach. This way, you can decide if the lifestyle is for you. If it’s not, renting a houseboat is a good idea.

The cost of living on a houseboat varies by area, but on average, it costs around $955 per month. That’s a lot less than the average household bill. Moreover, most marinas include the cost of electricity supply in their mooring fees. This way, you won’t have to pay for this when you live in a more northern climate. It’s also possible to move the houseboat to another location to enjoy the winter.

The cost of marina fees in Florida varies depending on the area. In Titusville, for instance, marina fees are not very expensive. The Melbourne Harbor Marina charges $12 per foot per month, or $150 for a liveaboard. The total amount for a boat in Titusville, FL is $6,840 per year. The cost for docking and boat maintenance can be even more expensive.

There are many great locations in Florida to live on a houseboat. The state is known for its scenic waterfronts, and living in Tampa Bay, for example, can be an unforgettable experience. Not only can you have your own private space, but you can also enjoy endless recreations and fine dining. Additionally, Florida is home to many wonderful recreational opportunities and has relatively lax laws, which makes living on a houseboat in this state a desirable choice.

The cost of living on a houseboat in Florida varies, depending on the type of boat. It is usually determined by how close the houseboat is to larger cities. You can enjoy the Florida sun on a wide deck room. The cost of living on a houseboat can be quite affordable depending on the location. For those looking to spend long periods of time in Florida, a canal or bayfront property may be a good choice.

Some boating enthusiasts choose to live on a houseboat in Florida, which provides a unique way to reduce their carbon footprint while enjoying fresh air and killer views. While it can be expensive, some houseboat owners choose to live on a houseboat in Florida year-round, or even permanently. Whether you’re looking to make your living on a houseboat more comfortable, you’ll find that many Florida houseboats offer all the modern conveniences you could need for a stress-free lifestyle.

If you’re looking for a more laid-back atmosphere than the Miami beach crowd, you might consider moving to Tampa Bay. While it isn’t as tropical as Miami Beach, Tampa Bay’s climate is more temperate and pleasant for most people. Although bugs can be an issue, the rainy season can cause major problems in Florida. Many people opt to stay in more protected locations. While Florida may be a fantastic place to live on a houseboat, it’s not for everyone.

One of the biggest drawbacks of living on a houseboat in Florida is the legality of boarding the vessel. While Florida does not prohibit houseboats from anchoring in the state’s waters, they must have a navigable state. Otherwise, they aren’t considered “live-aboard” in Florida. While this may not be an option for you, it can be a great vacation location for you and your family.

Safety on a houseboat in Florida is important, and there are a few things you can do to improve your chances of staying safe while cruising the water. While many boating gadgets are popular, you can still use common safety measures that are proven to keep you safe. Whether you are moored in a cove or marina, be sure to stay away from metal and electronic devices. Having a distress signal on board is important, and an instructor can help you with this.

Boat safety equipment includes a personal floatation device and a throwable device. Fire extinguishers vary in size, but you will need one on every boat you float. Sound producing devices, such as a horn, whistle, and flashing lights, can also be used to warn others. Proper boat insurance is essential to prevent disaster. In Florida, you’ll find many boating safety tips and articles online.

Disadvantages

There are several advantages of living on a houseboat. Aside from the obvious advantage of being mobile, houseboats have a lot of other advantages as well. They are quiet and peaceful and do not require yard work. The water surrounding them is usually still and serene, providing the ideal conditions for wildlife observation. Additionally, they can be more affordable than blood pressure medication. Disadvantages of living on a houseboat in Florida are minimal compared to the benefits.

The first major disadvantage of living on a houseboat is the lack of accessibility to public transportation. The boat itself may be too far from town or your workplace. Moreover, the water surrounding your home may contain bacteria that can cause illness. The decks can also be slippery, and bad weather can cause damage to your floating home. So, you will have to plan your transportation. Listed below are some of the other disadvantages of living on a houseboat in Florida.

Another disadvantage of living on a houseboat is the limited space. Houseboats usually have about 500 square feet of floor space, or about half of what a standard home has. This means you need to be picky about your furniture and space-consuming hobbies. There are also no bathrooms on houseboats. It’s hard to get enough sleep. The only way to avoid this is to move to a different marina if you find that living on a houseboat is not for you.

Another disadvantage of living on a houseboat is that it’s expensive. Although a houseboat is cheaper than a floating home, it still needs a significant amount of maintenance. You also have to buy fuel and propane gas for cooking and heating. Besides, you have to join a homeowners association, which might have rules on boat ownership. Lastly, houseboats are not always available on public water.

Despite the advantages of living on a houseboat, some disadvantages of living on a houseboat include its inability to sell. It can be difficult to sell a houseboat, and buyers can take a long time to come up with a buyer. Living on a houseboat is not a dream for everyone, especially those who work or have families in the inland.

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Matthew Robbs

I love the outdoors and especially spending time with my family. Whether on a boat or at the beach, my happy place is near the water.

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They moved into floating homes and houseboats — and discovered a world of adventure and hidden expenses

• Forget buying a home on land — some people are heading for rivers and lakes instead.
• They're investing in floating houses, houseboats, and narrowboats.
• While the lifestyle has perks, it's not necessarily cheaper than owning a house on land.

Moving into their 360-square-foot floating home a year ago was a dream come true for Sarah Spiro and Brandon Jones.

The house, located on Fontana Lake in North Carolina, has loft-style interiors with high ceilings and windows all around.

"I just love that no matter what you're doing, you can look out the window and have this super peaceful view — even if you're just doing dishes," Spiro, 27, told Business Insider.

Spiro and Jones spent $90,000 building their floating home and say it would have been difficult to buy a house on land for that price. They pay a $5,000 annual mooring fee for their floating home.

Now, they can't imagine returning to life on land.

"I guess it depends on the person, but for us, we would never go back," she said. "It beats living on land."

Embracing life on the water

Living on water is big on social media, where it's spawned popular hashtags like #houseboat and #narrowboatlife , and helped push creators like Adam Lind of @adam.floatinghome to extreme visibility.

It's also a part of the alternate living movement that sees people choosing to stay in tiny houses , homes on wheels , or other forms of housing over traditional brick-and-mortar homes.

National data on the number of people who live in floating homes, houseboats, and narrowboats is hard to come by as there isn't a single authority responsible for tracking all these housing forms across the US.

However, regional data suggests the lifestyle is still quite niche.

In 2023, there were 70 floating home sales reported on the Regional Multiple Listing Service, or RMLS, which covers the Portland area and a significant part of northwest Oregon, Portland Floating Homes real-estate broker John McPherson told BI.

In the case of houseboats, US inventory is highest in the cities of Portland and Seattle, with an average of 47 and 23 monthly listings in 2023 respectively, per data provided by Realtor.com.

The cities with the next highest houseboat listings are Scappoose, Oregon, Sausalito, California, and Johns Island, South Carolina — each had between five and 10 houseboat listings per month in 2023, per data from Realtor.com.

Comprehensive data on the trend abroad is similarly hard to find.

The Canal & River Trust, which looks after 2,000 miles of canals and rivers across England & Wales, told BI there are about 34,760 boats along its waterways. Of those, 21% describe themselves as "liveaboard."

A punishing housing market is driving people to alternatives

Elizabeth Earle lives in a narrowboat that she bought for £35,000, or about $44,000, in 2022. She previously told BI's Jordan Pandy that the lifestyle was the least expensive way for her to buy a home in the UK.

"The price for a house in England is a bit ridiculous at the moment," Earle, 34, said. "Even if you're able to save £200 a month, how on earth are you going to save £20,000 towards a mortgage? It feels so unattainable compared to how our parents did it."

Earle's comments echo true across much of her generation around the world.

Millennials are saddled with debt, struggling to build up their net worths , and getting priced out of cities. Some are moving in with their parents because they can't afford to live on their own.

Houses are also getting more expensive . In the US, most major forecasts predict that home prices could rise between 1.4% and 4.1% in 2024.

And while millennials might be suffering the most in the real-estate market, people of all ages are among those seeking out a life on the water.

"What I have observed is that a lot of buyers seem to be in their 40s, 50s, or 60s. Some are in their 70s," McPherson said.

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It's often people who are downsizing and want to do something specifically for themselves now that they're older — which is enjoy the river, the views, and boating, he added.

"Housing has become increasingly unaffordable for many Americans because of historic high prices coupled with mortgage rates approaching 8%," Daryl Fairweather, Redfin's chief economist, told BI. "This is mainly due to the intense housing supply shortage in the US — we're short millions of homes, which is driving up costs."

A recent survey by Realtor.com also found that more than half of potential home buyers were second-guessing their plans to buy a home, Hannah Jones, a senior economic research analyst at Realtor.com, told BI.

"The relatively high barrier to homeownership may push would-be buyers towards renting for longer or seeking out  alternative living arrangements  to save money for a home purchase," Jones said.

Hidden costs

But if slashing expenses is the goal, life on the water might not be the answer.

"I wouldn't say that owning a floating house is much cheaper than owning a typical house on land, but it is a much lower-priced alternative to owning waterfront property in Portland," McPherson said.

Home insurance for a floating house tends to be about double what it is for a regular house on land, McPherson said. Most floating-home owners also have to pay a monthly fee to either rent or maintain the slip their house is in.

Additionally, the float — the part of the floating house that's equivalent to a foundation — deteriorates over time, McPherson said.

"Depending on what needs to be done, maintenance could cost around $10,000 or so," McPherson said. If a float is too old, it needs to be replaced — and it's not a do-it-yourself kind of job.

"Currently, to replace a float it could cost approximately $80,000 to $130,000 — or even more, depending on the size of the house and what exactly needs to be done," he said.

Laura Woodley, 35, took out a loan to buy a narrowboat in the UK in 2020. Her repayments cost about £650, or $810, a month.

"Many people think that I'm living on a boat to save money, but I actually spend more than I did when I was renting, although I now live alone instead of with roommates," Woodley previously told BI.

A boat license, heating expenses, and maintenance costs add up to roughly another £425 a month — and that's without emergency payments.

"A couple of winters ago, half of my chimney fell off, and my heating broke, and I had to pay £700 to fix it," Woodley said. "Living on a narrowboat is not as simple as having a set of fixed monthly expenses like you would if you lived in a house."

Value in the lifestyle and the community

Money aside, the lifestyle has perks.

"It's a very serene and calm way of life compared to downtown," Kate Fincham, 35, told BI . Her houseboat is moored in Bluffers Park Marina, about 30 minutes from downtown Toronto.

"There are lots of woodlands and trails by the water, and two beaches as well," Fincham added. She spends her summer mornings kayaking on the lake.

Lily Rose, 32, lives on a houseboat on Lake Union in Seattle with her husband Dylan.

"Having ducklings and goslings pay us visits in the late spring and early summer months has been a big highlight of our time on the houseboat," Rose said.

"We enjoy taking our paddleboards out for a quick lunch break during the week or cruising down to the south end of Lake Union in our little 11-foot Boston Whaler to watch the Duck Dodge sailboat races in the summer," Rose added.

For Fincham, there's value in the community and freedom she's found through the houseboat lifestyle.

"I think it's always kind of inspiring for people to think, 'Oh, I don't have to save up to buy a condo,' or whatever. There are alternate avenues and ways to live, too," Fincham said.

Houseboat life has helped her bond with her neighbors.

"The neighbors, we're all very close, and there are always activities and game nights, movie nights, or people going for dinner together," she said. When she lived in a house downtown, she barely knew the people who lived around her.

"You need to be able to roll with the punches," Fincham said. "Sometimes it's not the easiest way of life, but I always think, for me, it's the best way of life."

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With its vibrant culture, celebrated food scenes and consistently warm weather it’s easy to see the appeal of living in sunny Florida. Picture yourself sailing on your yacht off the coast of Fort Lauderdale, strolling from your door straight to the neighbourhood golf course in Naples or Orlando, spending your days in a private cabana […]

Explore Our Private Residences Collection in Florida

From private beach clubs to chef-curated dinners on your terrace, four seasons helps you live an effortless, sun-kissed lifestyle in these florida luxury homes..

With its vibrant culture, celebrated food scenes and consistently warm weather it’s easy to see the appeal of living in sunny Florida. Picture yourself sailing on your yacht off the coast of Fort Lauderdale, strolling from your door straight to the neighbourhood golf course in Naples or Orlando, spending your days in a private cabana at a legendary Surfside hotel or relaxing next to sky-high city views at one of Miami’s most coveted addresses. Whatever your style, Four Seasons Private Residences will bring it to life in a way that is unique to you.

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Enjoy oceanfront views and pristine waterways in Fort Lauderdale

Located on South Florida’s beautiful Atlantic coastline, Fort Lauderdale offers 165 miles of navigable waterways that help define this riviera as the “yachting capital of the world.”

Located 30 minutes north of Miami and 45 minutes south of Palm Beach, the oceanfront Four Seasons Private Residences Fort Lauderdale features one- to four-bedroom luxury homes positioned steps from Fort Lauderdale Beach and the yacht-lined Intracoastal Waterway. Designed by award-winning architect Kobi Karp, with interiors by Tara Bernerd, each of the 83 residences offers brightly lit living spaces, custom kitchens and private terraces that maximize the incredible views. An expert team of valets, door personnel and a Concierge are always ready with a warm welcome. This level of attentive service extends to the beach, where dedicated Four Seasons beach attendants will have your lounge chair and umbrella set up just the way you like it, complete with a gourmet picnic basket filled with organic salads, handcrafted sandwiches, artisanal cheeses, homemade breads, seasonal fruit tarts, fine wine, sparkling water and your kid’s favourite: a PBJ, no crust.

When not relaxing on the beach, you can unwind by the pool in a luxury cabana or fit in a workout in at the residents-only fitness centre. You’ll also have access to all of the amenities at Four Seasons Hotel and Residences Fort Lauderdale , including a world-class spa and inventive coastal cuisine at one of the five on-site restaurants and lounges .

Yacht lovers will also have plenty to smile about here. Four Seasons Private Residences Fort Lauderdale sits next to some of the most renowned deep-water marinas in the United States. Whether you’re embarking on a day trip or an overnight excursion, the concierge team will elevate your experience with world-class à la carte yachting services such as catering, housekeeping, maintenance, and ground transportation to and from the yacht.

Back on land, North Fort Lauderdale Beach Boulevard serves as an excellent home base for looking into nearby attractions. To the north is Hugh Taylor Birch State Park, which features a freshwater lagoon, wildlife habitat and walking trails. You can also soak in the culture of nearby palm-lined Las Olas Boulevard, which boasts lively shops, restaurants and the Broward Center for the Performing Arts, or spend your afternoons exploring Intracoastal Waterway canals lined with majestic estates and luxury yachts.

Experience Naples’ warmth and charm

Featuring approximately 160 Beachside and Golfside Residences, Naples Beach Club  will be set within a 125-acre (50-hectare) walkable coastal village – a rare gem on Florida’s Gulf Coast. Walk straight to the neighbourhood golf course from your doorstep or stroll along 1,000-plus feet of white-sand beach. Residents will enjoy access to several private beachfront amenities including three pools, a pool-side beach house, a beach club with private dining, and an exclusive spa and fitness centre. Additionally, residents will gain access to Naples Beach Club, A Four Seasons Resort, offering a range of sophisticated amenities including Gulf-view dining, beachfront concierge, luxury spa and wellness facilities, tennis centre, and robust recreational experiences.

Each residence will be a unique composition, designed to bring the outdoors in for an ever-present connection to nature and laid-back beach living. Imagine walking out of your door and stepping straight on the beach, where the only thing better than the view is the company of your friends and loved ones. With an easy flow from residences to amenities to Resort to the beach, the entire community becomes your backyard.

Capturing the warmth and charm of Old Naples, the vibrant Market Square will be accessible to residents, Resort guests and locals alike. Grab a bite to eat at Market Square Bar & Grill, which will have a game room and a four-lane bowling alley. Let your children play at the Kids Club or catch a film during exclusive screenings. Wind down with friends by a firepit or enjoy recreational activities on the lawn as the sun disappears into the Gulf.

As part of homeownership, residents will also gain exclusive access to the Residents Club, a curated collection of private luxuries layered throughout the grounds. In addition to the beachside amenities, the golf side of the property will feature additional pools, private dining, and children’s gathering areas. Orchestrated by Discovery Land Company and managed by Four Seasons, the Club will also provide unique experiences and a robust recreation program led by Outdoor Pursuits guides to create memorable days filled with fun in the Florida sun.

Soak in the Surf Club culture in Surfside

The two contemporary residential towers at The Surf Club, Four Seasons Private Residences, Surfside, Florida , provide a secluded lifestyle overlooking the Atlantic Ocean and Biscayne Bay. With access to the iconic Four Seasons Hotel at The Surf Club, Surfside, Florida – which once hosted Frank Sinatra and Winston Churchill, among many other notable guests – residents can enjoy the famous landmark’s lifestyle of elegance and unique experiences. Stop in for drinks in the legendary Champagne Bar , or have a private chef prepare a fabulous dinner party to enjoy on your own private terrace with friends.

When you live at The Surf Club, every day is infused with glamour. And Four Seasons makes it feel effortless through personalized services such as dedicated residential attendants, pre-arrival provisioning, housekeeping, in-residence spa treatments and tailored grocery shopping, just to name a few.

Homes and penthouses range from 1,400 to almost 8,000 square feet (130–750 square metres) and offer extraordinary views stretching from the Atlantic to downtown Miami. Inside, Pritzker Prize–winning architect Richard Meier personally selected the interiors and finishes that work in perfect harmony with designer Joseph Dirand’s soothing colour palette. Glass walls, capacious volumes of space, sensitivity to the movement of natural light throughout the day and sumptuous yet elemental materials reflect Meier’s decisive and iconic style.

Sky-high living in Miami

Rising high above the Miami skyline one block from the crystal-clear waters of Biscayne Bay, Four Seasons Private Residences Miami is a pillar of elegance in the heart of downtown Miami.

One of Miami’s most luxurious residential buildings and one of the city’s two tallest skyscrapers, these luxury homes present spectacular views of the ocean and city. The residences include one-, two-, three- and four-bedroom floor plans and feature amenities such as a state-of-the-art fitness centre and spa, two outdoor pools, poolside cabanas, and two on-site restaurants. Residents may also take advantage of the owner’s lounge, a full-service Concierge, 24-hour valet parking service and a business centre. Whether you live in Miami full time or seasonally, you can rest easy knowing your home is in expert hands both when you’re there and when you’re away.

Sense the serenity of resort living in Orlando

Families flock to Orlando every year to experience its world-famous theme parks, but making this Florida hot spot your home can be just as magical when you live with Four Seasons. Just ask the residents at Four Seasons Private Residences Orlando at Walt Disney World® Resort , who enjoy stunning landscape designs, idyllic parks, elevated amenities and personalized service daily.

Located within the private residential community of Golden Oak, this exclusive Four Seasons neighbourhood features stately homes that reflect the Italian, Venetian and Spanish architectural influences found in the surrounding community and the nearby Four Seasons Resort Orlando at Walt Disney World® Resort .

Spend your time lounging by your private pool year round, playing golf at the Tom Fazio–designed Tranquilo Golf Club and creating unforgettable memories with extraordinary (and magical) experiences facilitated through the Golden Oak Club. The 5-acre (2-hectare) water park, Michelin-starred dining and comprehensive Spa at the neighbouring Resort are also within easy reach.

Come live with Four Seasons

Whether you choose to make Florida home or are drawn to another locale, life at Four Seasons means effortless homeownership where everything is taken care of for you. In addition to tending to day-to-day tasks and keeping your home in order even when you’re away, the team gets to know you at a deeper level. That means your kitchen isn’t just stocked with basics, it’s stocked with all your favourite brands and ingredients. It means not just knowing your children’s names but knowing their birthdays and who their favourite superhero is. Whether it’s walking your dog or organizing thoughtful surprises for special occasions, you can feel at ease knowing someone is always there for you. With Four Seasons, you don’t just get a beautiful house with incredible amenities, you get treated like family in a community that feels like home.

See what it’s like to live with Four Seasons

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Florida mom with a 'one in a million' heart condition in need of transplant

Florida mother in need of heart transplant.

A Central Florida mom living with a rare "one in a million" heart condition is in need of a heart transplant.  She developed this condition after she gave birth to her fifth child in September 2023. 

 ORLANDO, Fla. - A Central Florida mom living with a rare "one in a million" heart condition is in need of a heart transplant.  She developed this condition after she gave birth to her fifth child in September 2023. 

"I just feel like God put me in this situation to teach me a lesson," said Tashawna Shepard. 

She was diagnosed with postpartum cardiomyopathy two weeks after giving birth. Living with her condition hasn’t been easy. 

"I get anxiety; I don't want to be around people. It’s hard for me sometimes to get dressed, to get out of bed, to cook, to clean." 

She found out she had these health issues when she began to experience severe pain in her back.

"It's different from other people because  I wasn't (having) shortness of breath, but it was just my back. I was having extremely bad pain, and it was like I was paralyzed," she said. 

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So she went to the hospital. Once she went in, she was admitted, and her doctors told her she had an enlarged heart. For the time being, while she waits for her transplant, she is required to wear a device called a Life Vest 24/7 that restarts her heart should it stop.

"If I'm out and about or at a theme park, they can actually track me and find me if my heart stops if I'm out with my kids or anyone," she said. 

The vest alerts paramedics. It’s a temporary fix while she waits for a new heart that can cost nearly $1.6 million without insurance. One organization, Help Hope Live, is looking to help Shepard get the heart she needs and provide financial support throughout the process.

"There are expenses like relocation, but it is also food that you need while you are there, and supplies that you need while you're there, and day-to-day living, and it could be transportation to and from the hospital," said Help Hope Live Executive Director Kelly Green.

You can donate to the cause here .

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fender system

Island Barrier

How Fenders Might Have Protected Against Bridge Collapse

By K.K. Rebecca Lai ,  Anjali Singhvi and James Glanz

The Francis Scott Key Bridge did not have an obvious fender system, or protective barriers, to redirect or prevent a ship from crashing into the bridge piers.

Francis Scott

Patapsco River

The New York Times; aerial image via Nearmap

Engineers point out that some other bridges have more robust barriers. The Verrazzano-Narrows Bridge in New York City has rock walls surrounding its piers.

Verrazzano-Narrows

New York Harbor

STATEN ISLAND

The New York Times; aerial image via Vexcel Imaging

Island barriers were installed around the Sunshine Skyway Bridge piers in Tampa Bay, Fla., after a ship crash caused the span’s collapse in 1980.

Sunshine Skyway

Even smaller bridges like this one near Cape May, N.J., have fenders.

Cape May county, N.J.

Grassy Sound Channel

The New York Times; image via Creative Composites Group

In bridge engineering , fenders can be anything from simple pyramids of rocks piled around the pylons to major concrete rings padded with slats of wood, designed to shield the bridge’s supports from damage by water or collisions.

While a full determination is not yet possible, some engineers told The Times that the collapse of the Key Bridge might have been avoided if its piers had more effective barriers.

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